Need Advice.....New Guy

[browniemtb]

I've asked a lot of questions here and the responses have been great. My DW and I just bought into the BWV, 310 points, split into 2 contracts. My dilema, which really isn't a bad one, is that I must bank these points by Jan 31 because I have an August use year. Tranferring points is not an option for me since I was told that this can't be done until the contracts hit the file. Renting is scary since most would rent beyond my Jan 31 100% banking date and if the renters backed out I'd lose the points or at least some of them, I don't want that to happen. So now if I bank them I have 620 points available...thats a lot of points.
So back to my question. What would most of you experienced DVCers do in my situation. Would you try to rent now and chance it or bank them and utilize the next UY? Next UY I will have 310 banked points that I can not transfer only rent......On a good note we are going for 10 days during the F&W which should use most of the banked points.
Any feedback would be great.....
Brownie

 

[vascubaguy]

I would most likely rent those points rather than keep carrying them forward. However, you are in a situation where you could keep banking points forward and always have that "backup" pool of points if you need to use them.

So, if you bank your 2005 points, you'd get 620 points to use on August 1, 2006. Ok, so your October trip, say it uses 320 points.... that still leaves you with 300 points. Well, you can ask MS to make sure they used those banked points first so that you can bank the remaining 300 points to be used in 2007 (or you could rent those 300 points and have plenty of time before the banking deadline).

HTH