Fresh
Chase shutdown reports today just in time for Thanksgiving...
3 users on r/churning reporting shutdowns (1 personally, 1 for a P2, and 1 for a friend).
- The first one was 27/24 (and 16/12) for their stats using a black star link they were targeted for
- The second one was a user I recognize on r/churning who apparently used leaked/manipulated links to double dip a CSP and CF. Their flair indicates that they are 28/24...
- The 3rd was a friend of a trusted r/churning user.
This is nothing groundbreaking or new. This should not cause any amount of elevated worry around shutdowns as long as you are responsible in your pacing. My thoughts:
- If you are wrecklessly signing up for cards from Chase 1 month apart, then perhaps you should worry, but I don't think we have anybody doing that here.
- I know most people avoided the leaked/manipulated links so that shouldn't be a concern. If you did move forward using one of those links I assume you understood the risks and it was acceptable to you.
- I would tread lightly on those black/green star offers if you have a high X/24 count. That triggers a review of your credit and could put you at risk for a shutdown.
Apparently you might get an email like this if you are shutdown: