I love credit cards so much! v3.0 (see first page for add'l details)

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I still don't get amex. I still got the popup on the surpass. But got approved on the 75k Plat offer, so yay but I don't get it.

I got my temp number :( I wanted the statement credit. Also, is this one where I don't want to enroll in paperless and wait for them to make me an offer?

91 days from today I'm trying for that Hilton again, because I would still like the points though they aren't as needed now, but to see what happens. They make no sense to me at all.

Oh and I had to unfrezze transunion to get cardmatch to find me and all I got was a bunch of cap 1 offers and it went down in number in incognito. Didn't change with my last address.
Congrats On the Plat! My offers are typically for the Pay over time. I just got two offers- Biz Green and Biz Plat for 10k. I don’t remember about for paperless. Oh, and there are frequently offers for adding AUs for 500 MR per AU up to 5. You can get them the Gold for free. 19 more days and DS will finally be an AmEx AU.
 
Congrats On the Plat! My offers are typically for the Pay over time. I just got two offers- Biz Green and Biz Plat for 10k. I don’t remember about for paperless. Oh, and there are frequently offers for adding AUs for 500 MR per AU up to 5. You can get them the Gold for free. 19 more days and DS will finally be an AmEx AU.

I'll leave it paperless for a little bit for now and see what happens. I don't have anyone to make an AU except for Dude :) And I don't need him getting mail, I'm already getting mail for my alias aka my middle name, from when I made myself an au on my cfu a couple years ago.
 
I have never eaten at Boatwright's, but I am VERY pro-Beaches & Cream 🤣

It could be nice experiencing it after the refurbishment! If you want to get really wild, you can even get a No Way Jose from the walkup window after your pictures (or for your pictures, your choice!) and then get dinner somewhere else later!
Wait can you get the No Way Jose from the walk up window? For some reason I thought you had to go in for it. If I can get it at the walk up window I’ll just do that
 

Okay I have another dining question for all of you. We will drive over on Saturday, hoping to check in early at POR. We’ll do pictures at POR and POFQ and just hang out for most of the day there to relax and take advantage of staying onsite. Then later I would like to get some pictures at YC in the sand.

I made an ADR at beaches and cream for 6:35 pm but Dh is thinking he’d rather eat at POR. We’ve eaten at beaches and cream twice so it wouldn’t be the end of the world but I’ve never eaten at boatwright’s. Have any of you been there? I’m thinking about keeping the beaches and cream because I was looking forward to a No Way Jose and then we could go back and have dinner at POR unless some of you have had bad experiences at that restaurant.
We ate there once when we were staying at POFQ. I don’t remember what everyone got except that DH got the prime rib. I do remember we all enjoyed our meals well enough but don’t remember anything as a real stand out. I loved the setting but I just generally like everything about POR and POFQ so I’m a little partial. One thing I remember is that there was a large open dining hall type area of seating but also a couple other smaller areas and we asked to be seated there because I like that better- kind of like the main ballroom in BOG vs. the west wing but not quite so dramatic a difference. We did enjoy the meal but haven’t gone back since as we’ve found lots of other places to try.
 
I still don't get amex. I still got the popup on the surpass. But got approved on the 75k Plat offer, so yay but I don't get it.

I got my temp number :( I wanted the statement credit. Also, is this one where I don't want to enroll in paperless and wait for them to make me an offer?

91 days from today I'm trying for that Hilton again, because I would still like the points though they aren't as needed now, but to see what happens. They make no sense to me at all.

Oh and I had to unfrezze transunion to get cardmatch to find me and all I got was a bunch of cap 1 offers and it went down in number in incognito. Didn't change with my last address.

Congrats on the plat! Hopefully the spend for the MSR will help with the Surpass pop-up.
 
We ate there once when we were staying at POFQ. I don’t remember what everyone got except that DH got the prime rib. I do remember we all enjoyed our meals well enough but don’t remember anything as a real stand out. I loved the setting but I just generally like everything about POR and POFQ so I’m a little partial. One thing I remember is that there was a large open dining hall type area of seating but also a couple other smaller areas and we asked to be seated there because I like that better- kind of like the main ballroom in BOG vs. the west wing but not quite so dramatic a difference. We did enjoy the meal but haven’t gone back since as we’ve found lots of other places to try.
Dh was thinking he’d like the food a lot more at boatwright’s compared to beaches and cream since we’ve been there before. I’m not sure what time to get an ADR for. I’m tempted to wait until the day of and see what there is.
 
