I love credit cards so much! v2.0 (see first page for add'l details)

[gottalovepluto]

I gave my friend the Global Entry Credit from my Hilton Aspire this weekend as her bday gift. Realized this morning the Aspire doesn’t have a Global Entry/TSA credit.... I just paid $100 CASH for Global Entry

On the bright side she got conditional approval within a couple days and passed her interview today. Less than a week start to finish! (San Diego is a great place to get a GE interview if anyone is headed there and needs one.)

 

[havaneselover]

One of the mods (who I find a tad bit irritating) on a Disney Cruise Facebook group (that I also generally find annoying) says she doesn’t leave money on the table by using her discover card, an Aa card, and her Disney premier card. Had to remind myself some people aren’t teachable

 

[smmco]

Heading down 9/3.
Skyliner not supposed to be open. DD saw those LM rooms on the site and like them, and I liked the price, but I thought I remembered people not liking them.
CSR tower is full $100 more than a regular CSR room. So $160 vs $260, otherwise I'd totally do that. Since it is $260 I would go with AKL over the tower for the same cost.
You are a total epcot resort enabler.

CSR rooms are nicer than AKL. AKL is in desperate need of a refurb. CSR has rainforest shower heads with glass doors and a changing area. AKL has showerheads that spray all over the bathroom and cheap curtains. CSR has wood floors, granite and a Keurig. AKL does have balcony’s which is great if you have a Savanah view.
Money not being an object Yacht club all the way.

 

[Lain]

A few random this and thats....

• Anybody know how to sign out of the Safeway App on my phone? I have scoured and scoured and it remains elusive. I made a second account for VGC's and I would like to switch back and forth rather than rely on signing in online.

On the bottom of the app, click My Store>Settings>Sign Out.

To check which account you're on, My Store>My Account.

 

[kidsfirsttrip]

@speedyfishy since DH got no pop up how long should I wait to apply for another card for him? Just got Hilton Biz

 

[speedyfishy]

@speedyfishy since DH got no pop up how long should I wait to apply for another card for him? Just got Hilton Biz

I’m not really a pop up expert. SO got it on the Hilton Biz but I just put a lot of spend on his cards and it went away. Amex allows 2 credit cards every 90 days and you can get “unlimited” charge cards. I have been hitting that hard. SO and I just have a few flavors of the Plat to get and then we got every charge card and we have been canceling and getting new Amex credit cards at the one year mark. We are both maxed out at 5 right now though.


ETA so my answer is if he doesn’t have another Amex credit card in the past 90 days and can meet the spend go for it now lol I don’t think going for it now would make him more likely to get the pop up in the future, but I’m not an expert on that lol

 

[LuckyMamaInDE]

Catching up after taking dd back to school for her sophomore year. She's so happy to be back and thrilled with living in an on-campus apartment with only one other person to share the bathroom with

I did well at WDW staying under my cal for the day and as of this morning am back to what I was before I left which I thought was pretty good. I'm halfway through my goals, met the first and am working on the 2nd.

Wow that's awesome!

Thanks for sharing. What app are you using? I'm using MFP to track everything right now, and it's really working well for me, but we are traveling in a couple of weeks and I'm stressed just thinking about sliding backwards and struggling to figure out what to eat.

I recently started using Noom (yes, a paid app). I would obsess over macros using MFP, which wasn't good for me The Noom way of tracking food is working better for me, plus the daily readings and questions help me deal with my food issues related to stress eating.

FT with a not so rosy outlook on flying AA in the near term. I recall reading about the mechanics having to stop the work slowdown. The obvious conclusion is AA claims they aren’t abiding by the ruling. I didn’t know about the catering issues as well- not that anyone eats much domestic airline food (when it’s on offer lol) anyway. On the bright side much is being blamed on weather so CSR/P travel insurance will pay out!

Uh oh, I hope they get stuff worked out before November

I think I'm trying to distract myself but I'm considering switching our Western Caribbean cruise next August to Alaskan (on DCL). DS hated flying to Vancouver because I booked flights with two connections (trying to optimize UR points) but I can fly SWA nonstop from BWI to Seattle and spend a few days in Seattle with the kids before taking Amtrak to Vancouver. Living in Central VA a trip somewhere cooler in August is nice. My cruise fare would go up $800 or so but we wouldn't be doing any pricey excursions this time since we've done the floatplane and whale watching before. I just feel a lot more excited about this than going to Jamaica in August!

That's what we did for our Alaskan cruise---flew SW from BWI to Seattle, stayed in Seattle, and then took Amtrak up to Vancouver! We sailed on Princess though, not DCL>

I fibbed just a little. It's not really completely a kid free vacation. ♥
View attachment 428270

Looks like we are going to need even MORE points!

Congratulations!!!

I went to Safeway this morning and have liquidated the 2 $100s at DG and FD on my way home from outlets. I had gotten DS Old Navy uniform pants but they feel awful so I got him RL khakis. I have his Mbappi jersey all wrapped from him to open this afternoon. His drop-off this morning was horrible but, luckily, it only took 15 min to get him into school with his anxiety. I am letting DH do the morning from now on.

Wow, this took me back to school drop-off with ds.

On the bottom of the app, click My Store>Settings>Sign Out.

To check which account you're on, My Store>My Account.

I had the same question--thank you!

 

[kidsfirsttrip]

I’m not really a pop up expert. SO got it on the Hilton Biz but I just put a lot of spend on his cards and it went away. Amex allows 2 credit cards every 90 days and you can get “unlimited” charge cards. I have been hitting that hard. SO and I just have a few flavors of the Plat to get and then we got every charge card and we have been canceling and getting new Amex credit cards at the one year mark. We are both maxed out at 5 right now though.

