I'm not good with writing trip reports, but I wanted to thank this community for all the tips, advice, and ideas over the past several years since I've started following this thread. It's really amazing how much cc points have helped offset travel costs and enabled us to go to aspirational destinations and resorts we'd never consider!
We just returned from our French Polynesia trip this month. We budget for travel every year, so we're definitely not aiming for free. However, I would estimate that we covered 75% of the trip with points. I always find others' redemptions helpful, so hopefully this helps someone too.
Flights: I didn't include position flights as it all depends on your origin airport.
one way to LAX-Papeete: Air Tahiti Nui economy - about 25k MRs + $56 taxes per person
interisland flights: cash (I wasn't able to find any points way to pay.)
one way from Papeete-SFO: United economy - about 45K united miles + $56 taxes per person
Hotels:
Hilton Tahiti: Nice hotel, but not walkable / in downtown area. Need a taxi or car if you're planning to explore. We landed at 6am in the morning, and they offered us a room for $230. Otherwise, no guarantees until 3pm check-in time. The hotel is 80K HH points/night (~$400 value to me), so it was worth it for us to pay the early check-in fee for the room. We used a combination of points & FNC.
Moorea: I wasn't able to find availability at the Hilton Moorea so we rented an airbnb using discounted gift cards. It was fantastic, and the owners were wonderful. Definitely need a car here. It's very difficult to get around without one. Also I highly recommend getting car insurance. Despite being easy to drive on the island, the parking is tight and there's not much practically no streetlights so nighttime driving is difficult. DH accidentally scraped the right fender of the car leaving a parking lot. I'm glad we had opted for the extra insurance (I think it was only $80-$100 extra for the week), and they didn't even question it when we dropped off the car. I do have a CSR; I'm not sure if it would cover it, but it's one less hassle to worry about.
Conrad Bora Bora: This was a very nice resort, and my kids loved it here! As expected, everything was expensive. I think DH's eyes popped out of his socket when he saw an entree of sweet & sour chicken costs $45. I had anticipated it and prepaid using the aspire, HH biz, and surpass credits from the past year so our final bill at checkout costs me a whopping $35!

For those with young kids, I think there is an unofficial policy of kids 6 and under eating free. I couldn't find it written anywhere but 5 out of 8 of our meals, my younger two were not charged. It may be YMMV; I didn't follow up on it. We used a combination of points & FNC.
After this trip, I'm completely tapped out of planning. There were so many components to this trip (positioning flights, international flights, interisland flights, rental cars, ferry tickets, hotel, airbnb) that I have no energy left for 2025. We'll probably take a year off to travel locally and visit family (and replenish points). If anyone is planning a trip to French Polynesia, feel free to PM me with questions!