New SSR offer---I have a few questions

[Mic]

I was able to snag a small add-on through Disney at WLV for the now-extinct price of $84. I paid the downpayment, and have signed the paperwork and written out the check for the balance. I was planning to send everything in today, but I can't stop thinking about the new SSR offer. My "master" plan is to purchase 150 more points over the next 5 years or so, for cash, in increments of 25-50 points at a time. But the AP incentive, along with the $5 or $10 off, and the realization that DVC points will definitely go up in price in the near future has me thinking bigger. If I use the money I have in hand for the downpayment on 130 SSR points, I will get 2 AP's, and not have a payment due until April, 2005. Also, dues will be deducted beginning in April, 2005. Am I right so far? Since I have a Dec. use-year, if I take the $10 off per point, I will not have points until Dec., 2006. Is this correct? Could I borrow the 2006 points to use sometime after Dec.1, 2005, but before Nov.30, 2006? If I can borrow the new points,the $5 off per point would be better for us, since the whole reason I am adding-on now is to have a few extra points for a trip in June, 2005. Does this rambling make sense? I prefer asking here before i call my guide(who is no longer Tink, but the same Lost Boy i've always had )Thanks!

 

[tjkraz]

Originally posted by Mic
I was able to snag a small add-on through Disney at WLV for the now-extinct price of $84. I paid the downpayment, and have signed the paperwork and written out the check for the balance. I was planning to send everything in today, but I can't stop thinking about the new SSR offer. My "master" plan is to purchase 150 more points over the next 5 years or so, for cash, in increments of 25-50 points at a time. But the AP incentive, along with the $5 or $10 off, and the realization that DVC points will definitely go up in price in the near future has me thinking bigger. If I use the money I have in hand for the downpayment on 130 SSR points, I will get 2 AP's, and not have a payment due until April, 2005. Also, dues will be deducted beginning in April, 2005. Am I right so far? Since I have a Dec. use-year, if I take the $10 off per point, I will not have points until Dec., 2006. Is this correct?

I'm not certain that this is correct. DVC still has some points left at the Phase 1 buildings that were reserved to sell as add-ons. Since you have a Dec UY, they may want you to take the 2004 points, and begin fees and payments now. You'll probably have to check with a guide to confirm.

Could I borrow the 2006 points to use sometime after Dec.1, 2005, but before Nov.30, 2006? If I can borrow the new points,the $5 off per point would be better for us, since the whole reason I am adding-on now is to have a few extra points for a trip in June, 2005. Does this rambling make sense? I prefer asking here before i call my guide(who is no longer Tink, but the same Lost Boy i've always had )Thanks!

It's going to largely depend on the answer your first block of questions. Other than that, I think you may have your years a bit confused. If the let you buy points with a Dec '05 Use Year, you should be able to borrow them before 12/1/05. HOWEVER, you cannot use them until the building in which you purchase your points is open and part of the DVC program. That should occur prior to June '05, but I guess it depends on which building they sell you.

Talk to your Guide and you'll get the complete 411.

 

[meier56013]

and not have a payment due until April, 2005. Also, dues will be deducted beginning in April, 2005. Am I right so far?

It sounds like you are looking at an April use year. You will close in April, when your building opens, and payments will beguin on April 15 or May 1. You will have access to those 2005 points for your June trip and could borrow 2006 points too. This is how it worked for me, with our original contract April 2004 and the add on April 2005.

I would guess you would like to keep your same Dec use year, so you would buy Dec 2004 points. I'm unsure of availability, but my guide promised to keep some points from every use year for add ons.