I ordered full sundaes from the walkup section pre-refurbishment all the time! It was weird because it cost a little more money, but it was still delicious 😍

View attachment 476177
I had no idea you could order the specialty sundaes and stuff from the walk up counter. I’m kind of tempted to keep the ADR anyway just to see the new inside and sit down. I need to think about it a little more before I make a decision. I definitely wanna catch yehaa bob at POR though!
 
@Ngwira I thought there were DPs on r/churning that if you upgrade again back to back like that you’ll lose the first bonus for not keeping that original upgrade card a year? Anyone want to clarify? Just wanted to throw that out there just in case my memory was correct. I think upgrade/downgrade is a different thing than upgrade/upgrade when it comes to that.
 
This is a tale of "A Staples and Two WalMarts"....

DH and I went to Staples this morning and bought two $200 VGC and two $50 DGC. With our various discounts from Chase we spent $413 for a 17.4% discount. Not too shabby!

We then headed to the nearest WalMart, which is in a VERY shady part of town, to liquidate some previously purchased VGC. I first went to the Money Center and loaded $500 with one swipe, no problem. Then I went to a regular cashier and asked to load $100. I was asked in a very confrontational and demanding way to show her the card I was loading from. I tried to show her my debit card but she said "No, you have a gift card. That is not allowed. Unless you have another form of payment you need to go." Alrighty then. A few minutes later I went to a different cashier and met with the same undesired response. Uh-oh. This is the only time I have ever had resistance from a cashier and of course it was the only time DH has ever been with me. Now he's giving me the side eye and grilling me about this process. Gulp.

On to the next WalMart a few miles down the road. It is in a slightly better location, but the area is still known as "Felony Flats". I ditched the hubby and headed to the first cashier and loaded $100 no problem. Second cashier, same results. By then I figured I would quit while ahead. I think I will be sticking with this WalMart from now on and maybe slow my Serve roll for the time being. And leave DH in the car!
 
I had no idea you could order the specialty sundaes and stuff from the walk up counter. I’m kind of tempted to keep the ADR anyway just to see the new inside and sit down. I need to think about it a little more before I make a decision. I definitely wanna catch yehaa bob at POR though!
We have ordered sundaes from the walk up before too. But also have a ressie for our last day just because we haven’t eaten there in so long. And usually by the end of the trip I don’t want such a big meal. Knowing me I could just get ice cream for dinner. 😂
 
I read over the policy several times & I am still confused as to whether or not it would pay out a claim due to pandemic, though I have learned that I will be covered 100% if I lose both a hand AND a foot, but only 50% if I only lose one or the other :thumbsup2
Does it have to be one of each? 2 hands or 2 feet seem worth at least 75% to me, minimum!
 
Finally approved for DH's CIP! I applied last Monday and heard the approval message this morning! Had the 30 day message each time I called before this morning.

One question, do you think it would be too much scrutiny on my account to send a SM and ask for the card to be expedited? We are going to have a large medical bill coming up and I'd like to use it on it. The card would really be here in time to pay it before it's due anyway, so maybe I should just be patient and not risk anyone looking at DH's account? Thoughts to ponder lol!

Just looking forward to those 100,000 points (80,000 for DH, 20,000 for me)!
 
This is a tale of "A Staples and Two WalMarts"....

DH and I went to Staples this morning and bought two $200 VGC and two $50 DGC. With our various discounts from Chase we spent $413 for a 17.4% discount. Not too shabby!

We then headed to the nearest WalMart, which is in a VERY shady part of town, to liquidate some previously purchased VGC. I first went to the Money Center and loaded $500 with one swipe, no problem. Then I went to a regular cashier and asked to load $100. I was asked in a very confrontational and demanding way to show her the card I was loading from. I tried to show her my debit card but she said "No, you have a gift card. That is not allowed. Unless you have another form of payment you need to go." Alrighty then. A few minutes later I went to a different cashier and met with the same undesired response. Uh-oh. This is the only time I have ever had resistance from a cashier and of course it was the only time DH has ever been with me. Now he's giving me the side eye and grilling me about this process. Gulp.

