I love credit cards so much!

[amalone1013]

I did too. What the hell is tock?

Right?

 

[PolyRob]

My SOs got slashed too down to 4K on each. He had a high limit on Marriott and Freedom Unlimited but after they got slashed I lowered those too. Getting ready for his next double dip in December.

Ok, so similar situation. I thought I was going to get shutdown or something when I saw the low available credit balance on both cards. HAHA

 

[Lain]

Thanks. It is a US Bank card, but interestingly the number and website on the back of the card is different from the $200 US Bank MGCG I used successfully.

I made some progress this evening; it turned out that MasterPass blocked this variable load MC bc of my multiple attempts to add it, so the prepaid card rep was able to unblock it on his end. Then I added it to MasterPass fine. But got an error message when I tried to use it on Plastiq (via incognito mode like I had done before) saying that my "Card Issuer has declined" my payment to XYZ Company.

So I'm going to try to make a small IRL purchase with this MCGC to see if that makes it work somehow. But first I'll try Plastiq another time tomorrow in case it's a seasoning thing.

Thanks for the dp! Quoting myself, but my (fixed value) MCGC that was mygiftcardsite .com is the one that worked. I have finally gotten two charges to go thru Plastiq/MasterPass on my variable load McGC (prepaidgiftbalance) after numerous phone calls (6?). Next time, will avoid the prepaidgiftbalance cards (identifiable on the back of the packaging).

Onto the next experiment...

@SBWB48 and @platamama -

I bought 2x $100 MCGCs and 2x $50 MCGCs last night at Safeway to take advantage of the deal at Albertsons-owned grocery stores, going through 9/8/18, where you get $15 off 2x $100 MCGCs (each with a $5.95 activation fee) and $10 off 2x $50 MCGCs (each with a $4.95 fee), and work on my Biz Plat MSR. The MCGCs are US Bank-issued with registration at the prepaidgiftbalance site. I registered the cards with my info first. Then logged into Plastiq incognito, clicked on the card to Add New Card, clicked on +More Ways to Add, which caused the generic Masterpass button to show up, logged into Masterpass, selected generic Masterpass again, added the $100 MCGCs to my Masterpass wallet, selected the MCGC I wanted to use, went back to Plastiq to pay a student loan -- AND IT WORKED! NO ERROR, NO FEE!

As if payments in $250 increments weren't terrible enough. I've sent 2x $100 payments so far. I've yet to try the $50s, but will tonight. I still have the Safeway deal on my wife's account, so we'll have her grab another $300 worth and chip away a little more at those student loans and MSR.

THIS. It's painful and while it's easy for me to run these through Plastiq , I can only imagine the people on the receiving end seeing endless checks...

Going to keep going the variable load MCGCs route for our car payments now that CIP-Plastiq is dead.

@Lain I was able to add my MasterCard gift cards to Masterpass and use via Plastiq. Thanks for that idea! I wish this promo wasn't ending.

Hmmm. This gives me something to think about as we need to meet MSR for DH's Lux card. Where will you buy the MCGC?

To use them in Masterpass, you do need to register the MCGC. I did register them, but the variable load MCGCs point you to mygiftcardsite .com vs. the fixed denomination MCGCs use prepaidgiftbalance .com. Both cards are issued by US Bank.

When I first tried the Masterpass promo on Plastiq, I didn't do it in incognito, and my Masterpass is also linked (?) to Citi Pay, so I'm wondering if that's it? I haven't had a problem with the fixed denomination MCGCs by adding the MCGCs to Masterpass all through Plastiq in incognito mode.

Most grocery stores don't send L3 data, so I'm not concerned. (Back in my n00b days, I did buy a $500 VGC from Whole Foods and ended up with a $505.95 charge that didn't count towards a[n Amex] spending bonus.) I mix in regular groceries with my purchases so they're not $xx5.95 or some other telltale number. For all Amex knows, I'm feeding a big family or catering a lunch meeting for my "business."

Thank you for posting these instructions and to @platamama and @SBWB48 for their advice as well. I followed these instructions and was able to make the payments to my student loan, hurray! I did have a small problem when signing into Masterpass because I guess I had already linked some of my Citibank cards. When I logged in it would only show me those as options and no option to add anything else. I decided to create a new Masterpass account with a new email address and that worked for me to add the MCGCs. I'll do one more set of payments this way before the end of the month which will really help with some AMEX MSRs!
Thanks again!!

