I love credit cards so much! v5.0 - 2022 (see first page for add'l details)

[reliev]

Quoting myself to update my Paris hotel saga. I’ve been checking the Hyatt points booking availability frequently since last week, and today the Park Hyatt Place Vendome had availability for all 3 nts on points. 40k one nt and 45k the other two. I had to use up my UR stash and buy some points, but to me it was a good redemption. I’ve always dreamed of staying in an aspirational property in Paris and I know it will not disappoint me.

all the coffee there is amazing and the brunch spread.
here's a sneak peek. also, they asked me if I wanted anything else besides the brunch of course I had to order a Croque Monsieur

also were you able to get amazing value? how many cpp? @djmeredith ?

 

[LilSweetPeaPhoto]

Okay I have 8 pages to still read but I thought I'd ask my question and throw in my 2 cents...
The card pointer app is my go to for knowing what card to use! No stickers needed Load in all the cards I have, and I can click on a category and it tells me which card to use.

Let's talk fridges! I fell that has been a convo recently. The BF needs to get a new one as his is definitely not always cooling properly. And since he's not home everyday, he'd had lots of stuff spoil that shouldn't be. He wants a french door w/ water/ice on the door. He'd like black stainless and it has to be counter depth (thanks to his island). Any suggestions? He LOVES the look and price of the Samsung but I've been told to stay FAR FAR away from it. And to keep this on topic....he opened the Bonvoy card to get the 5 FNC when he buys the fridge

 

[becauseimnew]

My 60 days for the WF Biz checking account passed and no bonus yet. I hope I did everything right.

 

[becauseimnew]

all the coffee there is amazing and the brunch spread.
here's a sneak peek. also, they asked me if I wanted anything else besides the brunch of course I had to order a Croque Monsieur

This is making me so jealous, but no way we could ever stay there during a family vacation. Unfortunately we are staying at Hyatt Regency Paris Etoilé, but we are a family of 4 and 2 rooms get expensive really fast.

 

[elgerber]

I gambled on Verizon, and ordered 4 $75 gift cards, to use my $75 back on $150 Verizon offers on our BBP. I know they sometimes come empty, and I have had it happen to me before. But this time it seems to have gone my way. All 4 show the $75 balance, and my Amex credited in just a couple of days for the $75!

 

[reliev]

This is making me so jealous, but no way we could ever stay there during a family vacation. Unfortunately we are staying at Hyatt Regency Paris Etoilé, but we are a family of 4 and 2 rooms get expensive really fast.

yeah, that's why im choosing the Hôtel du Louvre next time that family room you can book with a suite certificate i asked the concierge at the desk when I walked by it, he even gave me a tour.

here's a pic from the site I was so happy the dude let me walk the room I didn't take a picture then. it looks identical.

The trip i took was with a good friend of mine not my wife and kid my wife was worried about being stuck for covid restrictions. I brought my laptop and never opened it once (for work).

If you have a globalist status it might be looking into. Aiming for 2023 or 2024 myself. My kid is small so YMMV.

 

[Judique]

Thank you for your response! I did not know that you can only transfer to partners through the CSP and CSR. I will definitely have to keep one of the two, probably CSP for the lower fee since I have Priority Pass visits with my AmEx gold.

There's one more, the CIP business card also allows transfers, but most don't hold onto that.

 

[havaneselover]

Okay I have 8 pages to still read but I thought I'd ask my question and throw in my 2 cents...
The card pointer app is my go to for knowing what card to use! No stickers needed Load in all the cards I have, and I can click on a category and it tells me which card to use.

Let's talk fridges! I fell that has been a convo recently. The BF needs to get a new one as his is definitely not always cooling properly. And since he's not home everyday, he'd had lots of stuff spoil that shouldn't be. He wants a french door w/ water/ice on the door. He'd like black stainless and it has to be counter depth (thanks to his island). Any suggestions? He LOVES the look and price of the Samsung but I've been told to stay FAR FAR away from it. And to keep this on topic....he opened the Bonvoy card to get the 5 FNC when he buys the fridge

https://www.homedepot.com/p/LG-Elec...a1M8JzHkLlcNHneKgW4aAtUZEALw_wcB&gclsrc=aw.ds

 

[ambgoph]

Okay I have 8 pages to still read but I thought I'd ask my question and throw in my 2 cents...
The card pointer app is my go to for knowing what card to use! No stickers needed Load in all the cards I have, and I can click on a category and it tells me which card to use.

