We ate dinner at Tony's last year and really, really liked it actually. The service was great and I had the calamari rings for an appetizer and they were awesome (and I live in NY!)
Cape May we did for the clambake dinner two years ago, and we have adr's for them again for dinner this trip. I would love to try their character breakfast but dh hates to eat dinner out!

He is totally not a breakfast eater, and with four little kids we like to be at the parks for opening.....then back out after lunch. So it does waste some of our park time. Although I'm thinking of booking O'hanas for their character breakfast as a suprise for our last morning at the poly.
I was lucky enough to get into CRT the past two years with dd4 and thought I would skip it this year since we are headed to 1900 park fare and also Akershus, but dd was so sad. Last year when we went for breakfast just dd and I for some mommy time, DH sent her the glass slipper dessert for after breakfast with "Always our princess" written on the plate in chocolate. The pics were adorable and she ate every bite! So she was sad not to go back, so going back, we are! Just like you said.....if they ask for it, I'm going to make it happen b/c all too quickly she will not want to do those things. Even though she is only four, I know how fast time goes by. I can't believe my oldest son is going to be ten next month
I've never done coral reef or whispering canyon......are they really worth it?
And thanks for the tip about the croc athens, I'll be checking them out on shoebuy!