I bought a $500 variable load US Bank-issued MCGC with a $5.95 activation fee from Safeway today. Registered the card on mygiftcardsite .com. Logged onto Plastiq in incognito mode less than 5 minutes later, clicked on my cards to Add New Card, clicked on +More Ways to Add, which caused the generic Masterpass button to show up, logged into Masterpass, selected the generic Masterpass wallet again, added the $500 MCGC to my Masterpass wallet, selected the MCGC I wanted to use, got taken back to Plastiq to make a $250 payment towards a student loan, AND IT WORKED! No fees, no error message! Started a new payment, and since the MCGC was already in the Masterpass wallet, I just kept that as the payment method, set up another $250 payment towards the same student loan, and IT WORKED AGAIN! No fees, no error message!

The only thing I can think that I did differently was doing the whole process in incognito mode.

I'll probably pick up a few more MCGCs before the Masterpass promo ends to make a dent in my Amex MSRs and student loans.

 

[CyndiLouWho]

SO crappy. Also you can’t set up autopay. Or at least I haven’t found it.

It looks so much like a fake internet site for spammers.

 

[Artygal90]

@wendow - I know you said you didn't see any elevated in-flight offers on your recent SW flight. Were there any SW kiosks in the airport where you could sign up for cards? (is that even a thing they do at HOU?)

 

[spacerangerqueen]

I have done Amazon reloads and Kindle purchases with the debit card. Some say debit, others don’t.
Seems like bonus should have posted, but I’m not sure exact time frame.
Who else did PNC bonus? @speedyfishy @gottalovepluto ?

I'm sure this has been answered since I am about 10 pages behind, but wanted to share.
7/6 - account opened
7/19 push from Capital One posted
7/23 last of my $0.50 Amazon reloads posted (I ended up with 14 of them as the last few weren't showing up on the PNC side, it was weird. They all show now though)
8/24 Bonus finally posted!

 

[kayteekt]

Well I drug DH to Staples tonight (on our date night) to grab some 200 Visa Gift Cards. It was gonna be so good. No fee. 10% amex offer. But alas not a 200 gc to be found. Track down manager, he says guy came in and bought 6k worth earlier in the week. I'm ticked off and trying my best to explain to DH how MS works. He picks it up pretty quick and is like that guy made $600 bucks. Yep, that's right. But nothing for little ole me

 

[afan]

Well I drug DH to Staples tonight (on our date night) to grab some 200 Visa Gift Cards. It was gonna be so good. No fee. 10% amex offer. But alas not a 200 gc to be found. Track down manager, he says guy came in and bought 6k worth earlier in the week. I'm ticked off and trying my best to explain to DH how MS works. He picks it up pretty quick and is like that guy made $600 bucks. Yep, that's right. But nothing for little ole me

At least you know the store doesn't limit the amount you can buy. Kinda crazy.

 

[miztressuz]

Just got qn email for an extra 5x points on my CSR at Best Buy, Tock, and Ebags, up to $200 in september

I'm late to the party, just saw that in my email and was gonna share. First time ever Chase emailed me about an offer, guess you really are a second class citizen if you don't have a Sapphire

Just to point out this time it's 5x in addition to the 1x you normally earn, so 6 total. I recall earlier this year or maybe last year they had a promo or two when they did it so it was just the 5 total. And glad I'm not alone in being clueless about Tock. (Really clueless, I thought it had to do with time pieces like watches or something. Then I scrolled. Nope, not even close!)

 

[afan]

I'm late to the party, just saw that in my email and was gonna share. First time ever Chase emailed me about an offer, guess you really are a second class citizen if you don't have a Sapphire

Just to point out this time it's 5x in addition to the 1x you normally earn, so 6 total. I recall earlier this year or maybe last year they had a promo or two when they did it so it was just the 5 total. And glad I'm not alone in being clueless about Tock. (Really clueless, I thought it had to do with time pieces like watches or something. Then I scrolled. Nope, not even close!)

Is it targeted or for everyone? I didn't get an email. Not that I plan on buying anything at those places but always good to know my options.

 

[Lain]

Well I drug DH to Staples tonight (on our date night) to grab some 200 Visa Gift Cards. It was gonna be so good. No fee. 10% amex offer. But alas not a 200 gc to be found. Track down manager, he says guy came in and bought 6k worth earlier in the week. I'm ticked off and trying my best to explain to DH how MS works. He picks it up pretty quick and is like that guy made $600 bucks. Yep, that's right. But nothing for little ole me

Except if that guy used the multi-tab trick to get all those Staples offers on his cards, Amex will be coming to claw back $500.

My closest Staples actually had a lot in stock, but they were also enforcing the one per customer limit. My next nearest Staples does not have any. I used my CIC for 5x UR.

 

[wendow]

@wendow - I know you said you didn't see any elevated in-flight offers on your recent SW flight. Were there any SW kiosks in the airport where you could sign up for cards? (is that even a thing they do at HOU?)

I didn’t see any but I could have easily missed them. I’ve seen them many times in Denver but definitely didn’t see any on Thursday. I’ll look again on Monday when I fly out.