Let's talk fridges! I fell that has been a convo recently. The BF needs to get a new one as his is definitely not always cooling properly. And since he's not home everyday, he'd had lots of stuff spoil that shouldn't be. He wants a french door w/ water/ice on the door. He'd like black stainless and it has to be counter depth (thanks to his island). Any suggestions? He LOVES the look and price of the Samsung but I've been told to stay FAR FAR away from it. And to keep this on topic....he opened the Bonvoy card to get the 5 FNC when he buys the fridge

Stay away from LG as well. Our 3 year old refrigerator had the compressor go. It took 3 weeks to get someone to come for a service call under the 5 year compressor warranty. There are very few appliance repair places that service LG. It took another 6 weeks to get a new compressor. A month ago, the refrigerator was starting to act up again. We didn’t want to deal with another repair and bought a new GE instead.

 

[becauseimnew]

I gambled on Verizon, and ordered 4 $75 gift cards, to use my $75 back on $150 Verizon offers on our BBP. I know they sometimes come empty, and I have had it happen to me before. But this time it seems to have gone my way. All 4 show the $75 balance, and my Amex credited in just a couple of days for the $75!

Do you have a link to where you ordered the gift cards? I spent so much time trying to figure it out from the link on the offer.

 

[elgerber]

Do you have a link to where you ordered the gift cards? I spent so much time trying to figure it out from the link on the offer.

I just went to Verizons website and typed gift card in the search box

 

[LilSweetPeaPhoto]

Okay caught up, LOL. I just "jetted off" to LA again this weekend w/ the BF. LOL. Makes 3 trips to LA in the last month. This time there was no stress about getting a seat. BUT the red eye home at like 10 little ones on it and the ENTIRE flight they took turns screaming. Thank god I didn't have to teach after this one! I'm working on the $1k spend on DS Hilton Amex right now. It'll be easily hit as I have 6 mos to do it, LOL. Which leads me to thinking about my next card.....

I've wanted to jump on the Delta Plat Biz for awhile when the SUB was elevated. I think Amex likes me (they finally approved the free Hilton card in March). I cancelled my Delta Gold Biz back in May knowing I wanted to jump on the next elevated offer. The offer right now is good, yet I'm over here afraid to apply. Why do I always do this? LOL. The issue is, I'm basically paying $250 for the 100k miles. I would get a free bag for my trips this fall. But I have no real plans other than to add to my Delta miles. I kinda use them as "backup" when I'm traveling with the BF now. You don't get the companion ticket till the 1st renewal, right? I'm not even sure what I would use that redemption for, LOL. I've also been debating doing the MDD "soon". I have property taxes coming up in Sept I could use towards the spends and then again in Jan. I'm just not sure if I can swing the $4k MSR on the Delta card, followed up by the MDD (is it $7k or $8k currently?). I know at least w/ Chase I could MS some of the spend. I'm very torn!

I will say the BF has thrown my hacking game for a loop, LOL. But I guess having an extra 100k in my Delta acct isn't a bad thing. UGH.

 

[Duckbug.Ducktales]

My CSP AF posted but I'm also now eligible for the $50 hotel credit. Anyone know if I book a stay for late Septemebr (pre-trip airport hotel night) to get the credit, but pc the card to a FF or something in the coming weeks, would they claw back the credit? I'm trying to figure out how to use it before downgrading the card

 

[mamapenguin]

Stay away from LG as well. Our 3 year old refrigerator had the compressor go. It took 3 weeks to get someone to come for a service call under the 5 year compressor warranty. There are very few appliance repair places that service LG. It took another 6 weeks to get a new compressor. A month ago, the refrigerator was starting to act up again. We didn’t want to deal with another repair and bought a new GE instead.

Yes Samsung is awful. They don’t seem to stand behind any of their products. I have a Samsung refrigerator and I’m waiting on a second repair call tomorrow. First tech blamed the water filter and did nothing to repair. 3 filters later- he was lazy and wrong. Fingers crossed I get a better tech. I will never by anything Samsung again.

 

[havaneselover]

Stay away from LG as well. Our 3 year old refrigerator had the compressor go. It took 3 weeks to get someone to come for a service call under the 5 year compressor warranty. There are very few appliance repair places that service LG. It took another 6 weeks to get a new compressor. A month ago, the refrigerator was starting to act up again. We didn’t want to deal with another repair and bought a new GE instead.

