I love credit cards so much! v7.0 - 2025 (see first page for add'l details)

[SleepyatDVC]

Moved all my UR's to my CSP in anticipation of October 26, I think it is. To keep them at 1.25 for booking.

Was thinking I could grab more gift cards this week and next week. But the UR's wouldn't post until Nov 1st, so will not hold the 1.25. Will get some Visas when they show.

I'm going to miss that little bump up. I've lucked out also and got points boost on a few rooms, but I don't see it where I need it outside the Disney area.

So, I have a CSP and P2 has the CSR...

I normally use my URs at Hyatt. Should I go ahead and combine all our URs to P2's CSR (just in case) and only move them back to my CSP if I need them to book Hyatt?

As an aside: Has anyone had trouble combining UR points on the website? It has been a PITA, Chase is asking for a text message code for verification which is a good thing for security but after imputing the text code in the box and hitting enter, the screen goes blank and I have to do it 2 or 3 times with a code every time before it will get confirmed.

 

[Judique]

So, I have a CSP and P2 has the CSR...

I normally use my URs at Hyatt. Should I go ahead and combine all our URs to P2's CSR (just in case) and only move them back to my CSP if I need them to book Hyatt?

As an aside: Has anyone had trouble combining UR points on the website? It has been a PITA, Chase is asking for a text message code for verification which is a good thing for security but after imputing the text code in the box and hitting enter, the screen goes blank and I have to do it 2 or 3 times with a code every time before it will get confirmed.

As far as I understand, once they are moved, that's where they will stay. You wouldn't be able to move them back to transfer to Hyatt directly from your CSP.

If you are usually transferring all your UR's to Hyatt from your CSP as a transfer partner then I'd probably keep them on the CSP. Either way (or card) it's 1:1 to Hyatt as a transfer partner.

But, any UR's you want to use through the travel portal to book hotels would be nice on the CSR as they will book at 1.50 if moved by Oct 26.

Since I only have a CSP, (no CSR) it's pretty simple for me. For you, it's more a personal assessment of how you use your points.

I got the code each time and had no problem. Sounds like a glitch of some kind for you. Good that it eventually goes through.

I'm tired of codes - had to do it a couple of times today to get into other accounts. My Safeway account 'suddenly didn't recognize my device.' With Safeway it's happened about three times in the last three weeks. Sometimes I figure it's computer updates cutting me off and making me jump through the hoop again. Still, hopefully the codes put a block on possible fraud.

 

[Best Aunt]

I know a lot of you travel internationally, so I thought you might be interested in my timeline for renewing my passport during the Government Shutdown:

Monday 09/29 did the renewal application online

Wednesday 10/01 at 12:01 am the government shut down

Monday 10/06/2025 my new passport arrived in the mail.

A few things to keep in mind if you are going to renew online:

a) You will need a login.gov account. You might already have one (such as if you have a Social Security online account). If you have one, have your password handy. If you don't have one, the system will prompt you to create one.

b) Have your old passport handy, because you will need to refer to it.

c) I had planned to renew by mail. I had my photo taken at a local AAA office. When I decided to renew online, I scanned the photo on my home scanner. Getting the system to accept my photo was the only tricky part of the whole renewal process. It kept rejecting my photo. I had to change my scanner setting to a resolution of 600 dpi. Also, AAA had cut the photo to 2 inches x 2 inches. I finally figured out that if I scanned it at 3 inches x 3 inches, the system would let me edit it (move my face to the middle) and it was accepted. So if you are going to scan a photo, you might need to know how to change the settings on your scanner. I know other people have just had a friend take the photo, but I didn't do that.

 

[GZanta77]

c) I had planned to renew by mail. I had my photo taken at a local AAA office. When I decided to renew online, I scanned the photo on my home scanner. Getting the system to accept my photo was the only tricky part of the whole renewal process. It kept rejecting my photo. I had to change my scanner setting to a resolution of 600 dpi. Also, AAA had cut the photo to 2 inches x 2 inches. I finally figured out that if I scanned it at 3 inches x 3 inches, the system would let me edit it (move my face to the middle) and it was accepted. So if you are going to scan a photo, you might need to know how to change the settings on your scanner. I know other people have just had a friend take the photo, but I didn't do that.

Our local AAA offers the option to have digital copy of the photo. I think it was an extra $10 or $15.

We had no issues getting those accepted for the online passport renewal.

 

[Best Aunt]

Our local AAA offers the option to have digital copy of the photo. I think it was an extra $10 or $15.

We had no issues getting those accepted for the online passport renewal.

Ooh, interesting. AAA did not mention that I could get a digital copy of the passport photo. I didn't think to ask.

 

[eticketplease]

As far as I understand, once they are moved, that's where they will stay. You wouldn't be able to move them back to transfer to Hyatt directly from your CSP.

No you can transfer them again back. If the P2 hasn’t transferred to the P1 they will need to call chase first and then it will show online to combine points.

Of course with Hyatt they could always transfer between Hyatt accounts but this is much faster.