 

[Artygal90]

I didn’t see any but I could have easily missed them. I’ve seen them many times in Denver but definitely didn’t see any on Thursday. I’ll look again on Monday when I fly out.

Thanks, that would be awesome!

 

[SBWB48]

I bought a $500 variable load US Bank-issued MCGC with a $5.95 activation fee from Safeway today. Registered the card on mygiftcardsite .com. Logged onto Plastiq in incognito mode less than 5 minutes later, clicked on my cards to Add New Card, clicked on +More Ways to Add, which caused the generic Masterpass button to show up, logged into Masterpass, selected the generic Masterpass wallet again, added the $500 MCGC to my Masterpass wallet, selected the MCGC I wanted to use, got taken back to Plastiq to make a $250 payment towards a student loan, AND IT WORKED! No fees, no error message! Started a new payment, and since the MCGC was already in the Masterpass wallet, I just kept that as the payment method, set up another $250 payment towards the same student loan, and IT WORKED AGAIN! No fees, no error message!

The only thing I can think that I did differently was doing the whole process in incognito mode.

I'll probably pick up a few more MCGCs before the Masterpass promo ends to make a dent in my Amex MSRs and student loans.

Hmmm, I’ve done all of mine through the normal browser. Same process, except the first time I linked my masterpass account to Plastiq, I used the “change wallet” link. From then onwards, never had to use incognito to get the regular MP option/logo to appear after signing into my MP account; I would always be prompted to choose either the Citipay or regular MP option. But at least it finally worked for you!! I will say I’ve been able to fly through the Amex MSRs by using this promo

 

[Livelovedance]

Yes.

Now, if you had one for balance transfers, you will probably pay anywhere from a 3-5% BT fee. This would be shown before any balance transfers are confirmed.

Okay I’m taking a risk at asking and looking foolish, but can someone explain balance transfers to me? The only thing I know about them is you can transfer your balance from one card to another card and this usually incurs a fee.

My CFU has interest charges, cash advances, and balance transfers at 0% until 9/1/19. In my plan to open the Disney visa and Discover it, I didn’t consider using balance transfers at all. Is there any reason why I should consider it?

 

[bernina]

DH filled out the form and scanned/emailed to the NCL email address listed (****@cxloyalty.com).


@bernina the NCL email address listed on the transfer request is Dispatch@ncl.com. Did your DH send it to that email address and the ****@cxloyalty.com email address?

He did send it to both but it was the Dispatch address that the reply with confirmation it had been transferred came from.

 

[Lain]

Hmmm, I’ve done all of mine through the normal browser. Same process, except the first time I linked my masterpass account to Plastiq, I used the “change wallet” link. From then onwards, never had to use incognito to get the regular MP option/logo to appear after signing into my MP account; I would always be prompted to choose either the Citipay or regular MP option. But at least it finally worked for you!! I will say I’ve been able to fly through the Amex MSRs by using this promo

Yeah, if it works, I’m not going to mess with it. I’ll pick up a few more MCGCs before the end of the month. Grocery stores for Amex MSRs, and any deals from OD/OM/Staples will go on my CIC.

 

[kidsfirsttrip]

I'm sure this has been answered since I am about 10 pages behind, but wanted to share.
7/6 - account opened
7/19 push from Capital One posted
7/23 last of my $0.50 Amazon reloads posted (I ended up with 14 of them as the last few weren't showing up on the PNC side, it was weird. They all show now though)
8/24 Bonus finally posted!

Did you use a Cap One checking or savings account?

 

[SouthFayetteFan]

WOW Crazy work week. Disappeared for a little and I have a lot to catch up on. I came right here to report that I still do not see my 50,000 bonus points pending on either my CSR or CSP when the qualifying charges posted on 8/22. Additionally, as mentioned by most, both CL were slashed. When I say slashed, I mean REALLY slashed. CSR went from over 30,000 to less than 10,000. CSP went from 20,000 to less than 10,000.

Should I be worried?

Thanks for reporting back - this whole bonus delay thing is very sucky (that's a technical churning term I use)...

If ANYBODY sees points post from a sign-up bonus on a Chase Card PLEASE report back here... Hopefully they get this fixed sometime soon.

 

[SouthFayetteFan]

FYI: I don't remember if we discussed that random change to the CSR card where charges reimbursed via Travel Credit would no longer earn points (It was detailed here on r/churning):

Well the change was supposed to take place in late August - I had a charge before that date that was reimbursed by the TC and I earned 3x points. I had another charge after that date reimbursed by TC and earned 0 points. So the change took effect and works as expected.

It's really not a big deal as it's essentially $13.50 less in rewards (900 URs) but figured I'd share the DataPoint anyways!