I love credit cards so much!

[palhockeymomof2]

Thanks, I did get the CIP and already got the bonus! And then I got DH to get one too, which gives me hope that I can convince him again to get more if they're spaced out enough. With 3 kids and grandparents, planing to stay deluxe with park hoppers and the dining plan for a week I'm trying to get as many URs as they'll give me!

Definitely with Chase space out the applications...usually 3-4 months apart is ok......sounds like your planning an amazing trip for everyone.
.my husbands concern was his credit score..but it’s remained the same while I’ve been applying for cards for him

 

[Artygal90]

How crucial is it to space out apps for the SW cards if going for the companion pass? I'll finish up my current MSR on the CIP in a few days. If I stick with my original plan, I'll apply for the SW biz in mid-October, one of the personals in mid-December, and finish those spends in January/February to get the companion pass. But, if I can squeeze the SW card apps closer together (say early Dec. and early Jan.), I could fit in another MSR during September, October, and November. Maybe an Amex biz card? Any recommendations for someone who's not interested in paying more hefty annual fees right now (i.e. no platinums, sadly)? Or should I just be patient? I wouldn't know what to do with any MRs if I got them, but it's making me feel anxious not having an MSR for the fall!

 

[Albort]

Has anyone combined their SPG and marriott accounts together? there is a DP that it 3x their spg nights. lol

someone said it didn’t for them. will keep u guys posted.

 

[Lain]

Has anyone combined their SPG and marriott accounts together? there is a DP that it 3x their spg nights. lol

someone said it didn’t for them. will keep u guys posted.

Doubt it’ll stick. Just like the 2-day Platinum Elite status.

 

[gottalovepluto]

That's the link that told me the program had ended for the CF.

Use the app. I get the same message but on my iPhone I can get a link from the app.

 

[gottalovepluto]

Has anyone combined their SPG and marriott accounts together? there is a DP that it 3x their spg nights. lol

someone said it didn’t for them. will keep u guys posted.

Yes. No it didn’t. But I lost my SPG history so I wish I’d screen shot that. Idk where my brain was...

 

[Lain]

OP at link is deleted, but it seems from the context of the replies that they’re discussing some purported DP on FB about a double dip that earned only one bonus: https://www.reddit.com/r/churning/comments/9928ud/comment/e4l2ufn?st=JL4JG6FZ&sh=e6b67f2b

Some respected r/churning contributors are doubtful. DP seemed to lack data, and could possibly be explained by missing MSR or issues with statement close date, which matters for bonuses pending and posting. Since @houstonmama mentioned her DP came from FB, wondering if this is the same source.

 

[SouthFayetteFan]

How crucial is it to space out apps for the SW cards if going for the companion pass? I'll finish up my current MSR on the CIP in a few days. If I stick with my original plan, I'll apply for the SW biz in mid-October, one of the personals in mid-December, and finish those spends in January/February to get the companion pass. But, if I can squeeze the SW card apps closer together (say early Dec. and early Jan.), I could fit in another MSR during September, October, and November. Maybe an Amex biz card? Any recommendations for someone who's not interested in paying more hefty annual fees right now (i.e. no platinums, sadly)? Or should I just be patient? I wouldn't know what to do with any MRs if I got them, but it's making me feel anxious not having an MSR for the fall!

- BGR has the AF waived the first year.
- BB+ has no AF.
- Hilton Biz has a variety of offers that we've seen (and isn't MRs if that makes you happier),
- Do you have and iif not, are you eligible for an SPG biz? Do you have a use for Marriott points?
- Lastly would be Delta biz cards if you have a good use for those points.

I Agree it's frustrating to go without an MSR. Another thought, do you have a Chase Freedom (or Freedoms lol) OR do you have other cards you could PC to a freedom (Slate, CFU, CSP, CSR)?

 

[CyndiLouWho]

This is awesome! Thanks! I'm too old for Reddit.

I’ll bet money I’m older than you. I signed up for Reddit for Dischurners alone. I only go there a read a bit or check the support links.

 

[SouthFayetteFan]

I’ll bet money I’m older than you. I signed up for Reddit for Dischurners alone. I only go there a read a bit or check the support links.

