No Buy June

[Debbie]

12- gifts-43 and groceries-40
13- gas-40
14- groceries 61
15- groceries 35
16- groceries 10
17- 0
18- 0 (but a bill for a pool problem came in)

Ooooh! Looky there! TWO in a row (and since I had only 4 last month, that's progress! )

June 18: $10.80 overdue fines at library

DD does this! I do, too, but luckily, I am a teacher and my librarian cancels them out.

 

[Tiggerish]

Budget for June: $400; Week 1 = $185.87 spent; Week 2 = $43.47

Giving $50 / $25 left
Groceries $145 / $14.22 left
Gas $25 / $5 left
Medical $15 / $7.45 left
Eating out $15 / $10 left
Misc. $20 / $34 over
Vacation $130 / $102 left
--------------------------------------------------------------------------
Week 3

6/15
$3 Groceries
$23 Vacation; brought a Detroit Tigers jersey at Sam's Club instead of at the game to hopefully save money on it.

6/16
$5 Groceries

6/17
$0

6/18
$0

Two zero days in a row!

Plus, I rolled up my change, turned in my bottles and counted my couponing money (each time I use a coupon at the grocery store, I put that amount of money into a jar) and I have a grand total of $111. This is 8 weeks of savings so I am mightly pleased amd ready for my Detroit Tiger's vacation trek next week.

 

[kinntj]

Good News! I downgraded Netflix from 4 movies to 2 movies! That saves $9 a month.

5/31 - $108.19 groceries for the week
6/1 - $0
6/2 - $0 bringing the kids to the park today, they can have a popsicle when they get home--NO ice cream shop! That's just a reminder for myself.
6/3 - $18.19 McDonald's (strike one!)
6/4 - $10.00 GC to book store for teacher's last day gift
6/5 - buy a present for DD's friends' party on Sat.
6/6 - $0 hoping
6/7 - 6/18 --didn't keep track, but spent a lot on eating out, swimming lessons, and misc crap. Ack!
6/19 - $139 for groceries and 2 birthday presents. stayed in budget!


Need to buy small shoe box size toys for Vacation Bible School next week for donation.
One birthday present left to buy. Two down!
The only budget I'm trying to stick to is groceries - $140 a week
$120 for private swim lessons too this month. PAID!

 

[Tiggerish]

Budget for June: $400; Week 1 = $185.87 spent; Week 2 = $43.47

Giving $50 / $25 left
Groceries $145 / $14.22 left
Gas $25 / $5 left
Medical $15 / $7.45 left
Eating out $15 / $10 left
Misc. $20 / $34 over
Vacation $130 / $102 left
--------------------------------------------------------------------------
Week 3

6/15
$3 Groceries
$23 Vacation; brought a Detroit Tigers jersey at Sam's Club to wear to the game while on vacation

6/16
$5 Groceries

6/17
$0

6/18
$0

6/19
$0

 

[kinntj]

$23 Vacation; brought a Detroit Tigers jersey at Sam's Club to wear to the game while on vacation

Have a great time! I'm going to the Tiger's game this Sunday for Father's Day!

 

[Kickapoo Joie Juice]

June 1-6: $1200
June 7: $5 at checkers for burgers and shakes
June 8: $36 gas, $10 lunch
June 9: crickets $5, $56.92 Target for food and FD gifts, Macy's $24.08
June 10: $62 tennis lessons for DD's for june
June 11: $19.25 at Target (all food)
June 12: $0!!!!
June 13: $48.93 California Pizza Kitchen , $10.50(popcorn)
June 14: $37.57 gas $267.20 Target (groceries-discovered it's cheaper than Publix)
June 15: $37.45 FD day gifts
June 16: $18.00 DH shirts
June 17: $18.37 crickets & fish
June 18: $10.20 library fines
June 19: $40.11 gas again!

I still can't figure out how I can work every day this week for 5+ hour, plus an hour drive each way to and from work (which is why I had to fill up twice and I put 400 miles on my car), and not manage a zero day. I'm going to blame it on the kids, lol...

Next week I'm only going into work 1 day on wed morning to help my replacement with the mailing-that was the one thing we didn't work on this week.

My total spending so far for this month is $1828.28. I'm not sure I'm going to make it under 2k total, but I did keep the credit card under 2k because I got paid yesterday and that should help me make it through the rest of the month as long as I'm careful. We have a 1 day trip to hilton head next week but we should be ok with just gas and food, and I plan on bringing breakfast and snacks to help keep the costs down...

