Question on adding points and current (listed) price?

[thelionqueen]

Most should be spelled out on the site. For a 150 point contract at VGF you should receive the following:

5 "free" points- $1,085
DVD incentive- $2,500
Welcome home credit- $1,500 (To receive the welcome home credit you have to have a trip planned already which is easy enough to book.)

This brings the price down to $183.10 per point

You can then ask about the "Magical Beginnings" promotion. Under this promotion you can sell the first use years points back to Disney for $22/point. If you have a later use year (Aug, Sept, Oct, Dec) that will be the 2022 use year and you will receive your regular allotment of points for 2023. If it is one of the earlier use years you would lose your 2023 points as part of the promotion and not receive them until 2024. You should still owe dues for 2023 in either scenario. This would be paid as a rebate about a month after closing which brings the effective cost down to the $161/pt you see many mentioning.

Thank you for taking the time to explain this! I am no novice to DVC but my head was spinning trying to figure out these details, so thank you again! Super helpful!

 

[thelionqueen]

OK, so I am going to be "that person" asking questions I am sure have been answered in multiple areas, but, here goes. T

Background - I have been crazy busy with work lately and completely missed talk about current direct incentives. Once I started researching, I was and am totally shocked! I haven't seen deals like this in a very long time (like when I bought GCV for $72 a point). Even though I have a good amount of points, I am feeling like I need to purchase direct. I had saved for VDH for 2 years as the Disneyland Hotel is where my love of Disney started and is my favorite hotel in the world. I was put off by the theme, resale restrictions, pool, architecture, transient tax and parking. Very disappointed because I truly wanted to love it but didn't.

With the current incentives, I am considering VDH again. Although I still have the same disappointing thoughts, those are less magnified now that the price significantly factors into my thought process. I prefer VDH over GFV due to location and already having enough points @ WDW resorts. If I did buy @ VDH it would be used primarily at DLR and I would plan on keeping is so the resale restrictions become less of an issue (although still concerning). I know (and have seen personally) how vacations change over the years, but I know without any doubt whatsoever at all, I will visit DLR regularly for the remainder of my days.

Here's where I would appreciate your expertise. I have a March UY and realize that, to get the best price, I would need a different one. Not ideal, but since I plan on using VDH points primarily @ VDH, not a deal breaker. Am I correct in that? Would there be any way to get a March UY and get all the incentives?

What is the best, per point price, I could get @ VDH for 150 points?

I would finance for approx. 5 months then pay in full if that matters in anyone's calculations. I am aware finance charges diminish the overall value, but, in order for me to take advantage of current pricing, I need to finance until my bonus hits early 2024. Do you agree that current pricing is like the best you've seen in forever? Am I missing something?

What are the pros and cons buying VDH vs. VGF aside from the obvious (transient tax, resale restrictions, etc.). Which would you choose & why? I do not like Riviera at all, and literally wouldn't buy it for $50 a point, so, RIV is intentionally excluded from my comparison. Thank you for your insight!!