I love credit cards so much!

[SBWB48]

Thank you! If I have a big Disney wedding everyone here is welcome to attend. For my wedding gifts I’ll accept any unwanted airline giftcards and UR points (I’ll be willing to move in with any of you for a few months). I won’t accept any priority passes or global entry credits. lol

 

[palhockeymomof2]

I have some family that won’t be able to travel either, but I’m pretty selfish and I’m not super close with those family members. LI weddings are just as expensive as Disney lol

Lol yes they are...your the bride, not selfish..if they aren’t close family members they probably wouldn’t make the trip anyway. My son got married in Key Largo...not a destination wedding his fiancé lived there....and a lot of family had to missed it

 

[szvers]

How do you guys handle this situation?
My wife and I are building our card portfolio from ground zero. I have the Chase Freedom Unlimited and she has the plain Freedom. I don't want to add her as an authorized user to affect the 5/24 rule, but I'd like her to be able to use the card when she's out and about buying stuff, and vice versa if I'm getting gas when it's 5% for the quarter.
Thank you

 

[palhockeymomof2]

For those waiting for a CIP bonus to go pending fyi you are not alone. https://www.reddit.com/r/churning/c...tion_thread_august_30_2018/e55112w/?context=3 Others are starting to ask (myself included) and this dp had the bonus go pending right before statement close and it posted a week later. Person completed the spend almost 3 weeks before it went pending.

Thanks for keeping us updated on this, the CIP next statement closing date is 9/19...hopefully the 80,000 points will post then.

 

[palhockeymomof2]

How do you guys handle this situation?
My wife and I are building our card portfolio from ground zero. I have the Chase Freedom Unlimited and she has the plain Freedom. I don't want to add her as an authorized user to affect the 5/24 rule, but I'd like her to be able to use the card when she's out and about buying stuff, and vice versa if I'm getting gas when it's 5% for the quarter.
Thank you

I’ve requested a replacement card saying the card was damaged

 

[disneymagicgirl]

How do you guys handle this situation?
My wife and I are building our card portfolio from ground zero. I have the Chase Freedom Unlimited and she has the plain Freedom. I don't want to add her as an authorized user to affect the 5/24 rule, but I'd like her to be able to use the card when she's out and about buying stuff, and vice versa if I'm getting gas when it's 5% for the quarter.
Thank you

You can go on the Chase website and request a replacement card. Choose the option that your card was damaged and they will send a duplicate.

 

[speedyfishy]

How do you guys handle this situation?
My wife and I are building our card portfolio from ground zero. I have the Chase Freedom Unlimited and she has the plain Freedom. I don't want to add her as an authorized user to affect the 5/24 rule, but I'd like her to be able to use the card when she's out and about buying stuff, and vice versa if I'm getting gas when it's 5% for the quarter.
Thank you

Are you elligible for an AU bonus on these cards? If so I think it’s time for your family pet to start building credit and time to add them as an AU. I did this for a few of my cards to get the bonus. Your DW can just use your pets card. Unless it’s a large purchase no one should check the card and if they do your pet should have the same last name as you.

 

[amalone1013]

I have some family that won’t be able to travel either, but I’m pretty selfish and I’m not super close with those family members. LI weddings are just as expensive as Disney lol

I don't feel like I missed out with a smaller destination wedding. I do wish DHs grandparents could have traveled, but they couldn't (his grandpa just turned 90!). Definitely focus on what you guys want. I know everyone tells you that, but make sure and do it! Most I've known that had big weddings just let themselves be steamrolled by family, no matter who was or wasn't paying.

If we hadn't had my family drama, we probably wouldn't have had our wedding the way we did, which makes me really sad! My only regret would be related to that family drama, so I can't change that, but it would have been that instead of debating between who's home state the wedding would be in, we just had a larger destination wedding at the place we had ours in Orlando

 

[amalone1013]

@speedyfishy we will all get you a $999.12 MO for a wedding gift...

 

[speedyfishy]

@speedyfishy we will all get you a $999.12 MO for a wedding gift...

Lol I think I can afford the castle after hours then....

 

[jhoannam]

@speedyfishy Did you know he was going to propose in California?

 

[speedyfishy]

@speedyfishy Did you know he was going to propose in California?

Yeah, I told him proposing on vacation was my dream. I don’t really know how I knew, since he never said, but I guess the ring purchase together and the timing of this trip and me wanting it to happen on vacation lol

I also knew the ring was in his bag, because Disney security asked what it was lol when looking through his bag lol

 

[gottalovepluto]

So glad you were able to make the AS/Cathay work! And very interesting about phantom Swiss availability showing on UA. I would never transfer points without calling first to make sure the award seats I want are still available, but having just booked Swiss Business flights from SFO to JNB, that obviously got my attention. As it happens, I had all but less than 1,000 United miles I needed to complete the upgrade, and I transferred 1K UR to my United account while on the phone with the United agent who had confirmed the Business Savers I saw online were actually available.