My compressor went at 11 years and my lg repair guy has compressors on his van. I found him when I needed the seal replaced on my front loader.

Overall LG gets very good reviews. I would replace my current one with a new one any day.

 

[2TxAgs]

Has anyone been to Yellowstone/Tetons in May? We are looking at rebooking our trip to mid-May next year, as it's still "off-season" so it would save us a good chunk of money. I checked roads, and right now they are scheduled to open all entrances within a day or two when we arrive. So it looks like that won't be an issue. If you've been, was it really cold? We don't mind like 60s. But I don't want to be 30s and freezing! lol. I know it's no guarantee with weather, but anyone have experience around this time of year?

We went in very early June and there was still snow around. Kids had a snowball fight and built a snow fort and needed jackets/sweatshirts. Then later in the week it was short sleeves and jeans while they paddled around in kayaks. I'd take some stuff for layering...this was in the early 2000s, so who knows with the way the weather has been recently.

 

[Narnia_girl]

I do positioning flights for almost all of my international travel-it's just easier and less stress (for me). Of course, I'm also retired and time isn't an issue.

I've started looking more and more for positioning flights out of airports that have hotels IN the airport (like BOS, MCO, DFW) v. ATL, just for convenience. DD lives an hour from BOS so we use that a lot and I've found that AF/KLM flights are cheaper out of BOS than ATL, usually (at least on points). IAD seems to be a big hub for United (but it would probably be easier for you to fly to ORD?) and MIA or PHL for AA flights. (*I could be wrong but I don't believe IAD has an in airport hotel-PHL does-a Marriott, MIA definitely does not). DTW could also be an option for DL/AF/KLM and their in-airport hotel is nice, as well.

**I mention in airport hotels because I fly to the positioning airport the day before my international flight but if I were doing an all in one day trip just in case something went wrong, it's nice to have a room/bed/shower within walking distance.

Which int'l positioning flight depends on where you're going and with whom you're flying. Also, if you check bags, obviously you need to account for baggage arrival time. BOS international terminal is E (usually) so if you fly Southwest, you'll have to get on a bus or walk from terminal B, where Southwest is said to use (I don't know, I'm all Delta/AF/KLM in BOS).

This is a pretty good article:

https://upgradedpoints.com/travel/airports/boston-logan-international-bos-airport/

Hope this helps!

Thanks for the ideas. A airport hotel could be a good thing to consider. We flew into Boston last month so I am a little familiar with their airport. Do you arrive home exhausted after two flights?

When searching for a positioning flight, I start with the international route for the airline I will be flying. I need to know the route that the airlines flies first. From there I base it on one of two factors. Which airports are a hub for the airline I am flying internationally since there should be more options out of a hub and then which airplane type flies out of a given airport and route. I would want to fly in a lie flat seat vs angle flat and will check which carriers have the seat type I want. Hope this helps

Good idea about the routes. After a lot of comparison, it looks like Virgin Atlantic will be the best use of my points. I tested several east coast airports but didn't really think about looking at VA's routes. I'll get on that.

There are lie flat seats available 47,500 points + $855 vs. 17,500 points + $325 for premium economy. I'm trying to decide between the two. My husband is 6'4" and I'm wondering if a lie flat would actually be less comfortable than a 38" angle seat? Actually, the options include Lie Flat on a Delta One or Upper Class on Virgin Atlantic, both for same price.

Edited to add: We are flying into London and Boston seems a good jumping off point.

 

[reliev]

My compressor went at 11 years and my lg repair guy has compressors on his van. I found him when I needed the seal replaced on my front loader.

Overall LG gets very good reviews. I would replace my current one with a new one any day.

I have bought all LG besides the kitchen set set that's kitchen aid my first one went bad I lost the vote to buy a different set because it doesn't match in my eyes, 2018 should not need a new motor, heater, door. when it leaked i said that was it. New one has 6 years from Costco so hopefully it gives us no issues.

 

[mom2febgirls]

Can I apply for a Biz card and a personal card at the same time (2 different banks) or do I need to wait 3 months between applications?

 

[elgerber]

Has anyone applied for a US bank card that needed more time for a decision, how long did it take? P2 applied 6/29 for the Alt Reserve and we have no response yet. I got instant approval for mine in May.