@SleepyatDVC

 

[eticketplease]

I'm tired of codes

 

[marsh0013]

I’d love if chase gave me the option to get a code to transfer points between my accounts. It used to. Then it changed to I had to call to get a code. Now it says I can’t do anything because it can’t verify my identity. This is on both mine and my husbands biz accounts. It let me transfer from his personal to mine last time I tried but that was some time ago (after biz cards started requiring the phone call). And the phone call isn’t just get a code. I had to give a few of my other full credit card numbers first after some other identifying info. I guess I need to call and find out what the issue is so I can get the points moved before the deadline.

 

[hsmamato2]

Does Anyone still have the Red Aviator (barclay). Are you getting the annual fee refunded since they
are discontinuing the card? Or closing it and letting it convert to Citi? thank you

I have one I got a few months back.... dang it what am I supposed to know about this card that I currently don't? I was just gonna keep it and use it for the year and then see how I feel about it...is it changing?

 

[Crazed4DisneyinSC]

I have one I got a few months back.... dang it what am I supposed to know about this card that I currently don't? I was just gonna keep it and use it for the year and then see how I feel about it...is it changing?

I believe in early 2026 at some point, it'll convert to some type of Citi card, since Citi will now be the sole brand partner with AA. No one knows which card the Aviator will be converted to yet, whether it's the Citi AAdvantage Platinum, or some other card or a new card completely.

 

[MsOnceUponATime]

Guys, we just got back from Yellowstone NP.

None of the pictures anywhere do this park justice. None of the things you read do it justice. It was one of my favorite trips of all time -- and I've been to some really great places!! I want to say thanks to all of you who've written trip reports here on YNP. They helped me plan. The only disappointment with this trip was the government shut down - and that's only because they stopped reporting the geyser predicitons on day 3 of our trip. Boo.

But anyway -- if you haven't been to YNP put it on your list!

 

[elgerber]

Update to my dispute with AMEX question. I disputed the charge on my Delta biz last night, and woke up to complete refund. I only wanted to dispute part of the charge, but there was nowhere to comment. But it's taken care of. I feel a bit bad, but if the merchant would have replied to one of my five emails, there would not have been this issue.

 

[VGCgroupie]

Update to my dispute with AMEX question. I disputed the charge on my Delta biz last night, and woke up to complete refund. I only wanted to dispute part of the charge, but there was nowhere to comment. But it's taken care of. I feel a bit bad, but if the merchant would have replied to one of my five emails, there would not have been this issue.

In the future if you place the dispute by phone they can dispute only part of the charge and they have a way to add comments. Im glad it's taken care of, agree the merchant should have responded.

 

[elgerber]

In the future if you place the dispute by phone they can dispute only part of the charge and they have a way to add comments. Im glad it's taken care of, agree the merchant should have responded.

Noted. I did upload the email chain, that stated what items were missing from my order, so they did have that to review.

 

[Crazed4DisneyinSC]

Guys, we just got back from Yellowstone NP.

None of the pictures anywhere do this park justice. None of the things you read do it justice. It was one of my favorite trips of all time -- and I've been to some really great places!! I want to say thanks to all of you who've written trip reports here on YNP. They helped me plan. The only disappointment with this trip was the government shut down - and that's only because they stopped reporting the geyser predicitons on day 3 of our trip. Boo.

But anyway -- if you haven't been to YNP put it on your list!

YES! We went May 2023 but I already want to go back. Most places are one and done for me... been there, seen that type thing. But I don't think I could get tired of Yellowstone. It was absolutely amazing.

 

[DogCat]

I have an Ink card for which I haven’t yet met my MSR. I would like to get those points before the deadline so they can be redeemed at 1.5X with my CSR. Is there a set lag time when you get the points after you meet minimum spend? I just realized I may be almost out of time now - yikes!

 

[lsutigers03]

I have an Ink card for which I haven’t yet met my MSR. I would like to get those points before the deadline so they can be redeemed at 1.5X with my CSR. Is there a set lag time when you get the points after you meet minimum spend? I just realized I may be almost out of time now - yikes!

The points will be pending when you meet the MSR. Then when your statement closes they will be available to send to the CSR. So if your statement closes before October 26 and you can finish the MSR you should be able to move them over.

 

[georgina]

I have an Ink card for which I haven’t yet met my MSR. I would like to get those points before the deadline so they can be redeemed at 1.5X with my CSR. Is there a set lag time when you get the points after you meet minimum spend? I just realized I may be almost out of time now - yikes!

Mine show up on the closing date for the period in which they were earned.

cross-posted with lsutigers!

 

[wanderlust7]

I have an Ink card for which I haven’t yet met my MSR. I would like to get those points before the deadline so they can be redeemed at 1.5X with my CSR. Is there a set lag time when you get the points after you meet minimum spend? I just realized I may be almost out of time now - yikes!

For Chase, you have to wait for the statement to close. It usually posts the day after. If you meet spend too close to statement close, there's a possibility it won't post until the next statement.

 

[DogCat]

Oh gosh, that is bad news for me. My statement closes on Nov 5th, so I guess there is no way..