I love credit cards so much!

[kidsfirsttrip]

but I have a lot of AF cards and it seems like most biz cards come with that
AFs come with both biz and personal cards. Make a list of all your AF cards, note when the next AF will be charged and then evaluate each one and determine if the math works for you to keep it based on each cards benefits. You never want to pay an AF that won't pay off for you.

also nervous amex will pop up on me too
Nothing to be nervous about there! There is no hit to your credit score, the only thing you lose is the time you spent doing the app. Just keep trying in the following weeks and the pop up might disappear. Have a plan of an alternative card/cards in case the pop up doesn't disappear in the time frame you want it to.

Yes I’ve dont that
CSR $450 I use the portal a lot and and we eat out quite a bit but may drop to a freedom
SWx2 - $69/$99 will cancel higher fee card at 1 year. Might keep lower for referral points for DH
CIP x2 - $95 will cancel at 1 year
BGR - $150 (waived) will cancel
Biz green x2 - $99 i think (waived) will cancel
Marriot premier x2 - $95 will keep for free night
Spg lux - $450 - free night and credit prob keep
SPG biz x2 $99 - free nights
(Not sure we need all these marriot free nights something to consider
Cap one venture -$65 my first card been a member forever. Almost dropped it but they gave a free TSA that we used for DH. May downgrade for some reason I’m attached.
JB biz x2 - $99 just opened for points. Free baggage and 10% back will make one a possible keeper but will close one for sure.

True about pop up!! I try to spend a little on each Amex

 

[DisneyMandC]

I upset reddit with my post. Sorry not sorry

Obviously this post meant I was just illegally applying for cards in peoples names.


I just keep my Karma up with the occasional one-off post about DH, or something in the TR thread. Guess I misjudged this one.

Have an upvote. People are dumb.

 

[DisneyMandC]

Question regarding Barclay AAdvantage Aviator Business Mastercard.

I applied two days ago to take advantage of the 60K AA miles after first purchase, scheduled to go away after 10/31. I received a message that Barclays needed to call me for additional information, but I never received a call, no email either. Is anyone aware of a phone number I can call to check application status, or should I just sit tight? (There is a website mentioned in older travel blogs but it was unable to find my application.)

FYI, I am 4/24, 2 hard pulls in last year, both in last 3-4 months, good personal income and >800 FICO. I reported $2K annual business income.

Did you use the business status checker? https://www.barclaycardus.com/apply/cas/applications/search?PARTNERID=BUSINESS

They are probably going to need identity verification. I think I just called whatever customer service number I could find for Barclays and told them which card I'd applied for and they connected me to the right person. Be prepared to mail in front and back copies of your social security card, driver's license, and your bank account statement.

 

[tink1970]

Who complains about too much pink anyway

I know, right?!?

Obviously this post meant I was just illegally applying for cards in peoples names

You are a scofflaw! Good thing the Reddit police don't know where you live

 

[chattadisser]

Yes, it's a nice deal. Others (like me) got an email to spend $2k get 20k points, can use it twice by Xmas. Unfortunately I have no spare spend to put towards this right now...

I've got the same thing on two cards, trying to figure out if I have some spend that I can throw that way to make it. I'm sure Christmas will help with that.

 

[Judique]

I never request them. But years ago, I was telling a manager there, while talking to them out by the tennis courts, that my favorite area was the tennis court area. Since then that's where I always get. We will be checking in on Saturday morning as we are staying one night at Poly.

 

[brownhaired_girl]

Congratulations! It’s our anniversary today as well (27th)!

Hey! Congrats! It's our 22nd.

41 years for us on Sunday. Really love that guy.

Ha, 5 cancelled, one approved.
My DH will never see his either, he doesn't usually get them and he doesn't care LOL.

DH will complete the spend on his 5th card on Monday with new snow tires. I don't believe he has ever actually used a credit card.

 

[GlamMistress]

Yes, it's a nice deal. Others (like me) got an email to spend $2k get 20k points, can use it twice by Xmas. Unfortunately I have no spare spend to put towards this right now...

