July No Buy

[MomToOne]

Catching up again...my DSL modem died the other night, so I haven't been able to post in the evenings! Thankfully the new modem should arrive today.

(Tracking only my fast food/restaurant/vending machine/other impulse food purchases since that's the biggest black hole in my spending.)
7/1/12 - $0
7/2/12 - $0
7/3/12 - $0
7/4/12 - $6.79
7/5/12 - $0
7/6/12 - $24.42
7/7/12 - $8.50
7/8/12 - $5
7/9/12 - $0
7/10/12 - $0
7/11/12 - $2 Darn cashew craving got me again!
7/12/12 -
7/13/12 -
7/14/12 -
7/15/12 -
7/16/12 -
7/17/12 -
7/18/12 thru 7/29/12 - China trip. Not tracking!
7/30/12 -
7/31/12 -

Total for the month: $46.71 [Goal: < $50]

 

[annsteere]

I'm in for July. I track spending that is for non necessities.

7/1-$1 (box of ugly Christmas cards at Goodwill for envelopes for cards I handcrafted)
7/2-0
7/3-$2 (We've been out of power since Sunday. The temp inside our house was 93--with no fans, no water to flush, no phone service. If I didn't get some chocolate, somebody was going to get hurt)
7/4 - 0
7/5 $1, vending machine with Snickers bars got me.
7/6 - 0
7/7 - $16 shirt for me. I skipped fast food and ate leftovers for lunch and made supper even though DH was gone for the day.
7/8 - 0
7/9 - 0
7/10 - 0
7/11 - $2 thrift store
7/12 - $1 candy bar, again. I packed lunch but forgot it in the fridge I'm
working 11-7 and can't make that without food.

 

[leagirl12]

Finally a few days where DH didn't need to spend money.

7/6/12 - $0
7/7/12 - $27.82...promised the kids a trip to the drive-in...$20 to get in and $7.82 for drinks and ice for the cooler.
7/8/12 - $0
7/9/12 - $1.10....earphones for DH
7/10/12 - 9.35......gas and oil for lawnmore and weed eater (DH)
7/11/12 - $0
7/12/12 - $0
7/13/12 -
7/14/12 -
7/15/12 -
7/16/12 -
7/17/12 -
7/18/12-
7/19/12 -
7/20/12 -
7/21/12 -
7/22/12 -
7/23/12 -
7/24/12 -
7/25/12 -
7/26/12 -
7/27/12 -
7/28/12 -
7/29/12 -
7/30/12 -
7/31/12 -

 

[leagirl12]

Our biggest frivolous spending comes on the weekend...especially the weekends that DH doesn't work. This weekend will be the first one since I started tracking and since we started getting serious about saving and not spending. Hoping for a successful NON-spending weekend!!!

 

[annsteere]

I went to work, packed my lunch and fell asleep after I got home. Hooray for laziness=no spending!

I hope I won't be spending much this month. All my weekends are occupied. I'll be having a girls weekend this week, going to a wedding next week, then spending a day at the beach the following weekend.

Having "all my weekends occupied" would mean lots of spending for me. A wedding, girls weekend, or day at the beach would all call for cash.

We are going to Lake Geneva this weekend and that will cause some major discretionary spending to report on Monday.

 

[annsteere]

Our biggest frivolous spending comes on the weekend...especially the weekends that DH doesn't work. This weekend will be the first one since I started tracking and since we started getting serious about saving and not spending. Hoping for a successful NON-spending weekend!!!

Good luck! Weekends are our big time for non-essential spending too. Especially in the summer.

Maybe I should separate "frivolous but planned and in the budget recreation" from "unplanned dumb stuff I spent money on." Or, maybe that's what other people are doing when they declare some dates as exempt from no-spend because they are having some special event.

 

[YukiPhnx]

Having "all my weekends occupied" would mean lots of spending for me. A wedding, girls weekend, or day at the beach would all call for cash.

That's what I'm afraid of. Let's hope I make good spending decisions! The wedding I'm not so worried about because DBF is paying for the gas to get there (3 hrs away) and the hotel has been paid for by the groom. But the beach day means food for the BBQ and a girls weekend always means eating out.

