I'm wondering, is Chase starting to tighten up even more?
A friend of mine is 2/24, both Chase cards, and also has 2 Chase biz cards (+1 Amex biz). Said he has about $13k credit limit across his Chase biz cards. Applied today for the CIC, went immediately to 7-10 days. He called recon and the rep refused to approve, asking him things like "You already have 2 personal and 2 business cards, why do you need more?" He said the rep was actually borderline rude.
The thing is, this guy should be the perfect person to issue a new card. He's borderline obsessed with Chase and URs, and is heavily invested in the ecosystem. He uses his CSR for everything and spends thousands per month on it regularly. I told him to HUCA if he wanted, but it was likely not going to change. But he's afraid of being shut down if he probes too much - that's how much he uses their cards!
It was a very surprising denial to me. We know every card is under 5/24 (I was denied for the Disney Premier, by the way). Are they even more stringent on their own UR cards? Has anyone seen increased difficulty in getting them?