I got it and I'll be doing it. I need more HH points so it's great for me.

 

[Jaime4004]

I got an email from AMEX saying if i spend $1k on Amex Hilton they will give me 10k points up to 20k points? Did anyone else get this? Is it a good deal?

I signed up for it. I am finishing two MS this week and plan on taking a few months off from a new card. So i'll put some extra spend on Amex Hilton for a bit, I could use some hilton points anyway.

 

[Calfan]

I applied for the CIP this morning using DH's referral link. I verified that the Aspire has not yet shown up on my credit reports, so as of yesterday I'm at 4/24 (at least temporarily). Knowing it was far too early, I just called the automated status line and am still getting the 30-day message. Better than getting 7-10 at least. I'm cautiously optimistic on this one because I proactively lowered a number of my Chase CLs, and this is my first Chase app since Jan. 2018. Fingers crossed! I also plan to have DH apply for a SW personal card on a flight this Sunday.

 

[Lain]

Oh, I thought when I pay a "friend" it is free for me and them on PP?

Merchants/recipients typically eat the PP fee when receiving payments. Friends and family shifts the fee to the sender. Someone's going to be paying the fee; can't get around that.

 

[Lain]

Swung by my local Lucky Supermarket this morning, and lo-and-behold there were stacks of GOC GCs on the racks. Picked one up along with coffee and lunch to go, loaded $500 onto it, paid with my Amex Gold, no problemo. Told my wife we'd be doing this to pay our student loans and make 529 contributions for the kiddo, and she's onboard.

 

[LynnTH]

I finally got the 10,000 Point offer on one of my AMEX cards to use the "pay over time". It was listed under all the other promo's available. I would get 10,000 points after $100 spend. I can still pay that off right away right? I don't have to use the "pay over time" to get the points?

 

[Lain]

I finally got the 10,000 Point offer on one of my AMEX cards to use the "pay over time". It was listed under all the other promo's available. I would get 10,000 points after $100 spend. I can still pay that off right away right? I don't have to use the "pay over time" to get the points?

Congrats! Take it! It's the easiest 10k MR you'll ever get. You don't even have to use the pay over time feature (because who wants to pay interest?).

 

[mom2elal]

Yes, it's a nice deal. Others (like me) got an email to spend $2k get 20k points, can use it twice by Xmas. Unfortunately I have no spare spend to put towards this right now...

I got it today too! My question is: I'm still working on the msr for my upgrade (4k). Does anybody know if this is 2k on top of that, or can I--dare I say it--DOUBLE DIP??

 

[Lain]

I got it today too! My question is: I'm still working on the msr for my upgrade (4k). Does anybody know if this is 2k on top of that, or can I--dare I say it--DOUBLE DIP??

I'm inclined to say Amex offers tend to stack.

 

[mom2elal]

I'm inclined to say Amex offers tend to stack.

That would be awesome!

 

[GZanta77]

I got it today too! My question is: I'm still working on the msr for my upgrade (4k). Does anybody know if this is 2k on top of that, or can I--dare I say it--DOUBLE DIP??

I'm in the same position with just over $1.5k of my upgrade MSR left to go. I am absolutely counting on this stacking.

 

[LynnTH]

Congrats! Take it! It's the easiest 10k MR you'll ever get. You don't even have to use the pay over time feature (because who wants to pay interest?).

I took it right away. Have been waiting. Hoping I will get it on other cards too (Green and DH's Gold).

 

[afan]

Thank you for the info!! The more I think about it, the more I just might break the two trips up - with 9 days to play with (and traveling to CA from FL), I'd rather utilize as much time as possible to enjoy DL. With Galaxy's Edge being open by then, I anticipate higher crowds, and since we don't know when we could get back, I want to make sure we get to experience everything!

We could always do a ski trip on the east coast, so I have several options for that!

There's always big bear or mammoth. I don't ski but there is skiing not terribly far from DLR.