need vs want

abmitch01

DIS Veteran
Joined
Apr 25, 2010
Messages
1,582
I struggle with this. I'm usually pretty good. I don't buy a lot of clothes or accessories. But take the Baggelini for the parks. I don't NEED one, I could probably make do with a VB hipster or even a purse. But I really want one. they look so convenient. What need vs wants do you struggle with?
 
I struggle with this. I'm usually pretty good. I don't buy a lot of clothes or accessories. But take the Baggelini for the parks. I don't NEED one, I could probably make do with a VB hipster or even a purse. But I really want one. they look so convenient. What need vs wants do you struggle with?

Vacations in general. My stressed out/emotional half says I need it. My rational half says I want it. :goodvibes
 
Vacations in general. My stressed out/emotional half says I need it. My rational half says I want it. :goodvibes

Even Gail Vaz-Oxlade (who does the "Til Debt Do Us Part" show on TV) says you need some kind of vacation or you will burn out. She calls it a need and tells people to include it in their budgets. For me, I know that if I stay at home during that vacation, I'll end up doing work. Doesn't have to be expensive but I need to get away.

TP
 

Even Gail Vaz-Oxlade (who does the "Til Debt Do Us Part" show on TV) says you need some kind of vacation or you will burn out. She calls it a need and tells people to include it in their budgets. For me, I know that if I stay at home during that vacation, I'll end up doing work. Doesn't have to be expensive but I need to get away.

TP

I agree but for me it seems to be every 3-4 months whereas dh only needs once or twice per year. I definitely agree that it doesn't have to be a big trip or a full week long. At the end of June just dh & I are going to a romantic b&b 1 block from the ocean in a quiet town for 2 nights and we are soooo looking forward to it! :cloud9:
 
With all due respect, a vacation is NOT a "need" it is a want. "burnout" is not a justification to spend money (or not spend money) on a vacation. It is most definitely a want...a NEED is something that one truly NEEDS for survival. Plenty of people survive fine without a vacation.

I'm not sure what is up with this board lately - vacations a "need", $6000 to spend at Disney and not sure if they can do it (YIKES!). This is a BUDGET BOARD. There seems to be less than 10% about budgets (not the physical writing on paper, but deals, etc) in the past few months. This site used to be great...not so much anymore.
 
With all due respect, a vacation is NOT a "need" it is a want. "burnout" is not a justification to spend money (or not spend money) on a vacation. It is most definitely a want...a NEED is something that one truly NEEDS for survival. Plenty of people survive fine without a vacation.

I'm not sure what is up with this board lately - vacations a "need", $6000 to spend at Disney and not sure if they can do it (YIKES!). This is a BUDGET BOARD. There seems to be less than 10% about budgets (not the physical writing on paper, but deals, etc) in the past few months. This site used to be great...not so much anymore.
With all due respect, the word "budget" implies establishing spending boundaries and adhering to them. It is not the same thing as "cheap", "inexpensive" or even "affordable". If someone is able to spend $6K on a vacation, then that's their business. We can help by suggesting the best ways to stay within that limit while getting everything they expect from a vacation and possibly more.
 
With all due respect, the word "budget" implies establishing spending boundaries and adhering to them. It is not the same thing as "cheap", "inexpensive" or even "affordable". If someone is able to spend $6K on a vacation, then that's their business. We can help by suggesting the best ways to stay within that limit while getting everything they expect from a vacation and possibly more.

:thumbsup2

That poster has a budget of $6000 for their vacation, their thread most definitely fits in on the BUDGET board :confused3

My need vs want struggle is purses/bags so I can totally relate OP. I can convince myself I need a particular bag because of XYZ but the truth is I could make do with what I already have so I know its purely a want.
Luckily I don't have very expensive taste so my "need" doesn't really hurt me financially. If you can afford to buy something for yourself that you want without it effecting your ability to pay bills, go for it. You get one life, there is nothing wrong with doing little things to make you happy.

Oh and just to make sure this belongs on the budget board, check ebags and 6PM and other places like that, alot of time they discount certain colors :thumbsup2
 
I think most things are more on a continuum than "need vs. want" implies. Its too binary.

