I love credit cards so much! v4.0 - 2021 (see first page for add'l details)

[becauseimnew]

I did it... I had DH apply for the Biz Plat with my support link (working on the last $500 of MSR), then I used his Plat link to apply for the Lowe's card. I also used the 20K employee card link.
We haven't received the 4X referral emails.
Hopefully it all goes as planned:
150,000 SUB
15,000 MSR Spend
15,000 Lowe's support
20,000 Employee card
60,000 4X15,000 referral bonus.
Looking at 260,000 MRs... we only needed 130 MRs for our J flight from Japan. Thanks for the help.

 

[EACarlson]

I have a $250 SW voucher from the Oct SW cancellation/sickout debacle last month. If I use that to book a fare for myself, can I still book a CP flight for my companion? I've never used a voucher before so I'm not sure how they work. TIA!

Should be, I believe you even earn RR points on a ticket purchased with a LUV voucher.

 

[stitchfan18]

I had a stay this weekend. Received a notification that there was no pre-arrival upgrade but that I could go to the desk and ask when I got there. I'm guessing the no upgrade had something to do with the room type we had, this particular hotel did not have any two bed suites.

WHen I booked last month (LBV Palace) I got a notification in the app maybe a week before about the upgrade- I could either click 'yes' to agree to their upgrade choice,or go in and choose my own location. I wanted to choose my own,b/c I'm weird that way- I studied the map of the place well,and ended up having to call in b/c my choice was actually considered a downgrade.... it was a short easy call to ask for the room I wanted and it showed on app almost immediately. (I wanted pool view,island building,near the DS walkway,but I also knew if I chose right I could see fireworks...it was a great room. I could see Epcot and MK fireworks at night,plus the springs all lit up-it was 5th or 6th floor, the angle facing the pool but also towards those places.) Don't forget the food $12 per day comp (2 per room) that was convenient at the quick serve every morning

i just checked in for my stay at the HBVP. 4 days ago I got an email with available upgrade options (with a price per night attached). I ignored the email since with status, we usually get upgraded for free. I checked in today for my stay tomorrow and it just said check in now & we will try to upgrade at arrival. Instead, I sent a message to the front desk in the app and very politely asked if an upgrade to a fireworks view was a possibility. I got the upgrade immediately on a high floor, fireworks view, away from the elevator!

Thanks for sharing! We'll only be there for one random Thursday night in January. Hoping for the same experience since there is no way I'm paying 111,000 points to actually book the fireworks view.

 

[platamama]

Both ds' step mom and I got Xbox Series X consoles. So now we have one too many!

Congrats! And now you can resell one so that your "business" is actually a business, lol.

 

[iujen94]

Those who have a shiny new Venture X card and are planning to buy Disney GCs at Sam’s ($450 for $500 cards from Nov 25-28, limit of 2) - I just checked, and Capital One has a clickthrough portal similar to Rakuten that is currently offering 1.5% back at Sam’s.

 

[Alexle2007]

Both ds' step mom and I got Xbox Series X consoles. So now we have one too many!

Resell it!

 

[havaneselover]

Congrats! And now you can resell one so that your "business" is actually a business, lol.

Resell it!

I'm tempted to but am worried I'll get murdered trying to make $100.

 

[magickingdomprincess]

Should be, I believe you even earn RR points on a ticket purchased with a LUV voucher.

Awesome, thank you!

 

[Alexle2007]

I'm tempted to but am worried I'll get murdered trying to make $100.

Maybe you have a friend who needs one? I have trying to snag a PS5 for my neighbor.

 

[pinkxray]

I spent way too much time trying to get my Best Buy order to total $250 last night to use my Amex offer.
I was going to get DS a few video games and a Dave and Buster gift card at some point so I decided to spend the $250 on what I needed there.
Of course this morning one of the games is delayed and not shipping yet. Now my total will only be $190 and maybe $60 if the game ever ships
Im hoping it come in stock soon and I can get offer to work. Without the offer I would have used GameStop gift cards from Happy card.

 

[Alexle2007]

Of course, Hilton is extending FNC after I just used mine for PR so I wouldn’t lose them. Grrr….