We're all only as old as we feel. And...a lot of people feel like I'm an old retired guy around these parts so I guess that's what I am

 

[CyndiLouWho]

We're all only as old as we feel. And...a lot of people feel like I'm an old retired guy around these parts so I guess that's what I am

For my age, I have a very young kid, so people IRL tend to think I’m younger. Here, however, I probably sound like Grandma with the “what are you kids talking about? “. At least I can Google when you youngsters start talking stuff I don’t understand

 

[afan]

We're all only as old as we feel. And...a lot of people feel like I'm an old retired guy around these parts so I guess that's what I am

Then I'm old. Sitting in my recliner with a cranky back reading a book using the reading glasses I had to buy the other day. Though I haven't felt the need for them until tonight, I think my eyes are tired. I did however need them this afternoon so my fingernails weren't fuzzy and I could see to file them properly. Apparently genetics has finally caught up to me as everyone in my family ends up with reading glasses. I liked to think that since I've been wearing glasses for distance since 6th grade because I read so much, that I'd manage to miss the whole reading glasses thing. 39 going on 80

 

[Artygal90]

- BGR has the AF waived the first year.
- BB+ has no AF.
- Hilton Biz has a variety of offers that we've seen (and isn't MRs if that makes you happier),
- Do you have and iif not, are you eligible for an SPG biz? Do you have a use for Marriott points?
- Lastly would be Delta biz cards if you have a good use for those points.

I Agree it's frustrating to go without an MSR. Another thought, do you have a Chase Freedom (or Freedoms lol) OR do you have other cards you could PC to a freedom (Slate, CFU, CSP, CSR)?

Looking into BGR and BB+ now. Interesting options! I don't have an SPG biz and I should (?) qualify for one, but I don't have any particular use in mind right now for either Hilton or Marriott points. I suppose they could come in handy someday, but I don't have a specific redemption plan the way I do for my URs. And Delta doesn't really fly out of my local airports - it's all about United and SW here!

No Freedoms yet, since I'm 1/24 and not planning to use a slot on it yet. My DH has a CFU so perhaps I could shift all our spend to there so at least we're getting more than 1% back on purchases. I'd say the time is ripe to loop him in as my P2 but he's not ready yet

 

[SouthFayetteFan]

Looking into BGR and BB+ now. Interesting options! I don't have an SPG biz and I should (?) qualify for one, but I don't have any particular use in mind right now for either Hilton or Marriott points. I suppose they could come in handy someday, but I don't have a specific redemption plan the way I do for my URs. And Delta doesn't really fly out of my local airports - it's all about United and SW here!

No Freedoms yet, since I'm 1/24 and not planning to use a slot on it yet. My DH has a CFU so perhaps I could shift all our spend to there so at least we're getting more than 1% back on purchases. I'd say the time is ripe to loop him in as my P2 but he's not ready yet

You could PC your husband to CF and max out the 5% category for this quarter. Buy 3x $500 VGCs at Walgreen's and then use them for your everyday expenses. The 5x URs is like 7.5% back. I'm not sure if it's frowned upon but then you could PC it back to a CFU to go back to 1.5% if he uses it much (or you could leave it as a CF in case Q4's bonus cat is good for you too).

Hilton points...I can't come up with a good backup plan for them...other than staying at a Hilton.

Marriott points can be transferred to Southwest so that's cool (hotel stays is a better use though)

Delta can be redeemed for Target gift cards - I know everybody cringes when I say that but I earned me some Delta points and gladly cashed them out for Target since I had NO use for them as flights.

 

[amalone1013]

I agree. Amazon has good packaging too. I always look when buying a Disney gc that the strip is still there and looks ok.

Me too. Then when I get home I transfer the balance to an old gift card I've had for over a year. I keep a couple old ones for that, plus we had special design ones I ordered from disney that we use on trips. Just got new ones for next month, the old ones went on 5 trips

I do that with Hotels.com too, but you have to have a balance on those to transfer so I never drain completely, I always leave $1

Has anyone combined their SPG and marriott accounts together? there is a DP that it 3x their spg nights. lol

someone said it didn’t for them. will keep u guys posted.

Mine didnt do that.

 

[platamama]

Ugh, me too. I was stoked to have found a way to get my mortgage through and also help several others to do the same. Now this Tesla dude had to ruined it for everyone. I know this has already been discussed but I'm still mad!

My first (and last) mortgage payment went through on Plastiq with the CIP to Wells Fargo. All the chips were against this working (VISA/obvious mortgage lender) but with the helpful Plastiq guide on dischurners it went through and it was smooth as butter for 3x.... once. And then that beautifulness died a quick death because where the internet giveth, the internet taketh away.

