I love credit cards so much! v7.0 - 2025 (see first page for add'l details)

[cruisehopeful]

Can anyone answer a few questions about my Chase Marriott Bonvoy card? I'm thinking about cancelling it since I don't use it enough.


1.) I have a hotel certificate 35K points, awarded in June. Will I lose it if I cancel my card?
2.) I have lots of Chase cards. Should I ask to move my credit to another card before closing the Bonvoy?
3.) Are there any compelling reasons to keep the card open? I stay in a Marriott about once per year for one or two nights.

 

[wanderlust7]

Can anyone answer a few questions about my Chase Marriott Bonvoy card? I'm thinking about cancelling it since I don't use it enough.


1.) I have a hotel certificate 35K points, awarded in June. Will I lose it if I cancel my card?
2.) I have lots of Chase cards. Should I ask to move my credit to another card before closing the Bonvoy?
3.) Are there any compelling reasons to keep the card open? I stay in a Marriott about once per year for one or two nights.

You don't lose the cert if you cancel. You don't get any of the annual fee back if you cancel now. If you downgrade to the no AF Bold, you can get prorated AF back.

You've already paid about half a year's worth of AF though, so you might want to wait for the next AF and cert. You might be able to get the cert within the time for an AF refund if you wanted to cancel. If not, you can go the downgrade route.

This is assuming you don't need to cancel the card to fulfill one of the convoluted rules about getting another Bonvoy card.

 

[ten6mom]

Hello, experts.

I am supposed to fly out to Virginia this weekend to see a friend... but the lack of ATC staff has me worried, so I am thinking about canceling.

Southwest flights were PURCHASED on May 23, 2025, but CHANGED (I can't remember why, now) on June 4. The trip was purchased as a round trip (if that matters).

The outbound is marked "Wanna Get Away Plus" and the return is marked "Basic."

If I cancel these today, will I get one flight credit that expires in a month or so (the Basic one) and another one that has a slightly longer expiration date?