I'm not doing so great with my No buys this month

I need to buy some ingrediants for girls weekend after work today too. Debating whether I should include it in my budget.

No buy: 5/15
Clothes: 0/5
Make-up: 0/3
Eating out: 3/5
Entertainment: 1/5

1. $13.50- 2 green tea fraps and a VIA pack from Starbucks
2. $30.22- breakfast at Wimpy's
3. $0
$40-43.72= $3.72 over!

4. $0
5. $0
6. $4.80- lunch at Subways
$36.28-4.80= $31.48 saved!

7. $25.23- movie tix and food
8. $32.61- lunch after church, a facial cloth from The Body Shop, and 2 bottles of OPI Minnie Mouse polish
9. $0
$40-57.84= $17.84 over!

10. $0
11. $5.50-lunch at Subways
12. $9.52- iced coffee and VIA pack at Starbucks
$22.16-15.02= $7.14 saved!

13.
14.
15.
$40

16.
17.
18.
$40

19.
20.
21.
$40

22.
23.
24.
$40

25.
26.
27.
$40

28.
29.
30.
31.
$40

 

[butterflygirl3]

Soooo need to do this!!! Was going over finances last night and it was SCARY how much we waste Sooo here goes... Starting in the middle I know, but better late then never

15) Crossing my fingers its a no buy but will have to update later tonight...

 

[MomToOne]

Yeah!! My DSL is working again!!

Kept spending under control yesterday and today. I'm REALLY trying to keep to my $50 goal, even though that means I only have $3.29 left to spend. Tomorrow should be good because we have a full day of activities that don't require any spending. But Sunday I think we're going to head to the State Fair - I have free tickets, but I know DD will be bugging me to buy fair food, and it's all crazy expensive. Deep fried Twinkie anyone??

(Tracking only my fast food/restaurant/vending machine/other impulse food purchases since that's the biggest black hole in my spending.)
7/1/12 - $0
7/2/12 - $0
7/3/12 - $0
7/4/12 - $6.79
7/5/12 - $0
7/6/12 - $24.42
7/7/12 - $8.50
7/8/12 - $5
7/9/12 - $0
7/10/12 - $0
7/11/12 - $2
7/12/12 - $0
7/13/12 - $0
7/14/12 -
7/15/12 -
7/16/12 -
7/17/12 -
7/18/12 thru 7/29/12 - China trip. Not tracking!
7/30/12 -
7/31/12 -

Total for the month: $46.71 [Goal: < $50]

 

[littlebit0863]

I've spent too much for July, but I'm in for August!

 

[mrsbornkuntry]

I have completely lost track over the past few days and I did some school clothes shopping so I'm sure I didn't have many no buy days in there, but now I am done shopping until next month and actually on a pretty tight budget for the rest of the month so I am just going to jump back in here.

It is to my advantage that my 8yo who is CONSTANTLY asking for money for stuff has been watching the Disney Channel commercials for Carsland. We live in NC and I keep telling him that it will cost too much for our family to fly there (5 kids), but we might be able to go to WDW next summer if we save. He is determined to get us to DL instead so he is now watching every penny. He has become the electricity nazi making sure lights are off and today at the pool he wanted me to buy him pop (which I never do there) and when I reminded him of disney he said nevermind and had a capri sun out of the cooler .

7/14: $0

 

[MomToOne]

(Tracking only my fast food/restaurant/vending machine/other impulse food purchases since that's the biggest black hole in my spending.)
7/1/12 - $0
7/2/12 - $0
7/3/12 - $0
7/4/12 - $6.79
7/5/12 - $0
7/6/12 - $24.42
7/7/12 - $8.50
7/8/12 - $5
7/9/12 - $0
7/10/12 - $0
7/11/12 - $2
7/12/12 - $0
7/13/12 - $0
7/14/12 - $0
7/15/12 -
7/16/12 -
7/17/12 -
7/18/12 thru 7/29/12 - China trip. Not tracking!
7/30/12 -
7/31/12 -

Total for the month: $46.71 [Goal: < $50]

 

[LSU25]

Ugh. I keep forgetting to update this, this is the only thing that holds me accountable haha my goal is to start new this week! No more fast food / eating out or little snacks this week...dang twins keep me craving back food! haha

 

[IMALOVNDISNEY]

I'm back in this month. It will be nice to be back after taking a few months off. I lost my job at the end of March, went on vaca to WDW in April, shoulder surgery in May, and DD's Graduation party in June. Now that things have slowed down I can get back to my "No Buys". Although in my head I have been trying to following my rules of no buy. Just haven't been documenting it. Documentation is very important for me to be held accountable. I don't track my exact amount. I always round up. That's why you will never see change in my totals. So here we go!

