I love credit cards so much! v2.0 (see first page for add'l details)

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Yeah, I definitely misremembered Dunkin. I went back and let it show the pictures and Dunkin will be 6%, BB&B 4% and Staples 5%. Promo ends on Sunday but doesn't say when it starts, just keeps saying weekend. I assume it starts now then?
It's posted on their FB page also. I just posted on there and asked if it started now. I think it will be hard to tell if the add'l amount isn't picking up right away. This is JIT for the next Staples no fee VGCs though :)
 
It's posted on their FB page also. I just posted on there and asked if it started now. I think it will be hard to tell if the add'l amount isn't picking up right away. This is JIT for the next Staples no fee VGCs though :)

Yes! Although if they don't raise the max cap it doesn't make much of a different for the VGC then :worried:
 
I am, but only because I was actively seeing if I could make a big trip happen in 2020 instead.

As many of you know, my wife travels to Japan every two months or so for work, and she brings home the coolest and cutest (kawaii!) gifts for our LO. So as far as our kiddo knows, Japan is the land of the coolest and cutest everything.

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My wife wants to take our kiddo to Japan, and DD wants to go, but DD is only 5 (on her way to 6 very soon). Ideally, we'd want DD to grow up a little more before we go so she can handle the 11 hour flight, all the walking, and can better remember her first international trip, so we've been looking at 6 or 7. DW hates traveling to Japan in the summer (too hot and humid), so that's out; we usually spend Christmas and New Year in Hawaii, so that's out; and we don't want to take DD out of school for too long, so that leaves pretty much Spring Break, which also happens to coincide with Sakura season. So we've been eyeing the end of March/early April 2020 or 2021.

I promised my wife that I'd put her up in J or F class with all these points we've been earning, but then I'd need a seat for DD too; and the more I thought about it, I really don't want to be back in economy while the ladies are up in front, since I'm doing most of the heavy lifting earning these points. DW flies United for work, walks past the Polaris cabin every time, and wants to experience it herself. Alright.

The United devaluation really hit hard. I could have gotten a business saver fare in Polaris from SFO-NRT for 70k miles under the old award chart; now it's 175k miles and I don't even want to think about it creeping up once dynamic pricing settles in. To be fair, those Polaris seats (as in the "real" Polaris) from SFO-NRT go for $13k+ cash (so I guess 175k miles is still an amazing redemption), and economy on the same flight runs over $2k during Sakura season.

After United announced its devaluation, I just wanted to burn my United miles before they devalue even further, so I started searching for spring break 2020 availability. I was stalking 70k business saver awards on SFO-NRT, which turned out to be phantom inventory when I tried to book them. I'm sitting on 350k United miles, and my wife has about 70k United miles in her account, which when I transfer 105k UR to United is enough for 3 Polaris seats from SFO-NRT. But then, I'd need to figure out a return flight. The return flight is shorter, just under 10 hours, so DW doesn't mind coach on our way back, but I'd still need to transfer more URs or MRs to book a way home.

Then there are the hotels. We'd want to do 2-3 days at Tokyo Disneyland and DisneySea, and I have the points to stay at the Sheraton Tokyo Bay (50k/night), but Tokyo Bay is a bit far from central Tokyo for the rest of our trip so we'd need another, more centralized hotel. Marriott was only showing the Sheraton Tokyo Bay and the Westin Tokyo available on points for a party of 3 during our dates (Marriott's hotels blocking out award bookings during Sakura season?), many of the Hilton hotels were showing as sold out, and the more I thought about it, you know, I'd really like to stay at the Park Hyatt Tokyo and enjoy some Suntory Time like Bill Murray.

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The Park Hyatt Tokyo was available and only 30k/night! But regrettably, DW and I have no Hyatt points, so that's more URs I'd have to transfer over to make this trip happen in 2020.

By now, I'm conservatively estimating that I'd need to transfer at least 360k UR to various programs to make Japan happen in spring 2020, just so I can burn my 350k United miles ASAP. I took a step back, reconsidered what I was doing and decided to make this trip in 2021. DD will be another year older, and hopefully travel better. The new Beauty and the Beast attraction at Tokyo Disneyland will have opened this year. (Sadly, the Ghibli theme park isn't expected to open until 2022.) There's definitely a high risk of devaluation if I wait another year. Marriott is expected to implement peak pricing sometime this year, and Sakura season will very likely qualify for peak pricing. Both Hyatt and Marriott may bump up the categories of the hotels I'm looking at. United's dynamic pricing might eventually swing even higher than 175k miles for a one-way Polaris seat. ANA may go dynamic or devalue its insanely good deal for J and F RT. But in the meantime, I'll keep building up URs and MRs, maybe pick up a United card or two, and definitely get the Hyatt card for DW and I, so we don't have to transfer over as many URs. I was thinking of boarding the GrAAvy train for AA miles -- to be used on flights (gasp!) on AA or One World metal might also open up some options for the return flight.

So what are we doing for spring 2020? We're talking about Seattle or Orlando.

Great write up! I’m looking at many of the same hotels you discussed. I’m also a weirdo who’s using AA miles for actual flights.

Why, oh why, is Citi teasing and taunting me! It's been a week since I received my welcome letter and still no credit card! And then they send an email to watch a video about my card membership! If it doesn't arrive tomorrow, I will be calling to complain.

Haha I got the same video email today. It takes a solid ten business days for us to get Citi cards where I’m at.
 
