I love credit cards so much! v5.0 - 2022 (see first page for add'l details)

[IFlossU]

Check your CIC for this Quill offer. I had never even heard of Quill before this Frequent Miler post!

https://frequentmiler.com/quill-chase-offer-10-back-on-up-to-300-5x-ultimate-rewards/

Sadly no Quill offer for me, but I do see $30 off at Bob’s Discount Furniture

 

[smallsy]

Keep in mind that if you take a retention offer mid-year, you need to hold the card for a year after that date, which commits you to the next AF.

Oh good to know. Ok, I'll maybe wait then...

 

[smallsy]

Arggghh! Anyone know what could've happened? I applied for the SW performance using DH's link yesterday. The circle spun for what seemed like forever and then I got the Offer Unavailable screen. Wanted to sleep on it just in case, woke up and there was nothing in my account and no emails other than credit karma saying Chase pulled my credit.

Should I call *shudder* or wait a little longer to see if I get a letter?

 

[afan]

Arggghh! Anyone know what could've happened? I applied for the SW performance using DH's link yesterday. The circle spun for what seemed like forever and then I got the Offer Unavailable screen. Wanted to sleep on it just in case, woke up and there was nothing in my account and no emails other than credit karma saying Chase pulled my credit.

Should I call *shudder* or wait a little longer to see if I get a letter?

Is it the personal? Did you call the status line, it should still work for personal.

 

[smallsy]

Is it the personal? Did you call the status line, it should still work for personal.

It's the biz

 

[palhockeymomof2]

Arggghh! Anyone know what could've happened? I applied for the SW performance using DH's link yesterday. The circle spun for what seemed like forever and then I got the Offer Unavailable screen. Wanted to sleep on it just in case, woke up and there was nothing in my account and no emails other than credit karma saying Chase pulled my credit.

Should I call *shudder* or wait a little longer to see if I get a letter?

my second SW business application was not auto approved…it took a few days before it showed up in my account….if you don’t want to call maybe wait and see if it shows up in your business account

 

[wanderlust7]

Arggghh! Anyone know what could've happened? I applied for the SW performance using DH's link yesterday. The circle spun for what seemed like forever and then I got the Offer Unavailable screen. Wanted to sleep on it just in case, woke up and there was nothing in my account and no emails other than credit karma saying Chase pulled my credit.

Should I call *shudder* or wait a little longer to see if I get a letter?

Since your credit was pulled, sounds like it went through. You can try this number 888-270-2127. It's sort of working. Got 2 weeks, then application not found, then approved. I called after business hours in case it tries to connect me to someone.

 

[EACarlson]

Did you get emails like normal too?

Guess I'll chat with them week...

I don't recall if I got an email from them about it. I generally delete emails as soon as I see them.

 

[djmeredith]

Some of you may already know this, but the Air France/KLM agents can sometimes find flights cheaper than what we see online. I had to change the dates on the tix I booked in Dec. Bad news: I had to pay a $112 change fee on the return tix (I misread that somehow and thought it was fully refundable/changeable). Good news: No change fee on the outbound flights because the first leg had cancelled.

Best news: I was able to eliminate the repositioning flight from ATL on our return flight for an extra 2,500 points each. The Flying Blue agent I spoke with was very nice and casually mentioned that sometimes they can find cheaper rates in their system than we see online. Online price to home airport was 120K pts. He was able to get the same flights for 57,500 pts. I was able to transfer the additional pts from UR while on the phone with him. The repositioning flight on SW was going to be about 9,000 pts, so I saved pts and have the convenience of being on 1 ticket all the way through.

 

[havaneselover]

I have the quill offer on both of my cics. Now have to figure it out!

 

[iujen94]

I have the quill offer on both of my cics. Now have to figure it out!

Just make sure you sign up for a business account on Quill. Otherwise, super easy!

 

[FreeDiningFanatic]

@sinnika What ever became of your (lack of) dust covers from Away? I just received our small carryon suitcases today and both came with dustcovers. One bag came with a mini pouch with a variety of power adapters, while the other did not. It was unexpected surprise!

I emailed Away, and no kidding, they responded within 3 minutes. Unfortunately, they said the power adapters/mini pouch had been discountinued, so depending on when a bag was produced, it may or may not be included.

My husband (who loves to pack and repack, roll and reroll his clothes) packed his suitcase "just to see how much could fit." Anyway, we really are excited about our new luggage.

Did your DD upgrade her CSP to CSR? I was interested to know if the offer would appear in her offers if she did.

 

[ski_mom]

Just make sure you sign up for a business account on Quill. Otherwise, super easy!

I created a business account, but mine says I have to make a purchase of a physical item before I can order a Visa gift card. Did you have that issue, or had you already used your account in the past?

 

[iujen94]

I created a business account, but mine says I have to make a purchase of a physical item before I can order a Visa gift card. Did you have that issue, or had you already used your account in the past?

Hmm-no. I made my account and then immediately ordered a visa GC.

 

[dez1978]

COViD is a virus, antibiotics don't work. The effects are from the virus and accompanying inflammation, generally not bacteria. I will say we generally see people sick, better, then worse again at 10-14 days. So it may yet get worse. Hope it doesn't.

Well that’s disappointing to hear as I’m on day 6 and feeling mostly better today.