Family of 3 w/1 dog...plus, many drop ins.
Groceries/Household: $96/$200 ( have a lot to stock up on this month)
Gas: $100/$250
Eat Out: $50/$100
Misc: $20/$200
No Buy Days: 8/15
Coupon savings:

07/01 $42.00 Walmart
07/02 $50 gas, $20 parking at the beach
07/03 -0-
07/04 -0- had the best day with family at the lake. It was a potluck picnic, so brought things from home.
07/05 -0-
07/06 -0- Ear infection has kept me from any shopping today. Going out to dinner. In-laws are treating.
07/07 $31.00 Costcos. Extras for the lake.
07/08 -0-Never left the house. Ear infection is giving me a hard time. Slept most of the day.
07/09 $3.00 milk
07/10 $35.00 take out. I was lazy and my DD had been begging for Chinese for weeks. lol
07/11-0-
07/12 $ $50 gas, $20 for a bushel of corn. $15.00 lunch after Dr. appt.
07/13 -0-
07/14 $38.00 perennial plants
07/15 -0-

 

[MomToOne]

(Tracking only my fast food/restaurant/vending machine/other impulse food purchases since that's the biggest black hole in my spending.)
7/1/12 - $0
7/2/12 - $0
7/3/12 - $0
7/4/12 - $6.79
7/5/12 - $0
7/6/12 - $24.42
7/7/12 - $8.50
7/8/12 - $5
7/9/12 - $0
7/10/12 - $0
7/11/12 - $2
7/12/12 - $0
7/13/12 - $0
7/14/12 - $0
7/15/12 - $0 Ended up staying home and not going to the State Fair after all because DD managed to get herself grounded for mouthing off to me last night I sooooo love 12-year-old PMS. Oh well - a $0 day is a $0 day!
7/16/12 -
7/17/12 -
7/18/12 thru 7/29/12 - China trip. Not tracking!
7/30/12 -
7/31/12 -

Total for the month: $46.71 [Goal: < $50]

 

[leagirl12]

Spent some money over the weekend but was WAY better than we usually are. We usually eat out a lot on the weekend and we ate at home for every meal. So proud of us!!! This tracking thing and seeing it written out really helps!

7/6/12 - $0
7/7/12 - $27.82...promised the kids a trip to the drive-in...$20 to get in and $7.82 for drinks and ice for the cooler.
7/8/12 - $0
7/9/12 - $1.10....earphones for DH
7/10/12 - 9.35......gas and oil for lawnmore and weed eater (DH)
7/11/12 - $0
7/12/12 - $0
7/13/12 -$0
7/14/12 - $9.76...DH/DS bought soft drinks after cutting grass and I found a few items on clearance for my niece.
7/15/12 - $7.34....soft drinks and labels for pricing yard sale items.
7/16/12 -
7/17/12 -
7/18/12-
7/19/12 -
7/20/12 -
7/21/12 -
7/22/12 -
7/23/12 -
7/24/12 -
7/25/12 -
7/26/12 -
7/27/12 -
7/28/12 -
7/29/12 -
7/30/12 -
7/31/12 -

 

[cpparrothead]

Tracking fast food/vending machines

7/2 - $0
7/3 - $4.52 I forgot my breakfast smoothie on the kitchen counter, so I stopped for a drive thru breakfast, not nearly as good
7/4 - $0
7/5 - $0
7/6 - $9.55 Went to a minor league baseball game after work and grabbed dinner on the way, cold drink on the way home. At least I didn't spend any money while at the game.
7/7 - $0
7/8 - $0
7/9 - $3.75 breakfast at work cafeteria
7/10 - $4.52 fast food breakfast again
7/11 - $0
7/12 - $0
7/13- $0
7/14 - $13.62 stopped at McDonalds after visiting friends at a campground
7/15 - $0



Total - $35.96

 

[annsteere]

Weekend total of $150 is a guess. We enjoyed a weekend mini vacation in Lake Geneva. This is a cheap for what we did and for time alone together.


