ObamaCare Info

[mhsjax]

I haven't seen so much tap dancing since I last watched 42nd Street. She's YOUR daughter, not some stranger. I would think that you have have half a clue about why she selected her profession. My guess is that her reason doesn't fit your narrative.

Wow, I didn't realize that you knew this poster enough to make this judgement call.

 

[Marionnette]

I haven't seen so much tap dancing since I last watched 42nd Street. She's YOUR daughter, not some stranger. I would think that you have have half a clue about why she selected her profession. My guess is that her reason doesn't fit your narrative.

Oh please!

She's an adult, not a 13 year-old child! It's her life, her choices. You may not like the answer but I didn't grill her about her motives when she chose to go to medical school nor will I press her to defend her choice now.

Give it up, already!

 

[A_Princess'_Daddy]

How are you calculating the the 'cost' of three years service?

How many of the doctors that take advantage of this program stay past the required years.

How much would it cost the government to have to overpay doctors to join if they didn't have this program?

A subsidy is when you get something of value for nothing.

In this case the military feels they are getting value for funding education.

You might feel that giving up 3 years of your life to the military (while we are at war no less) is not worth 3 years of education but plenty do. My bother had this opportunity when he couldn't get accepted to med school and turned it down even though at the time it looked like his last chance to go to med school.

Do you also feel that the USAF students and the Naval Academy students are receiving subsidies?

That is not the definition of an economic subsidy. A subsidy is when economic support is given to a person or class of persons (person in this case including the legal definition of person, which extends to corporations and private entities) in order to encourage behavior thought to be desirable to the common good. It is not getting something for nothing, it is providing economic support to encourage a desired set of behaviors, in this case service to the military.

As to how I am calculating it, and keep in mind that my training is primarily as an economist so I can get a little geeky, I'd look at the net value of the training provided, the lost opportunity cost of income during their time served in the military versus average net income during those mandatory years of service for a non-military physician, income earned by the doctor during their years of service (including imputed income, such as housing and board), imputed carrying costs of debt service had they paid for their training and several other variables to determine that the cost of a physician's education by the military is subsidized by the taxpayers. And yes, this would extend to any doctor whose training is paid for by the military, as well as any doctor whose training is paid for by other federal grants. It's not a criticism of the fact that the training is subsidized but merely a statement that it is an economic subsidy.

Furthermore, keep in mind that most of the IRC is comprised of statutorily created subsidies, ranging from the deduction for employer-provided health insurance and pre-tax insurance premiums for employees on employer-sponsored health insurance to the deductions for mortgage interest, charitable giving, etc. All are created to encourage certain behaviors, and their relative "rightness" or "wrongness" does not obviate the fact that they are subsidies.

 

[A_Princess'_Daddy]

Wow. If everyone shared this opinion, who would be left to take care of all of us??? I don't know about you but I don't want someone who graduated at the bottom of their class responsible for my healthcare. Aren't we lucky that the "bright people" are still "flocking to the profession"???

I'm confused. I'm the one saying that it's NOT a profession in crisis and that the fears about the profession are nothing new nor are they as dire as they are made out to be. I believe bright people, like Marionette's daughter, will continue to be doctors because they WANT to be doctors, as evidenced by the fact that medical schools are still packed to the gills with bright, aspiring physicians.

 

[A_Princess'_Daddy]

I understand her tuition is being subsidized by the government but this woman is NOT getting something for nothing!! She will be serving our country not to mention go into a very respected profession. Why would you vilify someone for this? We NEED more people like her who are willing to WORK and not just take whatever they can with this "everyone owes me" mentality.

Where did I vilify her? I am merely pointing out that her education is being subsidized, so please don't put words into my mouth or try to turn this into something that it is not. I also merely posited that the government could similarly subsidize the training of others who add to the common good of the nation, as many serve the nation in ways other than military service. Would there not be value in subsidizing the education of a young doctor who wants to serve the poorest of the poor in an urban core or rural area, so that he or she is not saddled with $150,000 in student loans, which in turn make it nearly impossible for that person to serve the nation and their fellow human beings in that way?

 

[Poohbear5]

Oh please!

She's an adult, not a 13 year-old child! It's her life, her choices. You may not like the answer but I didn't grill her about her motives when she chose to go to medical school nor will I press her to defend her choice now.

Give it up, already!

Sorry to read here in this thread the bizarre attitude to your daughter's military service! I am also a mom of a child in serving in medical services. So I know how hard your daughter is working, the difficult tasks she will have helping our soldiers to heal their bodies and spirits and take care of their families and the worries you have as mom of your child being deployed to overseas and being put in harms way. Thanks for your service as a military mom!

This thread seems to have gotten way off topic from how to deal with the burden of The Affordable Care Act!

 

[njcarita]

well 2 1/2 hrs on website.... finally submitted application....... wont let me look at results.... told me to call costumer service cause we have indicated an extra person filling taxes??? i reported my 18 year old son part time income as required........... well now they say hes not a dependent??? so was on the phone with a lovely gal for about 30 minutes she has no idea what is going on...... so shes escalated to the next group and we should be getting a call in 2 days....... so still dont know anything about cost... or coverages...... etc

well the 48 hours passed... and we sat by our phones from 6-9pm BOTH nites........ and NO ONE called us back....... guess the phones arent working either........

 

[robinb]

This thread seems to have gotten way off topic from how to deal with the burden of The Affordable Care Act!

I would say that the original topic didn't have anything to do with the "burden" of Obamacare .

 

[Poohbear5]

I would say that the original topic didn't have anything to do with the "burden" of Obamacare .

Reading through the posts above, this massive tax law is indeedy a burden for most of the posters here as well as a few other threads that are active..

