Are you wanting to go to Hawaii? And when you make and offer that has banked points, know that closing in Hawaii with an international seller will take several months. I made an offer in September and recorded in March. No hiccups in the process but did have a hiccup getting the lines straight between disney and escrow and didnt get a member number until April. If you aren't actually interested in visiting Aulani and/or wanted to book a trip with your points for a trip next year, factor in a potentially long close.
We had a planned Oct 16 vacay and thought that we would have time to use our own points but we ended up renting one more time. In the end, it all worked out and we are getting an xmas trip at Aulani BUT the week before Xmas because even in the owner window, xmas to NY is GONE at 11 months.