My family of four could survive in a one bedroom apartment - God knows my father grew up sleeping in the kitchen - in the bathtub! My mother survived the first 12 years of her life without indoor plumbing. Running to the outhouse in January in Minnesota CAN be done - so indoor plumbing must be a "want" and not a "need" - right? People all over the world live off diets of primarily rice, beans and vegetables. It can be done.

On the other hand, I'd really like a diamond tiara - I'm a little obsessed with Tiara Thursdays over at the Royal Order of Sartorial Splendor blog. But, unless I suddenly marry into the Dutch royal family, it isn't exactly a need for me.

So there are the basic survival needs - shelter, food, clothing, heat, time to relax and recharge. Then their are the secondary "upgrade" needs that in modern America are, in fact, needs - adequate bedroom space for everyone in the family. Healthy food that has variety in it. In many areas of the country - a car. Saving for retirement. From there, you get into "minor wants: - dinner out once in a while. Nicer clothes. A better than functional car. Then there are "middle class wants" - and those depend on where you fall in the middle class and what your priorities are but are things like vacations, maybe a Coach purse. Somewhere on the continuum, you get into dressing in Chanel - which isn't a need for anyone - and tiaras, which isn't a need unless you are actually a member of a royal family going to tiara events (and even then, they are frequently borrowed).

My own struggle is books. I could go to the library, but I tend to just buy things on my Kindle or run to the bookstore. I've gotten better, but books are sort of my downfall - and I frequently have two or three copies of my favorites because a copy isn't at my fingertips when I want to reread it (which has gotten better as my favorites have been bought on the Kindle.)
 
I struggle with this. I'm usually pretty good. I don't buy a lot of clothes or accessories. But take the Baggelini for the parks. I don't NEED one, I could probably make do with a VB hipster or even a purse. But I really want one. they look so convenient. What need vs wants do you struggle with?
Sometimes "need" and "want" overlap.

I need a bag to carry my wallet, phone and misc things when I'm out and about. I want a $350 Michael Kors bag. How I fill that need and satisfy that want is entirely up to the budget that I have for handbags. I could spend 1/10th the price of the MK bag and get something that is functional, leaving me plenty of money to purchase more $35 handbags, or I can make myself happy and blow it all on that coveted MK bag.
 
Sometimes "need" and "want" overlap.

I need a bag to carry my wallet, phone and misc things when I'm out and about. I want a $350 Michael Kors bag. How I fill that need and satisfy that want is entirely up to the budget that I have for handbags. I could spend 1/10th the price of the MK bag and get something that is functional, leaving me plenty of money to purchase more $35 handbags, or I can make myself happy and blow it all on that coveted MK bag.

That's it, exactly- if you were homeless, you could use a plastic shopping bag to fulfill that function - it works pretty much the same as the MK bag in terms of its basic function. Whether you use a shopping bag or buy the MK bag is your choice - and that choice is how much you want it compared to other things - and secondarily (and not always even in the picture) if you can afford it. Some people will buy that MK and not be able to pay rent at the end of the month - but that doesn't mean they don't need A bag, and it doesn't mean that they should use a plastic Target shopping bag - it just means that the MK bag wasn't the wisest choice.

But if you are say - a corporate attorney - you can't come into work carrying your stuff in a shopping bag looking like a homeless person - your NEEDS to pull off the job you have might include a $350 purse - not for its basic function of carrying your stuff, but because it has a secondary function of communicating that you are successful - in which case, you should find the purse that fills your needs - both primary and secondary - and makes you happy.
 
I think it's really good to sit down and think about your needs vs your wants and what you can make happen and what should be on the back burner. I do this with DD who is 15. Trying to help her make good use of her finances while at the same time satisfying some of her wants. I have this intrinsic guilt about spending on wants. I hate it and it makes the want item less fun. I can't totally relax and enjoy it. I am determined to not do that this time at Disney. We're staying on site for the first time, we're staying for 10 days. I want to relax and soak it all in.


with about 3 million other people, lol
 
I definitely budget for some vacations and other luxuries, and consider some relaxation a necessity. However, the necessity part is time off, time to decompress, etc. The traveling to far away places on an airplane and spending a bunch of money on entertainment part is not a necessity. That part is most definitely a want.