Dh was denied again for the Aviator biz card. "He" applied and was denied on 3/1 - auto denial - got the letter saying they needed all this verification stuff, even though he'd been denied. I thought that was odd. We sent everything they asked for and never heard a word from them. Thought I would try again and it went pending but then few hours later, I checked the status page and he had been denied. I really do not get Barclay. Whoever called them Bar-cray was right lol!
 

Dh was denied again for the Aviator biz card. "He" applied and was denied on 3/1 - auto denial - got the letter saying they needed all this verification stuff, even though he'd been denied. I thought that was odd. We sent everything they asked for and never heard a word from them. Thought I would try again and it went pending but then few hours later, I checked the status page and he had been denied. I really do not get Barclay. Whoever called them Bar-cray was right lol!
Bummer - sorry to hear that. So strange!!
 
NFCU has an App for that. When I get a check (It has to be under 10K) I take a pic with my phone and drop it in my account. I only go to the branch once or twice a year, usually to use the loose change machine.
NFCU has a change machine in branch? Not one bank in our area has them any more.
 
You don't need to sweat it LOL. The inquiries are all calculated into your score, so as long as your score is still good you will be just fine. You will have to sign something explaining what each one is for, and if the account isn't yet on your credit report, they will have to add it, so they have the correct debt calculations, but not a big deal. The explanation is as simple as "opened a new card, already on my report" or "opened a new card" and then give them the account information. The bank bonuses, we don't really have any way to know about those unless we see a whole bunch of weird large deposits in your account, those would have to be explained.
But what about the inquiries for biz accounts that don’t show on report. I’d prefer to keep those hidden. Maybe just say “credit pull for chase credit airline card” and leave off the details unless they say “why isn’t it reporting?”
 
The United MileagePlus X app just sent a notification about its Mother's Day promotion, including 10 miles/$1 spent on Disneyland 3/4/5 day single park tickets and park hoppers. It says Ages 3+, but I'm not sure if that means Ages 3-9 (like the kids tickets that Disneyland sells) or really for all ages 3+ (including adults). MPX doesn't sell any Ages 10+ tickets.

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I don't see anything other than Ages 3+ in the Terms & Conditions:

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Even if they are for only Ages 3-9, MPX looks like it's cheaper than buying from Disneyland directly:

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And for comparison, MPX looks like it's cheaper than LMT, too:

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ETA: I sent a message to MPX support asking for clarification about any age limit.
 
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That stinks! And seems weird if you have Staples near you. Maybe it's worth reaching out to Dosh. Or trying to delete and reinstall the app. And while it's not the same my local store didn't come up either but it did track. Maybe worth a small purchase just to see if it would work.
I actually did both. I tried a purchase and no Dosh credit. I contacted them and they said that Staples was rolled out to only some users and to keep checking to see if it shows up :confused3
 
NFCU has a change machine in branch? Not one bank in our area has them any more.

Your statement made me check and they have also been removed from our branches.

But - the teller will accept rolled coins and will supply the rollers and also 'will accept loose change'. This was information through chat. The change happened in the last year. Not sure how much loose change...

Guess I better get to rolling....I probably have about $200 built up.

It was nice and easy the times I brought change in. Just dump it all in and it counted it and spit out a receipt to take to the window and deposit in your account.
 
That stinks! And seems weird if you have Staples near you. Maybe it's worth reaching out to Dosh. Or trying to delete and reinstall the app. And while it's not the same my local store didn't come up either but it did track. Maybe worth a small purchase just to see if it would work.
Staples was there for me but didn’t track. :confused3
 
Man if I won the lotto between now and May 16, I'd be booking that new Adventures by Disney trip to Egypt. I am *very* curious how expensive it will be! https://disneyparks.disney.go.com/b...folio-for-2020/?CMP=SOC-DPFY19Q3wo0425190008A
I expected $10K+ per person but it's only about $7.5K. I say "only" because that's about the same price we were looking at for the Danube river cruise & Egypt is a longer trip with a more intense itinerary (IMO). I have to think that tourism prices dropped due to security concerns... which I also have, but then I keep thinking that Disney wouldn't announce the trips unless they were pretty confident about the safety of them, especially since they had to cancel their Egypt trips before.

This is throwing a wrench into my plans. Egypt has always been at the top of my list. We decided against the Danube due to timing & then ultimately realized that we would really like a more customized itinerary with more time in certain places, but for Egypt, I am very happy to let someone else lead me around.
 
I actually did both. I tried a purchase and no Dosh credit. I contacted them and they said that Staples was rolled out to only some users and to keep checking to see if it shows up :confused3
I've gotten the email from Dosh saying that Staples is 5% but it doesn't come up for me when I search it in the app. The other stores that were listed in the email all come up but not staples.
 
Your statement made me check and they have also been removed from our branches.

But - the teller will accept rolled coins and will supply the rollers and also 'will accept loose change'. This was information through chat. The change happened in the last year. Not sure how much loose change...

Guess I better get to rolling....I probably have about $200 built up.

It was nice and easy the times I brought change in. Just dump it all in and it counted it and spit out a receipt to take to the window and deposit in your account.
BMO Harris used to be like that. DS has been saving his change and wanted to cash in. They gave him the papers too. He’s filling them up.
 
I've gotten the email from Dosh saying that Staples is 5% but it doesn't come up for me when I search it in the app. The other stores that were listed in the email all come up but not staples.
So strange, I can see it all the way up north here lol. I'm close to the one at 144th and I 25
 
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