I love credit cards so much!

[Albort]

Do you remember what date they emailed you to say they were mailing?

Jan 5th

 

[wendow]

Jan 5th

Sounds like my check is about 4 days behind yours I feel better now.

 

[3 DD love princesses]

Are there any MasterCards that credit extra when using plastiq like the cip? Would like to pay Mortage as long as the fee was less than the rewards. Wells Fargo so far no way around it with a visa and it says mastercard is accepted.

 

[3 DD love princesses]

Cross posting this because there’s some overlapping interest here.

So I was at Best Buy this morning buying a Disney gift card with Best Buy gift cards and savings codes, and my cashier told me that FYI starting in February 2018, Best Buy will not allow Best Buy gift cards to be used to purchase third-party gift cards. I asked if it was just this store or a nationwide policy, and she believed it was all Best Buys citing a high incidence of fraudulent transactions with gift cards.

Take it for what it’s worth, but my cashier advised if I had any more Best Buy gift cards that I wanted to spend on other gift cards, use them ASAP.

ETA: I think with all the direct deals for Best Buy from Chase Pay and Amex Offers, it’s not too big of a loss. Then there are warehouse clubs that offer upfront discounts on Disney gift cards, and credit cards that give additional cash back. But for those of you who do rewards apps and programs, you may want to reevaluate what gift card you want to pick to cash out.

Thanks for the heads up. Bummer if they stop been enjoying discounted and free disney cards.

 

[wendow]

Are there any MasterCards that credit extra when using plastiq like the cip? Would like to pay Mortage as long as the fee was less than the rewards. Wells Fargo so far no way around it with a visa and it says mastercard is accepted.

Not that I am aware of The Barclay Arrival+ is what I was using to meet the promo requirements. It earns 2% but the plastiq fee is 2.5%. The only reason it made sense to use it is b/c Plastiq was giving 1% back and I was trying to meet min spend on that card.

Have you tried getting creative with how you address your payment? @vanjust14 came up with a way of addressing hers that plastiq did not detect was a mortgage payment. She shared and I used it too. Mine went through plastiq and I am just waiting for it to be received by my mortgage company (Provident).

 

[WVMomof3]

I guess anyone who this applies to already knows it, but did you know active duty military gets their fees waived for credit cards? Not sure if it is all companies, I saw American Express and I believe Chase recently started as well. My daughter's friend goes to West Point and her first card at 19 is Platinum American Express, all fees waived! Not a bad perk!

 

[calypso726]

I received a SM back from Chase regarding my BB CSR Chase Pay purchase that coded as 1x.

Hello Calypso,

We appreciate you contacting us about the reward points
for the Purchase at Best Buy on your account and are here
to assist you.

Calypso, we understand that your purchases at Best Buy for
$300.00 on January 19, 2018 should earn you a total of 10
reward points. (The bonus points earned is in addition to
the 1 point you earn on all purchases other than travel
and dining for a total of 10 points). Please know that
bonus points will post to your account within a week of
the transaction posting, and will appear on your monthly
credit card billing statement and be available for use
within 1-2 billing cycles.

We appreciate the opportunity to help you and value our
relationship with you. Thank you for choosing Chase.

 

[hsmamato2]

EDIT: to do the math on what makes the nights and flights great: 90k SPG = 112.5k Alaska if you hit the numbers right and get that 5k kicker (I know that's rough match but stick with me). 90k SPG = 270k Marriott = 120k Alaska (and you'd get 7 nights if you can find a use for them).

I'm blanking here..... again, how is 90k SPG= 270k Marriott?

 

[havaneselover]

I'm blanking here..... again, how is 90k SPG= 270k Marriott?

They convert 3:1.

 

[hsmamato2]

well, count me in as one of the many who aren't getting the proper 10x awarded....this is frustrating! I bought a gc at Shoprite with CSR last weekend,and it posted at 1x only!!! I SM'ed and hope they make this right. Oh,and to top things off, we Sm'ed about my DH acct not working to pay for anything,and the response was " since this will require a deep inquiry,and we must ask you lots of questions about details, you need to call in for a lengthy call' I kid you not I think it was worded on purpose to make us NOT want to call in!

 

[ZellyB]

I guess anyone who this applies to already knows it, but did you know active duty military gets their fees waived for credit cards? Not sure if it is all companies, I saw American Express and I believe Chase recently started as well. My daughter's friend goes to West Point and her first card at 19 is Platinum American Express, all fees waived! Not a bad perk!

That's awesome. I wonder if they extend that to retired military. I'll do some research.

 

[SouthFayetteFan]

I'm blanking here..... again, how is 90k SPG= 270k Marriott?

They convert 3:1.

Yup 3:1 for the win! Also just to add - if anybody was wondering these conversions are instant. If you log out and log back in after making a transfer your SPG and Marriott accounts will show the updated balances.

 

[Lain]

That's awesome. I wonder if they extend that to retired military. I'll do some research.

AFAIK, SCRA benefits apply to only active duty military. https://www.nerdwallet.com/blog/cre...redit-card-benefits-for-active-duty-military/

 

[jhoannam]

That's awesome. I wonder if they extend that to retired military. I'll do some research.

Keep us posted on your research.

 

[hsmamato2]

for you Amazon experts..... I have an offer to use some chase UR for a purchase and get a $15 credit.so I was trying to use just 1 UR,and pay the balance with my gc balance. I can't figure out a way to do this though, it seems that I have to pay the balance with the cc(not UR points) is there something I'm missing here?

 

[calypso726]

for you Amazon experts..... I have an offer to use some chase UR for a purchase and get a $15 credit.so I was trying to use just 1 UR,and pay the balance with my gc balance. I can't figure out a way to do this though, it seems that I have to pay the balance with the cc(not UR points) is there something I'm missing here?

https://www.amazon.com/gp/shopwithpoints/marketing.html?pr=swpchaseur

 

[hsmamato2]

https://www.amazon.com/gp/shopwithpoints/marketing.html?pr=swpchaseur

Thank you for the link..... I tried placing an order, and it used the 1 point, then charged the card. It didn't use the gc balance,(as it promises there) so I canceled immediatelyand will try again at some point.

 

[Ava]

Thank you for the link..... I tried placing an order, and it used the 1 point, then charged the card. It didn't use the gc balance,(as it promises there) so I canceled immediately and will try again at some point.

I've never been able to get it to work to use 1 point and then a GC or another CC to pay, it charges the balance to the card connected to the points you're using. Is there a minimum purchase amount required to get the $15 credit?

 

[calypso726]

Thank you for the link..... I tried placing an order, and it used the 1 point, then charged the card. It didn't use the gc balance,(as it promises there) so I canceled immediately and will try again at some point.

You have to change payment method to the UR card. Then select use .01 point, then scroll down and make sure the use gift card balance is checked.

 

[calypso726]

I've never been able to get it to work to use 1 point and then a GC or another CC to pay, it charges the balance to the card connected to the points you're using. Is there a minimum purchase amount required to get the $15 credit?

It always takes me a few tries but I've managed it with Amex and MR. I haven't been targeted for a Chase one though. You also need to make sure that what you are purchasing is both sold and fullfilled by Amazon. If not, it doesn't work.