 

[Tiggerish]

Kinntj - I can thank the Detroit Tigers for making today's lunch free. In this area, if the Tigers hit 3 or more home runs in a game, the next day you can bring in a copy of the box score and get a free sandwich from Arby's. Yesterday they, hit 4 home runs so I printed out 3 box scores and took my two nieces to lunch. Actually, I bought them drinks so lunch out for the three of us cost $4.

Budget for June: $400; Week 1 = $185.87 spent; Week 2 = $43.47

Giving $50 / $25 left
Groceries $145 / $14.22 left
Gas $25 / $5 left
Medical $15 / $7.45 left
Eating out $15 / $6 left
Misc. $20 / $34 over
Vacation $130 / $102 left
--------------------------------------------------------------------------
Week 3

6/15
$3 Groceries
$23 Vacation; brought a Detroit Tigers jersey at Sam's Club to wear to the game while on vacation next week (Tigers v. Cubs)

6/16
$5 Groceries

6/17
$0

6/18
$0

6/19
$0


6/20
$4 Eating out

 

[paulasillars]

I still can't figure out how I can work every day this week for 5+ hour, plus an hour drive each way to and from work (which is why I had to fill up twice and I put 400 miles on my car), and not manage a zero day. I'm going to blame it on the kids, lol...

I think you are being hard on yourself, you are reporting days where you are only spending on gas and groceries - you gotta eat and get to your job. I never report on these types of items. I have a budget for them but virtually never report on them - I only report on the items that I consider non-essential which I can do something about - which for me is usually food related - there is perfectly good/cheaper food at home.

20th - $16 for lunch for me and Robert
19th - $3.50 for a packet of biscuits (cookies) to take to my brother's tomorrow
18th - $0
17th - $0
16th - $20 for dinner out with a friend
15th - $2.50 for a snack (out of the office over lunchtime)
14th - $0

 

[chicagoshannon]

Budget is $800-- $3.13 left

groceries- $250-- $6.25 over
eating out- $150-- $2.75 left
clothes- $200 (for Hanna Andersson sale this week)--- $28 over
entertainment- $30-- $6.93 left
other- $30- $0.67 over
Gas- $140- $25.75 left

June 1- Groceries $30.85 , $7 for fast food (dh had to grab dinner before a meeting)
June 2- $8.75 for UP- Madeline's first movie.
June 3- $23.77 for dinner $140 on Hanna Andersson sale
June 4- $71 HA sale, $17 Disney store PJ's, $25.77 books
June 5- $20.25 for pizza
June 6- $61 on groceries and household, $5 on misc. other.
June 7- $0
June 8- $26.55 dh's gas, $8.55 dh's dinner
June 9- $30.41 my gas
June 10- $7.13 for milk and dish washer detergent.
June 11- $0
June 12- $8.37 for McD's breakfast-- $10 for church dinner
June 13- $7.23 for dinner (all 3 of us!)
June 14- $13.60 for pizza
June 15- $90.40 for groceries, $25.01 Target (going under groceries at least for now), $6.87 Aldi, $9.18 dh supper
June 16- $0
June 17- $0
June 18- $0
June 19- $$28 for gas, $18 for dinner, $8 cat food and misc.
June 20- $4.32 Target, $27.99 groceries
June 21- $28 for lunch, $29.29 for gas
June 22- $0
June 23- $0
June 24- $0
June 25- $0

 

[Debbie]

I'm here again. I'll update my budget later.....it's a very busy-and expensive-month for us.

Let's see:
Not included are the budgeted and automatic things: energy, Church, internet/cable phone etc.

groceries- $233/500
hotel/dining out (including grad dinner/lunches etc)- $38/300
gas (up because of a 10 hour round trip for the grad)- $197/350
misc- (Father's Day, shower and retirement gifts included) $-29/200

1- chlorine to shock the pool-20
2- gas-40
3- hair-20
4- final concert treat-10; mail a parcel-12; books/gifts-40 (for school and home)
5- groceries-40
6- gas-34
7- hotel-112; dinner 115; lunches 20; flowers 15
8- iron tablets for DH- 20 (out of groceries)
9- groceries-20 misc (pool stuff)- 28
10- 0 whew
11- 11 for registered letter
12- gifts-43 and groceries-40
13- gas-40
14- groceries 61
15- groceries 35
16- groceries 10
17- 0
18- 0 (but a bill for a pool problem came in)
19- groceries 10, gas 39
20- groceries 27, gifts (2 retirements + secret pal) 45

Updating. Some areas are doing very well. The misc gifts is now overbudget BUT I got some really good deals on the retirement gifts, and had forgotten 1 grad and my secret pal gift. I may yet buy another grad gift....we'll see how I feel later this week.

