Sorry this will be long
Dh lost his job in Dec. We were planning on paying the cobra ins(800). Turns out we are having problems already with them okaying anything. We have 3 Ds one who is 4 has developmentald disabilities. Ranges are a few months to almaot 2 years and that is the speech. We have him in 2 hours a week in private speech therapy and 3 afternoons a week in a early childhood special ed. paid for by the school district.
We've tried to get other ins. for us but so far don't want to insure for pre exsisting conditions. Or they are either the same price. We are looking into getting medicaid for the boys but they also suggested that we get John(ds) on SSI benefits. Is this a good idea or is there anything else out there that we can do to help him? Any help/advice offered would be appriecatied. We are kind of new at this.
Oh I forgot to add the private speech therapy place wants to do a pt/ot evaluation on John. We did with the school and he did not qualify. Feel free to ask any questions.
Thanks!
Dh lost his job in Dec. We were planning on paying the cobra ins(800). Turns out we are having problems already with them okaying anything. We have 3 Ds one who is 4 has developmentald disabilities. Ranges are a few months to almaot 2 years and that is the speech. We have him in 2 hours a week in private speech therapy and 3 afternoons a week in a early childhood special ed. paid for by the school district.
We've tried to get other ins. for us but so far don't want to insure for pre exsisting conditions. Or they are either the same price. We are looking into getting medicaid for the boys but they also suggested that we get John(ds) on SSI benefits. Is this a good idea or is there anything else out there that we can do to help him? Any help/advice offered would be appriecatied. We are kind of new at this.
Oh I forgot to add the private speech therapy place wants to do a pt/ot evaluation on John. We did with the school and he did not qualify. Feel free to ask any questions.
Thanks!