 

[LilSweetPeaPhoto]

Tried to close out my BOA acct yesterday in the branch. They had no one there who could do it. So they said I could just withdraw all my money and close it on the phone. Well to withdraw all my money was going to require a cashier's check ($15). I was like, um no! But since I was closing, they waived it. Then they needed me to authenticate who I was to get the $18k. Apparently my REAL ID wasn't enough, or the wallet filled w/ credit cards w/ my name, or the fact I could get into my acct via the app. Since i didn't have a debit card w/ them, they had to text me so I could give them a code. THEY ASKED MY NUMBER TO TEXT ME!!! How is that more secure?

All this fun took like 35 min. It confirmed why I never banked with them! Chase I'm in and out in under 5 mins!

 

[hsmamato2]

Tried to close out my BOA acct yesterday in the branch. They had no one there who could do it. So they said I could just withdraw all my money and close it on the phone. Well to withdraw all my money was going to require a cashier's check ($15). I was like, um no! But since I was closing, they waived it. Then they needed me to authenticate who I was to get the $18k. Apparently my REAL ID wasn't enough, or the wallet filled w/ credit cards w/ my name, or the fact I could get into my acct via the app. Since i didn't have a debit card w/ them, they had to text me so I could give them a code. THEY ASKED MY NUMBER TO TEXT ME!!! How is that more secure?

All this fun took like 35 min. It confirmed why I never banked with them! Chase I'm in and out in under 5 mins!

I HATE BoA services..... when we closed our accounts a couple of months back it just reinforced how AWFUL it is to work with them.....what a huge hassle.

 

[mom2febgirls]

DH wants to go to Hawaii, specifically the Big Island. We have 250K Chase Points and 3 FNC at a Marriott plus enough points to book 1 night (can we get the 5th night free using points and FNC?)

Can I get recommendations for Marriott hotels on the Big Island?

 

[LilSweetPeaPhoto]

I HATE BoA services..... when we closed our accounts a couple of months back it just reinforced how AWFUL it is to work with them.....what a huge hassle.

Their website is almost as bad as Barclay! But the fact I had to wait in line for like 15 min, and then another 20 jumping through hoops! It was impossible to get money into the account to meet the bonus to start. So it's only fitting that it's impossible to get it out too!

I'll be glad to be done w/ them.

 

[becauseimnew]

DH wants to go to Hawaii, specifically the Big Island. We have 250K Chase Points and 3 FNC at a Marriott plus enough points to book 1 night (can we get the 5th night free using points and FNC?)

Can I get recommendations for Marriott hotels on the Big Island?

To get the 5th night free it has to be all on points.

 

[spacerangerqueen]

Successful MDD on the Southwest cards! Companion Pass here I come! Hopefully it gets more use than the one my DH has currently.

 

[NewbieMom]

I did it... I had DH apply for the Biz Plat with my support link (working on the last $500 of MSR), then I used his Plat link to apply for the Lowe's card. I also used the 20K employee card link.
We haven't received the 4X referral emails.
Hopefully it all goes as planned:
150,000 SUB
15,000 MSR Spend
15,000 Lowe's support
20,000 Employee card
60,000 4X15,000 referral bonus.
Looking at 260,000 MRs... we only needed 130 MRs for our J flight from Japan. Thanks for the help.

This has me rethinking my plans. I have an 8k bill coming up and was thinking I'd get a CIU or the new Venture. But 260k MRs are enticing!

What do you experts think? Stay the course or switch plans? I could probably easily meet $10k but $15k is kind of stretching it. I also don't have any travels plans to use any of the MRs/URs/CapOne points.

 

[castormom4]

Does anyone happen to know how often Chase UR changes their travel options or how that all works? I'm asking because we just got back from the most amazing vacation and of course my family says they want to do it again. But of course its not longer available in Chase Rewards.

https://www.exclusive30a.com/property-details/coral-cottage-84/
This was the house but when I put in Watercolor, FL most of the options show never available no matter what week you put in. There are also far less available then when I booked last year at this time. It may not have been the best use of 315,854 its for 6 nights but it was amazing!

 

[lsutigers03]

Do employee cards for AMEX business accounts all count towards the MSR? This seems like a dumb question but I wanted to be sure as I've never bothered with employee cards before.