Thanks guys for helping with my Plastiq questions. At least I got one 200$ 3x charge through (shrug). Today my 2000$ tuition went through at 1x and while sad, it's still helpful for MSR. So still thank you!

Like @Sarah_B, my first (and last) mortgage payment went thru on Plastiq with CIP this month. Before that, for a couple of months, I'd been using Discover debit for 1% that @speedyfishy has mentioned before. So that's what I'll be going back to. I feel lucky that I got one mortgage payment in there before it died because that helped my MSR on the CIP a lot. I'm looking forward to harvesting my 80K UR in a few days.

 

[wendow]

That's the link that told me the program had ended for the CF.

I get that error on that link as well but generating from the app has worked for me.

 

[striker1064]

New Reddit is garbage...and messes with links...and sucks...and is garbage...

And it's garbage. I felt it was worth mentioning again. It's terrible.

OP at link is deleted, but it seems from the context of the replies that they’re discussing some purported DP on FB about a double dip that earned only one bonus: https://www.reddit.com/r/churning/comments/9928ud/comment/e4l2ufn?st=JL4JG6FZ&sh=e6b67f2b

Some respected r/churning contributors are doubtful. DP seemed to lack data, and could possibly be explained by missing MSR or issues with statement close date, which matters for bonuses pending and posting. Since @houstonmama mentioned her DP came from FB, wondering if this is the same source.

I saw this yesterday. It's interesting - who knows if Chase is finally cracking down, along with the CIP 3x on Plastiq? I'm very curious to know how this turns out, but as of now this could simply be a case of someone completely screwing up the double-dip and not giving all the information. But there are enough people doing the double-dip that I suspect we will see a lot of DPs - whether they are positive or negative - very soon.

 

[trenty]

DISchurners REMINDER

PLEASE update your support links into the new threads below. The old threads will stop working soon and after a week (or more if I think that is needed), I will remove the old threads.

The easiest way to move your comment is to go into the OLD thread, click EDIT on your comment, COPY the text in the edit box (with all the formatting) and then PASTE that text in the new thread. If you do it this way, it should take 10-15 seconds and you keep the links and formatting intact.

• OLD CHASE thread: https://www.reddit.com/r/DISchurners/comments/85gv0s/official_chase_referral_thread/
• NEW CHASE thread: https://www.reddit.com/r/DISchurners/comments/98u918/official_chase_referral_thread/

• OLD AMEX thread: https://www.reddit.com/r/DISchurners/comments/85gvxs/official_amex_referral_thread/
• NEW AMEX thread: https://www.reddit.com/r/DISchurners/comments/98u7i0/official_amex_referral_thread/

• OLD MISC thread: https://www.reddit.com/r/DISchurner...icial_misc_referral_thread_bofa_discover_etc/
• NEW MISC thread: https://www.reddit.com/r/DISchurners/comments/98u73f/official_misc_referral_thread_bofa_discover/

EDIT: FYI - I advise everybody to use OLD reddit when updating their links. New Reddit is garbage...and messes with links...and sucks...and is garbage...

https://old.reddit.com/r/DISchurners/

Thanks for doing this and for making it so easy by providing the direct links.

 

[1st*toright]

Ugh, me too. I was stoked to have found a way to get my mortgage through and also help several others to do the same. Now this Tesla dude had to ruined it for everyone. I know this has already been discussed but I'm still mad!

Yeah- I finally got the online account set up for my DH's new CIP - 1x points on the plastiq charge that went through on 8.17 - so close, and yet so far. Still, the one charge killed my CIP MSR, so still worth it for 100k UR points (I referred DH).

Called today to activate my Biz Green which turned into a 10+ minute call asking what expenses we were planning to put on the card, how this spend would be different than the Amex Plat, how we spend our MR points, could she sign me up for the Extended Payment Plan, etc. I said no to the Extended Payment Plan since I have gotten points in the past for signing up for it. She kept asking lots of questions, but really never suggested any other card that we could sign up for. We have a real business, but it was annoying. At least my referral points have already posted!

Yes, it was the most annoying activation call of all time. I wasn't really sure what the point was, maybe they couldn't figure out what to sell me based on my answers? I dunno. I played along for a few minutes, then said I was at work and had to go.