So my mom’s dog was hospitalized over Christmas, racking up some serious $$. Now he needs follow up with a cardiologist. I just got my mom onboard with the CF 5% bonus categories and now I hit her with “you could get a card with a $150 bonus for $500 spend, or a $500 bonus for $4k spend”. She replies “how long”. I tell her and we text back and forth about her bills and would $4k be possible (she is retired on SSI)
She texts back “Order me the $4k one”

I applied for her, instant approval
Sadly I don’t currently hold CSP so couldn’t refer her. (Maybe I should have just told her about CFU only)
Instead a DISer will be getting a nice surprise