Hi friends! A belated Happy New Year to everyone! I just caught up on the last 35 pages after some time away. I kind of burned out on chasing CC rewards last year and dropped off the boards as a result.
DH and I also had some big life changes happen in the last part of 2021 - we found out in October that DH's job was going to be eliminated effective January 1. Immediately after we found out about DH's job, we found out that I am expecting a baby due in June 2022! We are excited and also extremely stressed out right now!
We already have lots of baby expenses coming up, but that + our monthly budget is not enough to meet a big MSR with organic spend in the usual 3 month period. I was wondering if there's one of those tiered bonuses available where you can get a decent bonus after spending X amount in 6 or 12 months? I was looking at the 3% back for 12 months offer on the CFU, which while not a great SUB would be a low-pressure way to get a better return on everyday spending. Something with cashback (vs airline or hotel points) and no AF would be ideal. I'm at 1/24, and I have several Inks + the CSR/SW Priority/WOH + Amex BBP already. Happy to hear any suggestions!