NADA help! Trying to refinance camper...

[pixiedustaholic]

During the summer of 2008, we purchased a 2009 Trail Lite by R Vision travel trailer. The interest rate is high so we are looking to refinance at our local credit union. However, NADA is not showing any 2009 Trail Lite by R Vision. It is getting frustrating because without that, the CU won't fund it. The loan officer at the CU has contacted the dealer that we bought it from but they haven't been able to help. I emailed NADA under their "Contact Us" tab but haven't heard anything yet. I don't know how to get this straightened out. If we ever go to sell the camper, no one will be able to get it financed either. Yes, I am posisitve it is a 2009 model but the NADA just skips right over 2009 on their site. Any suggestions? TIA

 

[NHMickey]

The issue you are going to have is that trail lite got bought by monoco in 2008 or 07 (not sur) but when monoco went out of business in 2009 it took all the info out of nada as there was no company to report it from.

The banks I deal with now (I am in the rv business) allow us to use 2008 with a small allowance for the year dif or 2010 with a small deduct

You can try Bank of America, Bank of the West and BB&T as they are large RV lenders. With a Credit Union we try and show what a 2010 model is worth and a 2008 model and take about half the dif and that is what a 2009 would be worth.

Good luck....