I'm fortunate to also be able to budget for some wants, but my budget for that is probably quite a bit smaller than many on this board!
 
Even Gail Vaz-Oxlade (who does the "Til Debt Do Us Part" show on TV) says you need some kind of vacation or you will burn out. She calls it a need and tells people to include it in their budgets. For me, I know that if I stay at home during that vacation, I'll end up doing work. Doesn't have to be expensive but I need to get away.

TP

Totally agree. For me planning a vacation takes care of my everyday stress. It gives me something to look forward to for months.
 
I think it's really good to sit down and think about your needs vs your wants and what you can make happen and what should be on the back burner. I do this with DD who is 15. Trying to help her make good use of her finances while at the same time satisfying some of her wants. I have this intrinsic guilt about spending on wants. I hate it and it makes the want item less fun. I can't totally relax and enjoy it. I am determined to not do that this time at Disney. We're staying on site for the first time, we're staying for 10 days. I want to relax and soak it all in.


with about 3 million other people, lol

Agree I have been working on this with my kids as well.
 
I am a runner and while its not needed in life and we could argue all day as if its good for you are not its one of my big "wants".

I burn through 3-4 pairs of shoes a year at $100 plus a pair. Toss in my food needs for runs all the GU, gels and the like and then add up special clothes and race fees and yeah a year in my life is worth a couple days at Disney.


I get this idea of need and want and frankly most of us have a ton of want as we don't need a phone or a car and frankly most of the stuff in our homes are wants and the home itself is one.


I will end by saying life is to short to just worry about your needs and if your bills are paid and you want this or that then go for it. I work my tail off day in and day out. I work away from home at times and do odd shifts. I don't do this for my needs I do this for my wants.
 
I struggle with this. I'm usually pretty good. I don't buy a lot of clothes or accessories. But take the Baggelini for the parks. I don't NEED one, I could probably make do with a VB hipster or even a purse. But I really want one. they look so convenient. What need vs wants do you struggle with?

This is a hard question for me. Basically the things I "need" are very few BUT IMO a life of just having basic necessities makes for more of existing than living.

Right now we need a new car. My sons 30 year old hoopde died a few weeks back. So mom gets a new ride (lol children get the hand downs) so the sensible, budget minded me says get a Nissan, the "want" side of my brain is leaning toward a Lexus
 
With all due respect, a vacation is NOT a "need" it is a want. "burnout" is not a justification to spend money (or not spend money) on a vacation. It is most definitely a want...a NEED is something that one truly NEEDS for survival. Plenty of people survive fine without a vacation. I'm not sure what is up with this board lately - vacations a "need", $6000 to spend at Disney and not sure if they can do it (YIKES!). This is a BUDGET BOARD. There seems to be less than 10% about budgets (not the physical writing on paper, but deals, etc) in the past few months. This site used to be great...not so much anymore.
Just wanted to say, budget can mean many things. For example I like these boards for the day to day budget ideas. People have great ideas about how to cut grocery bills, etc. but I'm a luxury traveler. Being budget minded 50 weeks of the year allows me to spurge come vacation time. So while spending 4k may not be "typically" budget conscious, the tools learned here benefit me in taking that vacation
 
I struggle with this. I'm usually pretty good. I don't buy a lot of clothes or accessories. But take the Baggelini for the parks. I don't NEED one, I could probably make do with a VB hipster or even a purse. But I really want one. they look so convenient. What need vs wants do you struggle with?

As part of our budget, DH and I each get about 3% of our income as personal spending money. It's nice to have some splurge money I can spend on anything. dDh tends to empty his category monthly but I've learned I'm more of a saver than I thought and have built up a nice sum in mine. I could totally buy an expensive purse guilt free, if that were my thing. I'm thinking of using it for a Disney trip, as our vacation category doesn't get much right now.

Bit my current temptation is Soma pajamas. I got some from Christmas and I love them, I want a pair for every day, but they aren't cheap! I'm stalking the sales . . .
 


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