 

[Kickapoo Joie Juice]

I think you are being hard on yourself, you are reporting days where you are only spending on gas and groceries - you gotta eat and get to your job. I never report on these types of items. I have a budget for them but virtually never report on them - I only report on the items that I consider non-essential which I can do something about - which for me is usually food related - there is perfectly good/cheaper food at home.

I realized that part of it was because I was working so much (my total for last week when you add driving time was a 45 hour week plus being a parent), that I didn't have time to coordinate my shopping at all-if I was hungry, we got food, if I was out of gas, we stopped, the heck with what day it was.

At one point during the week I was looking at the receipts going, I don't even remember buying this! (I think it was the second round of gas). I was that tired...

My DH was grumbling about my serviceable 6 yo mazda minivan when he was driving yesterday, and asking me about the obama cash for clunkers. He also thought we should buy a diesel or a hybrid for our next car, so I did all this research (because I love cars, I really do), and came up with three good options for our family, and he was like, oh, forget it, way too expensive. .

Well, duh, how much do you THINK a hybrid SUV or a diesel station wagon's gonna cost! But I'm trying not to be too pissy about it because it's father's day.

I just now need to figure out a way to save 40k for a hybrid toyota highlander, a lexus rx 400h, or an audi A3 sportwagon turbodiesel (all of which get nearly combined 30 mpg!)...

 

[paulasillars]

Major confession today - wasted $1 at the library hiring a DVD - there is a limit to how many Stargate/Star Trek reruns I can watch when there is nothing else on TV - I consider it sanity money!

22nd - $1 for DVD rental at the library
21st - $0
20th - $7.50 for lunch (revised amount as Robert paid me back)
19th - $3.50 for a packet of biscuits (cookies) to take to my brother's tomorrow
18th - $0
17th - $0

 

[Debbie]

Major confession today - wasted $1 at the library hiring a DVD - there is a limit to how many Stargate/Star Trek reruns I can watch when there is nothing else on TV - I consider it sanity money!

22nd - $1 for DVD rental at the library
21st - $0
20th - $7.50 for lunch (revised amount as Robert paid me back)
19th - $3.50 for a packet of biscuits (cookies) to take to my brother's tomorrow
18th - $0
17th - $0

Paula, I don't think of this as wasted. Entertainment should be in the budget and I think that for $1, you did well! You didn't go and buy a DVD! Our entertainment is the t.v. cable and the internet, and trust me-they are a LOT more than $1!

Look at your $0 days! We've managed 3 $0 days in the entire month...

 

[casper_jj11]

Post weekend update.... didn't shop much but ended up spending more than anticipated. We had a reunion this weekend and every place an event was held also had a $10 parking fee. DH also dropped his brand new motorbike on Friday afternoon and snapped off the clutch lever and bent the gear shifter.... oh, and we decided to plant a vegetable garden for the raccoons... oops, meant 'for the children'

groceries $540 $22.35 left
gas $500 $360 left
cat food $90 $45 left
hockey $500
vet check up $150
parent's anniversary $30
fathers day $60 $36.84 over
roller blades for DS6 doing so well in school thisyear $80 $24 left
van servicing $500 $370 left
timing belt replacement on car $500 $162 left
my spending $150 $105 over
DH spending $150 $330 over

Total: $3240 $409.36 left

1 - groceries $40
2 - $0 YEAH!
3 - groceries $4, $15, gas $70
4 - paper towels $6, juice $3, kids shoes $311.94
5 - $200 Disney store closing sale; $50 protein supplement for DH; $12 prescription for DS1 sinus infection; DH $30 for lunch, DH $10 for gas
6 - $110 groceries
7 - $30 Costco (groceries and propane)
8 - $0 YEAH!
9 - $0 YEAH~
10 - $0 YEAH!
11 - $50 groceries, $45 cat food, $358 DH blackberry bill (bill goes to the office and it just made it to me for payment... covers the last five months )
12 - $16 spa (used GC for most of it so only a little out of pocket); $22.71 groceries
13 - $80 groceries; $60 gas
14 - $18.65 groceries; $13.84 Fathers Day cards
15 - $13 mailing Dad's father's day cards ... yes, cards... turns out it takes eternity and a day to get to Newfoundland from here... you'd think I'd know by now....
16 - $130 minivan servicing YEAH! Within Budget!!
17- $70 groceries; $58 father's day
18 - $338 car servicing; lunch for retiring collegue $15; $12 bday gift for party DS6 attending; $5 father's day;
19 - $15 cash bar at reunion; $7 lunch
20 - $ 56 roller blades for DS6; $30 groceries; $10 parking for reunion; $14 cash bar at reunion; $10 father's day; $400 replace gear shifter and clutch handle on DH's bike
21 - $31 groceries; $60 vegetable plants
22 - ?