 

[djmeredith]

It's time for a new card and I need some input. I need as many UR or Hyatt points as I can get before August, preferably Hyatt. In the past 14 months I have opened:

CFF
Bonvoy
SW Bus
CSR
CSP
Hilton Bus

I can't meet the MSR for a CIP. So I am thinking I should apply for the CIC now for 75K and then in 3 months get the Hyatt card. Or is there a better option I am not thinking of?

 

[becauseimnew]

It's time for a new card and I need some input. I need as many UR or Hyatt points as I can get before August, preferably Hyatt. In the past 14 months I have opened:

CFF
Bonvoy
SW Bus
CSR
CSP
Hilton Bus

I can't meet the MSR for a CIP. So I am thinking I should apply for the CIB now for 75K and then in 3 months get the Hyatt card. Or is there a better option I am not thinking of?

I would definitely apply for the CIC or CIU, the CIC earns 5X at office supply stores so that might be the better of the 2. I wouldn’t get the Hyatt or any more personal cards as you will be at 5/24. Just apply for another chase Biz card in 3 months.
When you apply for a Chas Biz card as a sole proprietorship, just use your name for the business name.
Good luck

 

[palhockeymomof2]

It's time for a new card and I need some input. I need as many UR or Hyatt points as I can get before August, preferably Hyatt. In the past 14 months I have opened:

CFF
Bonvoy
SW Bus
CSR
CSP
Hilton Bus

I can't meet the MSR for a CIP. So I am thinking I should apply for the CIB now for 75K and then in 3 months get the Hyatt card. Or is there a better option I am not thinking of?

I’d apply for the CIC or CIU……the CIU earns 1.5 URs on everything, while the CIC earns 5 URs on office supply stores, cable, cellular….remember to use a support link from P2 so they earn 20k URs

 

[calypso726]

It's time for a new card and I need some input. I need as many UR or Hyatt points as I can get before August, preferably Hyatt. In the past 14 months I have opened:

CFF
Bonvoy
SW Bus
CSR
CSP
Hilton Bus

I can't meet the MSR for a CIP. So I am thinking I should apply for the CIB now for 75K and then in 3 months get the Hyatt card. Or is there a better option I am not thinking of?

So you are at 4/14 and hopefully don't have any other personal cards that you have opened within the 10 months preceding those 14 months worth of cards you mentioned.

If you are 5/24 or over you will be auto denied for Chase cards.

By CIB, if you mean the new Chase In Business Premier when it launches, I would advise against it since the UR points will not be transferrable to hotels or airlines, nor can they be combined with your other Chase UR points.

If you are wavering between a CIC and CIU, then I'd advise the CIC. With the CIC 5x bonus category at Office Supply stores, it is easy to leverage gift card purchases and amp up your earning. Use the merchant gift cards to make online purchases after clicking through the Chase UR shopping portal and stack the UR earnings.

After 3 months, then go apply for the CIU if you can make the MSR and get an additional 75k for no AF rather than burn a 5/24 spot if indeed you are under 5/24.

The reason I'd advise a CIC and then the CIU over the Hyatt business card is because they have no AF and for the same MSR spend you can earn more points leveraging gift cards at office supply stores with the CIC and then 1.5X with the CIU.

I think the current Hyatt personal card offer is kinda meh at this time and not worth it for a ramp up of lots of Hyatt points. I do think it is a great keeper card. After years of being at LOL/24, I refrained from picking up personal cards for the sole purpose of adding a Hyatt personal card to my portfolio.

Adding this for anyone contemplating the Hyatt business card. I think the Hyatt business card is valuable under certain specific scenarios which are admittedly limited. In my case, I picked one up because it was going to work for a unique situation I find myself in this year. I hit globalist in January of 2021 with a mattress run during the bonus journeys promo. So, I get to enjoy the Globalist benefits through February 2023. Of course I wanted to maximize enjoying the globalist elite benefits, so I have a lot of Hyatt stays booked this year all on points and free night certs in New Orleans, Park Hyatt NYC, Grand Hyatt Kauai, Alila Napa Valley, Miraval Berkshires, Hyatt Regency Grand Cypress etc. I've also decided to visit Dubai before we check into the Al Maha but don't know if I'm going to book Hyatt or burn some Hilton FN certs for that stay yet.

The business card gets 5 elite nights for every $10k in spend vs the personal card's 2 nights for every $5k. Because I picked the card up at launch I will get an additional 5 elite nights credit. Chase messed up on their T&Cs and said that the business card would get 5 elite night credits. They realized their mistake and changed it but are honoring the T&Cs for those who applied early on. I also intend to maximize the personal card's benefit of spend $15k for the FN certificate as well.

Between the number of Hyatt stays I have booked this year and the personal card's 5 elite nights, I actually have a decent shot at spending my way to Globalist. We will see how it goes.

 

[softballpooh]

@becauseimnew, @palhockeymomof2, and @calypso726 THANK YOU for always taking the time to explain the why behind your recommendations! I learn something every day reading these forums and I appreciate everyone so much! I need to earn 100K URs by September for Hawaii so I'm taking some of these strategies myself. I have an LLC and have been contemplating the CIC or CIU after working on my SW biz.

I promise I'll pay it forward when I feel brave enough to respond to others