pinnocchiosdad
DIS Veteran
- Joined
- Feb 9, 2008
- Messages
- 1,445
I did it. I finaly bit the bullet tonight and said "I'll take it". But I am not sure if I did the right thing. I have been confused about your user year and its impact on being able to bank points for cancelled vacations. Please tell me if I will be okay. I bought a user year of AUGUST and my family usualy vacations in July or AUGUST. What do you think?

If anything ever happens to that trip, we'll end up losing the points. If we bank points, they have to be used by 7/31 or they expire. If we are using current UY points and need to cancel, we're way beyond the banking window and they also expire on 7/31. If we borrow, those points also expire on 7/31, as borrowing is a final transaction and expires at the end of the current UY. So all around...it's risky for us.

