I bought over the phone, a friend recommended her guide (Bruce Ladd, who is no longer with DVC). I knew all about DVC, I had stayed with my friend at OKW, she had lent me all her books, so it was just a matter of putting my order in. Since I was financing through private sources, he gave me the idea to put it on a credit card with points. I used my AOL Visa and got 6 months free AOL. Since I knew what I wanted, it only took about 15 minutes. The papers came fed-ex, I read them over, filled them out and returned. It was very easy. I recently was looking for something in the paperwork and found that I had signed the papers 9-11-99, that date jumped out.
I did things backwards. We already had a trip planned for December 99 staying at Dixie Landings with a good rate, so we kept it. I then met Bruce and did the DVC tour at BWV!