Do you wait a few days between apps?

 

[speedyfishy]

Do you wait a few days between apps?

No. I have done the Delta Golds and Plats the same day before.

Here was my edit on the other post lol

ETA so my answer is if he doesn’t have another Amex credit card in the past 90 days and can meet the spend go for it now lol I don’t think going for it now would make him more likely to get the pop up in the future, but I’m not an expert on that lol

 

[Lain]

@speedyfishy since DH got no pop up how long should I wait to apply for another card for him? Just got Hilton Biz

I’m not really a pop up expert. SO got it on the Hilton Biz but I just put a lot of spend on his cards and it went away. Amex allows 2 credit cards every 90 days and you can get “unlimited” charge cards. I have been hitting that hard. SO and I just have a few flavors of the Plat to get and then we got every charge card and we have been canceling and getting new Amex credit cards at the one year mark. We are both maxed out at 5 right now though.


ETA so my answer is if he doesn’t have another Amex credit card in the past 90 days and can meet the spend go for it now lol I don’t think going for it now would make him more likely to get the pop up in the future, but I’m not an expert on that lol

Amex has a 2/90 (2 Amex credit cards in 90 days) hard rule, and there’s also a YMMV 1/5 (1 Amex credit card in 5 days) rule.

Neither rule applies to charge cards.

Moreover, the 1/5 “rule” is YMMV. It usually doesn’t apply when there’s no hard pull on the first app.

So theoretically, if DH hasn’t been approved for another Amex credit card in the past 90 days, and there wasn’t a hard pull on his Hilton Biz app, you could have DH apply for another Amex credit card tonight.

And since neither 1/5 nor 2/90 apply to Amex’s charge cards, you could have DH apply for a charge card at any time.

I personally would strike while the iron is hot (i.e., while you’ve shaken the pop up) and apply tonight, since if you apply on another day, DH may get the pop up again. That is, assuming you can meet both MSRs.

ETA: And don’t forget you can have max only 5 open Amex credit cards at a time.

 

[wendow]

Found it, Big MSR for small bonus. I was expecting it to be closer to 1k. On the positive side No AF and I don’t have to worry about cancelling it. I’m at 1100 in cards I’d like to keep around and 400 in cards I’m going to cancel.

Is it 2 points for everything including travel? I love my Gold car, but the annual fee gives me nothing. Amex keeps pushing the platinum on me, but the AF offers me nada. , I’d probably do it for a 100k offer, but again yearvtwo id have to cancel.

It is a small SUB but no AF, 2x on everything and doesn’t take up a 5/24 spot. We needed ‘free parking’ for our MRs and the BBP is a great option for that.

 

[mmmears]

Good luck to all the kids and young college students starting school this year. I hope everyone settles in nicely and has a great year!

 

[elgerber]

Thoughts on Amex cards to earn some more MR? We have had the Biz - Gold/Green/Blue. Really can't do the Plat spend or fee I don't think. So would have to delve into personal. Again, don't think I can take the fee for the Plat. I see there is a no fee card with a 25k bonus and a low spend, Everyday? Bad card, good card LOL? Personal Green seems to have the same spend/bonus, but also a fee. I could swing the spend on the personal Gold, but the $250 fee scares me. Thoughts on our best options?

 

[mmmears]

One of the mods (who I find a tad bit irritating) on a Disney Cruise Facebook group (that I also generally find annoying) says she doesn’t leave money on the table by using her discover card, an Aa card, and her Disney premier card. Had to remind myself some people aren’t teachable

Based on what you're saying, I think I know who you are talking about. Not the savviest of travelers so it makes sense that she also wouldn't know how to play this game well.

 

[StephPlum]

I got my real id this year since I had to renew anyway and don't want to carry my passport domestically.

I did this as well. I don't want to carry my passport around if I don't need it. Ohio's process was pretty simple. I don't have any name issues since I've had my married name for 32 years now, longer than I had my birth name.

 

[mmmears]

Thoughts on Amex cards to earn some more MR? We have had the Biz - Gold/Green/Blue. Really can't do the Plat spend or fee I don't think. So would have to delve into personal. Again, don't think I can take the fee for the Plat. I see there is a no fee card with a 25k bonus and a low spend, Everyday? Bad card, good card LOL? Personal Green seems to have the same spend/bonus, but also a fee. I could swing the spend on the personal Gold, but the $250 fee scares me. Thoughts on our best options?

I love the Gold since it's a real MR earner for me with both grocery and dining posting at 4x.

 

[Judique]

I hate values now, but dang $76 a night is so cheap lol I’d probably do the moderate for $160 though. It’s worth it to not be crammed in a bus imo

For 76 a night she could take a Minnie Van back and forth to the parks and still not hit moderate costs.

 

[StephPlum]

To continue @calypso726 's praise of CSR. I have had my CSR for 11 months (will renew in September). In the last year, I got the $300 travel credit, TSA precheck, 3 PP visits (1 at Timberline), and redeemed 296K URs. Those redemptions would have cost 59K more if I had used a CIP/CSP. Just the savings in redemptions is worth the higher AF in my case. My travel goals work well with URs as I've found hotels to book at the places I travel to. Definitely a keeper for me.

 

[bernina]

I hope you don't like the body lotion... reports on the DIS show it isn't being left in rooms and some housekeepers are saying there isn't any ☹

We were at OKW in a studio last week and they left a tube of conditioner by the sink

We did have bars of soap in the tub and next to the sink for hand washing.

 

[smmco]

For 76 a night she could take a Minnie Van back and forth to the parks and still not hit moderate costs.

I took a minivan once it was 37.00 plus tip. I'd go with a regular lyft.