 

[Kickapoo Joie Juice]

Oh, Joanne, that's a bummer about DH dropping his bike. Is it a cruiser? I like the crash bars you can put on the front of bikes, um, here:

They protect gear shifts, etc. It's not hard to put them on the bike.

The bike I learned to ride on had them, which was a good thing because at the training sessions I crashed TWICE. Yes, I can ride anything with four hooves but apparently not with two wheels. It's ok, I'm perfectly happy to ride b*tch with my DH (that's means riding on the back for the non motorcycle crowd), and until he gets a bike with a back seat I won't be riding at all (it's been ten years since I've ridden with him).

Anyhoo, that was a bit OT!

I did have a $0 on saturday! woot!

June 20: $0 (my second, I think?)
June 21: $10 at walmart for tshirt for BF for her Bday.

 

[Tiggerish]

Budget for June: $400; Week 1 = $185.87 spent; Week 2 = $43.47;
Week 3 = $69.00; funds remaining for the last 9 days of June is $102.34

Giving $50 / $15 left
Groceries $145 / $4.22 left
Gas $25 / $5 left
Medical $15 / $7.45 left
Eating out $15 / $6 left
Misc. $20 / $48 over
Vacation $130 / $102 left
--------------------------------------------------------------------------
Week 3

6/15
$3 Groceries
$23 Vacation; brought a Detroit Tigers jersey at Sam's Club to wear to the game while on vacation next week (Tigers v. Cubs)

6/16
$5 Groceries

6/17
$0

6/18
$0

6/19
$0


6/20
$4 Eating out

6/21
$10 Giving - church collection
$14 Misc. Father's Day present
$10 Groceries - did a cook-out with my parents and my sister and brother plus spouses and kids -11 people and I had to get a few things

 

[casper_jj11]

Oh, Joanne, that's a bummer about DH dropping his bike. Is it a cruiser? I like the crash bars you can put on the front of bikes

He drives a Ducati 848. I asked about getting crash bars but they just don't come with the sport bikes... or at least he's not willing to put it on if they do. I think I may actually learn to ride myself when the kids are a bit older. Right now, the only time I get to ride on back is when we have a sitter for the kids. I didn't think I'd like it but I just love going for a ride. When you learn to ride here you don't have to use your own bike which is awesome. It means if I drop/crash a bike, its not mine. It'll make learning a lot easier I think.

On to the budget ... I can't seem to stop spending this month. There's always something. I had to write a cheque for $20 for NEXT YEAR's school fees... can you believe that? And I won tickets to the Transformers pre screening so DH and I went last night. Turns out our free movie cost $30 for the sitter and $20 for food

22 - $22.50 service for van; $30 sitter; $20 food at theatre; $20 school fees

 

[Kickapoo Joie Juice]

Yeah, the sport bikes generally don't have crash bars, I think...

June 22: $23 (ish) at Publix, 25 at Ace Hardware for new filters and floor polish (glamorous shopping, my favorite kind...)

I'm on the laptop right now so I don't have my spreadsheet in front of me to post exact #'s but I will later. I'm still under 2k for the credit card (still at 1400) I'll probably go over for the month. I need to reset my don't spend more than 1200 since in the 8 months I've been trying I only came close once, so it's not a reasonable target. I'll try and rethink levels for normal months and "cold turkey" months today (as I'm cleaning the floor-which desperately needs it!)

Where has everybody else gone? I know I'm not the only one overspending this month-everyone else fess up!!!

 

[sprinkle101901]

Well, I feed 4 people, 2 kids, 2 adults,

we spend 60 per week on groceries, i take cash so i do not go over
20 per week on garage sales

40 per week on fast food...

thats just about it

20 per week on gas in one car
15 per week on gas in the other car

still we are not saving...any advice??

 

[paulasillars]

Well, I feed 4 people, 2 kids, 2 adults,

we spend 60 per week on groceries, i take cash so i do not go over
20 per week on garage sales

40 per week on fast food...

thats just about it

20 per week on gas in one car
15 per week on gas in the other car

still we are not saving...any advice??

I started out writing down every cent I spent including all bills, cash or otherwise - its amazing how it trickles away and I found I'd easily forget if I didn't write it down.

It might help you see why you aren't saving.