For July I'm tracking spending for non necessities.

7/1-$1 (box of ugly Christmas cards at Goodwill for envelopes for cards I handcrafted)
7/2-0
7/3-$2 (We've been out of power since Sunday. The temp inside our house was 93--with no fans, no water to flush, no phone service. If I didn't get some chocolate, somebody was going to get hurt)
7/4 - 0
7/5 $1, vending machine with Snickers bars got me.
7/6 - 0
7/7 - $16 shirt for me. I skipped fast food and ate leftovers for lunch and made supper even though DH was gone for the day.
7/8 - 0
7/9 - 0
7/10 - 0
7/11 - 0
7/12 - $2, snack
7-13, 14, 15 - $150? (weekend on Lake Geneva)

 

[Zhoen]

The poof fairy was so appalled at my spending that she ate the post I tried to do last night...

Budgeting saves lives. I now have proof...

I was very virtuously tracking my spending online with my banking software, and I saw a post for rite-aid that was for some bungee cords I bought to defeat the evil possum (I call him "Grendel") who murdered three of my chickens (but only ate one, talk about wasteful!!!) Well, Grendel has learned to open the side door of our little coop, but the bungees have kept him out the last few nights since his most recent murder.

Well, tracking that made me realize I hadn't locked up the coop tonight because I'd left the roof cracked all day with a fan blowing in (hey, it was really hot today, and they're walking around wearing down jackets!) I got to them in time and they are all tucked in and bungeed-up safe as houses... no chicken dinner for Grendel tonight!!!

Now, so help me, if I ever catch that little bugger, I'll be pinging the budget board asking for recipes for possum stew!

---
So as for my "appalling spending" confessional. Last week I travelled for work... that was necessary and reimbursable--the facial at the airport spa during a long layover? Notsomuch...

New chickens? "Necessary," because I'm picky about my egg-sources and organics are expensive. Materials to build a bigger coop play-yard since I am overprotective now? Necessary. Bungee cords to secure current coop until Fort Clucks is complete? Necessary... Big giant inflatable ball that the kids can climb inside and roll around the house that I bought at rite aid when I went for the bungees? Yeah... not so necessary... but keeps them busy...

Lots of sodas here and snacks there... but also lots of meals at home, so there is some improvement there... and at least I'm using those coupons McD's sent out, so I'm wasting a LITTLE less money than usual... sort of...

 

[YukiPhnx]

Man,this last weekend was really spendy. I'm going to try not to buy anything for the rest of the week. I'm no where near my goal of $0 days and we're already halfway through the month!

Over the weekend, a new Michael's opened up RIGHT NEXT to DBF's apartment. They're having a huge sale and it was the perfect oppurtunity for me to bulk up. Great deals, but I spent over my budget...

This month isn't looking very good at all.

No buy: 6/15
Clothes: 0/5
Make-up: 0/3
Eating out: 3/5
Entertainment: 2/5

1. $13.50- 2 green tea fraps and a VIA pack from Starbucks
2. $30.22- breakfast at Wimpy's
3. $0
$40-43.72= $3.72 over!

4. $0
5. $0
6. $4.80- lunch at Subways
$36.28-4.80= $31.48 saved!

7. $25.23- movie tix and food
8. $32.61- lunch after church, a facial cloth from The Body Shop, and 2 bottles of OPI Minnie Mouse polish
9. $0
$40-57.84= $17.84 over!

10. $0
11. $5.50-lunch at Subways
12. $9.52- iced coffee and VIA pack at Starbucks
$22.16-15.02= $7.14 saved!

13. $0
14. $42.53- Michael's craft store
15. $17.28- buying my favourite tea that's only sold in one store in the city
$40-59.81= $19.81 over!

16. $10.26- snacks from Bulk Barn
17.
18.
$20.19-

19.
20.
21.
$40

22.
23.
24.
$40

25.
26.
27.
$40

28.
29.
30.
31.
$40