On to the next WalMart a few miles down the road. It is in a slightly better location, but the area is still known as "Felony Flats". I ditched the hubby and headed to the first cashier and loaded $100 no problem. Second cashier, same results. By then I figured I would quit while ahead. I think I will be sticking with this WalMart from now on and maybe slow my Serve roll for the time being. And leave DH in the car!

You mean there's a part of town that's even shadier than "Felony Flats"?! :scared1:
 
I don't think my question from last week got answered....when going for the free Hilton nights on Amex...can I do Staples/VGC with no issues? I might as well try to get the 2 free nights from the Surpass and Biz accounts. But that means $30k in spendin, so I need to MS that since I'm sure I'll have MSR as well to meet during this time.

BoA hates me but I'm like a 12/24. Better luck to you!
Hmmm, I had a BOA card that they product changed on me (and a Spirit one I closed). I've gotten "pre-approved" emails for a card I want (ironically the one the PC'd me from) as it has the 0/0 offer on balance transfers. Do you think I'll be okay since pre-approved? I'm not as high as you, but I have quite a few cards, LOL.


Was just going to post about this...
Between DH and I we have various offers
$30 back spend $100 or more
$20 back spend $100
$10 back spend $100
10% back up to $17

I scored the 20% off on my CIP and the $30 off on my biz checking. Wooo!

And then, on my way home, in North Carolina of all places, there was snow on cars! Then I could see it on the trees and in the ditches.

I'm over here LMFAO at NC getting snow. My ex BF/fiance lives in NC and one of the things both him and his mom were hung up on was MI winters and snow. So I made sure to make it know that we had like NO SNOW here in MI when they were getting hit (since I know they still both stalk me online, LOL).

I have the $30 off $100 on my Chase Business Checking Account. I never noticed offers on the checking account before.
Has anyone ever used the offers on the bank account? Would it refund the $30 back into my account after the purchase?
While I don't normally use the debit card, I'm thinking for 30% off I will.

Thank you for posting this. I NEVER check my checking account offers, but I had this one too. I'll use it for GCs for the kids. Woooo!

What card are people finding the $55 cell phone offer on, for the AMEX?

I got mine on the Delta Gold Biz

This is a tale of "A Staples and Two WalMarts"....

DH and I went to Staples this morning and bought two $200 VGC and two $50 DGC. With our various discounts from Chase we spent $413 for a 17.4% discount. Not too shabby!

We then headed to the nearest WalMart, which is in a VERY shady part of town, to liquidate some previously purchased VGC. I first went to the Money Center and loaded $500 with one swipe, no problem. Then I went to a regular cashier and asked to load $100. I was asked in a very confrontational and demanding way to show her the card I was loading from. I tried to show her my debit card but she said "No, you have a gift card. That is not allowed. Unless you have another form of payment you need to go." Alrighty then. A few minutes later I went to a different cashier and met with the same undesired response. Uh-oh. This is the only time I have ever had resistance from a cashier and of course it was the only time DH has ever been with me. Now he's giving me the side eye and grilling me about this process. Gulp.

On to the next WalMart a few miles down the road. It is in a slightly better location, but the area is still known as "Felony Flats". I ditched the hubby and headed to the first cashier and loaded $100 no problem. Second cashier, same results. By then I figured I would quit while ahead. I think I will be sticking with this WalMart from now on and maybe slow my Serve roll for the time being. And leave DH in the car!

I've found there are certain cashiers that have done that to me before. So I avoid them. I tend to load at the Money Center, and then try to hit a lane, but the lines are always SOOO long. On a good day I can load $600 (I do $400 at the Money Center and $200 in a lane). I have 2 Walmarts I can split between. It sucks that it's so many hoops to jump through, but it is nice to get the "easy" points/spend.
 
Back from our 5 nights in Orlando! We had a great time! I’m worn out now, but I’ve written up a couple reviews of Busch Gardens Tampa, Villains After Hours, and our stay at the Sheraton Vistana Villages that I’ll share tomorrow!



The weather Friday was AWFUL. We did universal and Villains After Hours and we were freezing. I’ve never seen wind down there like that other than a hurricane!



It’s been crazy all week. We went Wednesday and Saturday night and both times it was packed.
My Mom came home on Friday,,said it was uglier down there than here at home in the NE!
 
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