I am getting ready to apply for a SWA personal card for DH. I don’t recall him getting any new cards in the last 2 years so he should be 0/24 or if anything 1/24. Earlier this week, I removed him as an AU on my
Amazon Visa and reduced his CL on one of his current Chase cards so he wasn’t so close to 50% of his income. Do I need to wait a certain amount of time before applying after doing all that for it to show on his credit report or is it something Chase will instantly see?
I want to support him from my SWA card, but he has a pre-approval offer for 85k RR points that he received in the mail. Will I be able to support him and he still gets the 85k RR points offer? I know on the website, it’s gone back down to 50k and his offer is good until 11/18/24.
Last thing.. once he gets the personal card, how long should I wait to apply for the SWA biz card? My issue is, we are starting on a full kitchen reno so I have a lot of spend coming up really soon. We are also planning a quick weekend WDW trip on 2/7 so I wanted to try to have CP by then. And of course we can’t meet the spend until after December so is this realistically possible or will I probably just need to buy 2 SWA tkts for our trip? My RR points are basically depleted at the moment and DH doesn’t have enough either so we will have to pay OOP.