 

[chobie]

Reading through the posts above, this massive tax law is indeedy a burden for most of the posters here as well as a few other threads that are active..

I think you're seeing what you want to see. Many people have also posted they are better off. And many people are complaining about their premiums going up/coverage going down. But that has been going on every year for the last several years so we can't just attribute that to the ACA. And by several years I'm mean a couple of decades, at least.

 

[robinb]

Reading through the posts above, this massive tax law is indeedy a burden for most of the posters here as well as a few other threads that are active..

My point is that conversation is OT from the original intent and your complaint that talking about med school students is not on the topic of the "burden" of Obamacare is incongruous.

 

[Robbi]

Sorry to read here in this thread the bizarre attitude to your daughter's military service! I am also a mom of a child in serving in medical services. So I know how hard your daughter is working, the difficult tasks she will have helping our soldiers to heal their bodies and spirits and take care of their families and the worries you have as mom of your child being deployed to overseas and being put in harms way. Thanks for your service as a military mom!

This thread seems to have gotten way off topic from how to deal with the burden of The Affordable Care Act!

100% agree

I think you're seeing what you want to see. Many people have also posted they are better off. And many people are complaining about their premiums going up/coverage going down. But that has been going on every year for the last several years so we can't just attribute that to the ACA. And by several years I'm mean a couple of decades, at least.

Funny how people can see the same thread in different ways. I was thinking yesterday that out of all the posts here only very few were postive.

 

[A_Princess'_Daddy]

I think you're seeing what you want to see. Many people have also posted they are better off. And many people are complaining about their premiums going up/coverage going down. But that has been going on every year for the last several years so we can't just attribute that to the ACA. And by several years I'm mean a couple of decades, at least.

This thread is in essence a self-reporting poll, and therefore it is reflecting the opinions it was designed to elicit, but even with that it has generated many posts sharing positive outcomes of the expanded ACA.

My point is that conversation is OT from the original intent and your complaint that talking about med school students is not on the topic of the "burden" of Obamacare is incongruous.

Your point was articulately made, in my opinion.

Sorry to read here in this thread the bizarre attitude to your daughter's military service! I am also a mom of a child in serving in medical services. So I know how hard your daughter is working, the difficult tasks she will have helping our soldiers to heal their bodies and spirits and take care of their families and the worries you have as mom of your child being deployed to overseas and being put in harms way. Thanks for your service as a military mom!

This thread seems to have gotten way off topic from how to deal with the burden of The Affordable Care Act!

What do you mean? Who had a bizarre attitude towards her daughter's service? I, for one, am honestly curious why her daughter wants to be a doctor if the profession is in the state of crisis that the poster says her daughter feels it is, but that's not a bizarre attitude, it's a legitimate question. I find the poster's reasoning unusual but I wouldn't accuse her or anybody else of being bizarre. Your post seems unnecessarily adversarial, in my opinion, and I wonder what is generating such hostility.

 

[Robbi]

This thread is in essence a self-reporting poll, and therefore it is reflecting the opinions it was designed to elicit, but even with that it has generated many posts sharing positive outcomes of the expanded ACA.



Your point was articulately made, in my opinion.



What do you mean? Who had a bizarre attitude towards her daughter's service? I, for one, am honestly curious why her daughter wants to be a doctor if the profession is in the state of crisis that the poster says her daughter feels it is, but that's not a bizarre attitude, it's a legitimate question. I find the poster's reasoning unusual but I wouldn't accuse her or anybody else of being bizarre. Your post seems unnecessarily adversarial, in my opinion, and I wonder what is generating such hostility.

In my opinion, it was a post stating that 3 years of service would not cover the cost of her daughter's medical schooling. In dollars and cents, maybe not. In terms of providing healthcare and possibly saving the lives of our service people who put themselves in harm's way while serving our country, her service is priceless and more than covers the cost of her schooling.

 

[Eastern]

As you can see, the discounts average much higher than 50%
These are with a BC/BS PPO and just about every doctor and hospital in the Chicago area participate in our plan.

Even though doctors in two different groups may participate with your insurance, they could be receiving very different reimbursements, based on what each practice negotiated with the insurance company.

 

[Eastern]

Doctors are not taking less money.

Are you a doctor? I don't think so, or you wouldn't be saying this.

My husband is a doctor. Every year he gets less money for doing the same procedures. Our car mechanic literally makes more money per hour than he did doing several procedures today. Good thing he is nearing retirement age.

 

[GenieCat]

Person on the street video interviews: ObamaCare or The Affordable Care Act?

 

[Eastern]

From A_Princess'_Daddy: "Another solution is to increase the usage of NPs and PAs for routine care, which would allow the more highly trained physicians to focus on specialty care, where their training is needed, but that would require doctors to allow a reduction in their monopoly on patient care."

You still need a doctor to supervise the NPs and PAs.

 

[daughtersrus]

Are you a doctor? I don't think so, or you wouldn't be saying this.

My husband is a doctor. Every year he gets less money for doing the same procedures. Our car mechanic literally makes more money per hour than he did doing several procedures today. Good thing he is nearing retirement age.

Really? My DH has been a mechanic at the same Lincoln dealership for almost 30 years. His salary had decreased every year for the last 3 years. Just because the shop charges $128/ hour doesn't mean that is what the mechanic gets paid. It is FAR less than that. Warranty times have been cut by the manufacturer not to mention all the work that he does and isn't paid for because the service dept "good wills " it for the customer.

 

[Robbi]

Are you a doctor? I don't think so, or you wouldn't be saying this.

My husband is a doctor. Every year he gets less money for doing the same procedures. Our car mechanic literally makes more money per hour than he did doing several procedures today. Good thing he is nearing retirement age.

I posted earlier that friends of ours who are an electrician and a plumber are making as much money as our friends who are doctors.