Good to know they transfer so fast! Definitely the route I'll take if I end up going Swiss!

 

[DisneyMandC]

Yeah, I told him proposing on vacation was my dream. I don’t really know how I knew, since he never said, but I guess the ring purchase together and the timing of this trip and me wanting it to happen on vacation lol

I also knew the ring was in his bag, because Disney security asked what it was lol when looking through his bag lol

Ok, I seriously think you might be me and my DH 5 years ago when he proposed to me lol. He also proposed on vacation (horse show, but you know, close enough for me) in our hotel room. I didn’t actually know in advance that he was going to propose there, but we’ve known our entire relationship that we were going to get married. Fortunately I wasn’t near him when this happened, but he had my ring in a very old copy of a book in his carry on at the airport and they searched his carry on at security. He said he was sweating bullets but I missed the whole thing!

 

[szvers]

Are you elligible for an AU bonus on these cards? If so I think it’s time for your family pet to start building credit and time to add them as an AU. I did this for a few of my cards to get the bonus. Your DW can just use your pets card. Unless it’s a large purchase no one should check the card and if they do your pet should have the same last name as you.

Wow, great idea! Thank you. The mutt will be good for something.

 

[brownhaired_girl]

Heading to LAX for my flight back home. My SO proposed this trip! I’m going to need some honeymoon ideas lol.

The Disneyland hotel was amazing. Worth 200k+ URs for the package. I could have gotten a better value out of them if I redeemed for first class travel somewhere or transferred to a Hyatt, but I prefer using URs for Disney trips.

It was so nice being on property and going back to the hotel for naps. Lol
We had so much time so we got to go slow and relax a bit. I do prefer the Grand Californian over the Disneyland hotel if you have some extra URs you want to burn. lol

We somehow spent $1125 on food for a five night trip. We only did one table service a day. We snacked a lot tho. You guys have to teach me your food tricks so I can lower this. SO has a new philosophy that there are no budgets in Disney so idk if I’ll be able to convince him to cut down.

We ate at Steakhouse 55, Blue Bayou, Cafe Orleans, Carnation Cafe, Jazz Kitchen, and Wine and Country Tratoria. I loved Steakhouse 55, Blue Bayou, Carnation Cafe, and Jazz Kitchen. SO and I agreed we would not go back to Wine and country tartoria. I didn’t like Cafe Orleans, but he did so we will be back lol. They gave us two extra beignets and a cute little Mickey made out of whipped cream for our engagement, that was very nice of them, so I will try them again.

We did a DVC tour for a $100 giftcard and four fastpasses each. It was about 40 mins so worth it for us. We also got to see an Aulani room, which was gorgeous. They didn’t use high pressure sales tactics and I simple said we couldn’t afford it right now. It’s real clever how they break the payment down to monthly payments over 10 years, like yeah we can afford $185 a month, but paying 12% interest goes against my FIRE plans. We will most likely buy dvc in the future though, but will pay cash and buy resale.

During the tour we said we couldn’t afford DVC. The guide asked where we were staying and how long. We said the Disneyland hotel and five nights. The guide said that’s like $3,000 how can you afford that and not DVC. I was like credit card points. He was like oh the Disney Visa. lol if only he knew...

Congrats, Seriously happy for you.. What an exciting time!!!! Let the planning games begin.

 

[Calfan]

Good to know they transfer so fast! Definitely the route I'll take if I end up going Swiss!

Yes, Chase UR to United is instantaneous. I've done it several times with UA agents on the phone. They just need to refresh their screens and the transferred miles are reflected.

 

[vanjust14]

can you or @amalone1013 detail how to do that again? I'd like to get down there sometime and need a deal

I see this has already been answered but just wanted to reiterate to make sure you go inside the park to guest services to upgrade. They usually have long lines but there is a lesser known guest services window at the Hogsmeade Station. No line when I went!

 

[vanjust14]

@speedyfishy, omg did I just read you got engaged...in Disneyland?! I still need to catch up but I wanted to say CONGRATULATIONS! How exciting!!!

 

[marsh0013]

Cross posted from the gift card thread regarding Best Buy Swagbucks:

So I just went to check this before making a trip to Best Buy and found this:

Special Terms
**Earn up to 1,500 Bonus SB. Spend $50 - $99.99 and earn 250 Bonus SB. Spend $100 - $499.99 and earn 750 Bonus SB. Spend $500 or more, and earn 1,500 Bonus SB. Bonus SB will only be awarded on qualifying purchases that are also eligible for the standard SB per dollar reward. Bonus SB can only be earned once per day. Bonus SB will only be awarded for an in-store purchase with your personal QR code or a purchase of items featured in the Weekly Ad (in-store or online). Offers cannot be stacked.

Soooo now buying a $50 only gets me 5% back (250 SB), and a $100 gets 7.5% back (750 SB). The $500 bonus of 1500 SB is a measly 3%. Is anyone else seeing this?

I'm not doing another transaction until I'm sure what's happening. Bummer.