I love credit cards so much! v2.0 (see first page for add'l details)

[DisneyMandC]

Changes coming soon to Starbucks Rewards: amount of stars needed to vary for different food and drink items.

Seems like a great time to kick my habit

 

[Lain]

Seems like a great time to kick my habit

Or finally sign up for the Starbucks Visa offer with 6,500 bonus stars, because you’re gonna need them.

 

[punkin]

Prepay. $175 at a time. Can be done twice. I also had a $0 balance; did a prepayment of $175 and triggered the Amex Offer. 10k MR posted two days after payment. Note the AT&T offer comes in two versions, 10k MR or $100 statement credit.

Thank you. Mine is a statement credit.

 

[Alexle2007]

I’m convinced my kids are in cahoots. My 14 year old has been extremely difficult for the last week. Today he’s been great. So my 15 year old who is usually super easy has a meltdown over my suggestion we try a royal Caribbean cruise instead of Disney. I give up!

Boo! You have me checking RCCL now since my DS is totally fine with it. We are looking to try the Harmony or the Symphony this time. He likes the Disney kids club better but there is so much more to do on RCCL and the pools aren’t crowded like Disney. He also enjoyed me getting him smoothies several times a day since I have the all inclusive drink package.

 

[MrPTato]

Four GE apps completed, one more to do this weekend.

I'll let you in on a little secret, which I will confirm in a few days hopefully. For Navy Federal Credit Union members, your Flagship card gets you and all AUs free GE! That's a $49 AF card, no fee for AUs. They did finally reply to me to confirm. That was my oldest card, so I've had my older kids on it. I just product changed it from a GoRewards or something last month. I'll be adding my younger two in the next week, no age requirement.

For tonight i used CSR x2, IHG Premier and 1 Flagship. My other daughter will use Flagship this weekend and I'll be watching for both credits.

I'll be curious about this. I also have the Flagship and that would be a great deal.

 

[WVMomof3]

Ah, my second Marriott Bonvoy 35K free night is on it's way. Got the Amex email saying 8-12 weeks. This is my first one from my original SPG card that I've kept since 2001, and paid the AF on every year. I feel as if I'm getting something for nothing since the $95 has been a just do it for so long. June, July and August will give me the other 3 nights, with August being the 50K night.

I received my email today too for my free night to be on the way. Will have to remember to keep my eye out for it because I don't ever log in to my account. Which I now realize means this free night won't count for DHs platinum number nor will we have platinum status for this stay. Not sure why this didn't occur to me before. lol

 

[MrPTato]

Just finished the last little bit of packing. Heading to WDW bright and early tomorrow before our cruise on Monday aboard the Dream. Hope everyone has a wonderful week!

 

[wendow]

Did you call to determine if it was really a denial, or did you use the status checker? I’m thinking based on his recent Barclays application that it may be a firm denial, but Barclays application says “denied” when what you actually need is identity verification. May not be the case for him but could be worth it to call and ask.

I used the online status checker. I’ll see what the letter says and depending on that, see if I can coax dh to call.

 

[vanjust14]

Just finished the last little bit of packing. Heading to WDW bright and early tomorrow before our cruise on Monday aboard the Dream. Hope everyone has a wonderful week!

Sounds like a great trip, have fun!!!

 

[wendow]

what CRA did they pull? I think I'm going for this next.

Pretty sure they pulled TU for mine. I’ll have to ask dh about his.

 

[afan]

Changes coming soon to Starbucks Rewards: amount of stars needed to vary for different food and drink items.

This doesn't bother me, but I only drink hot chocolate so when I have a free drink I get a venti instead of a grande so instead of 3.80 if I'm at a SB anywhere but in Target or Safeway then it's 3.91 and a venti is like 4.02 at a non Target or SW SB. So I'm not losing them money in the long wrong.

It doesn't surprise me that it's happening either with all of the things they've done in the past year to get more stars. It used to just be the games they did a couple times a year but now it's use this card and get x stars, sign up for this and get stars etc. Then seeing all the people that have been hoarding them on that reddit thread, I imagine there's a ton that haven't been redeemed so it was either this or put an expiration date on it which would have been worse. Though I wouldn't be surprised if that comes too.

If I wasn't into churning for travel that SB card and the Amazon card would for sure be in my wallet Hot chocolate is my happy thing and I enjoy chatting with the ladies that work at the SB inside my Fred Meyer, most of them know what I drink and it's not that I'm there all the time.

 

[Alexle2007]

I received my email today too for my free night to be on the way. Will have to remember to keep my eye out for it because I don't ever log in to my account. Which I now realize means this free night won't count for DHs platinum number nor will we have platinum status for this stay. Not sure why this didn't occur to me before. lol

When he redeems the night, it will count. I used mine Marriott 25k for the Renaissance SeaWorld and got 1 night towards this year’s status.

 

[wanderlust7]

Got past the PNC identify verification for a savings account! Those are so nerve wrecking!

Failed it when I first got my CIC. Read that I need to wait 30 days. But by then, I only had less than $600 left on the MSR. Everything that can't go toward AmEx MSR has been going on it. Debated whether it was even worth doing. But got impatient to get one MSR off my plate, lol.

Finished AmEx Biz Gold MSR and points posted last week. So now have 6 left working towards MSR (between me and P2). All AmEx, so have been spreading them out. Think I'm a little crazy. But got a spreadsheet going with a plan!

 

[WVMomof3]

When he redeems the night, it will count. I used mine Marriott 25k for the Renaissance SeaWorld and got 1 night towards this year’s status.

But this is MY night from my card. Therefore, wouldn't it just count for me? Can you use your free night on someone else's account? Just assumed no, but I could be wrong.

 

[MrPTato]

Sounds like a great trip, have fun!!!

Thanks...glad the lapse in storms lined up perfectly! Enjoy the snow tomorrow night!

 

[DisneyMandC]

Or finally sign up for the Starbucks Visa offer with 6,500 bonus stars, because you’re gonna need them.

Shhhh, don't let my DH hear you...

I used the online status checker. I’ll see what the letter says and depending on that, see if I can coax dh to call.

If it's just identity, the letter will tell you that you need to mail in front and back copies of DL, SS card, and bank statement or utility bill. Yes, that's right, MAIL only. Super irritating, but it's a pretty much guaranteed approval if you do that.

 

[kidsfirsttrip]

Boo! You have me checking RCCL now since my DS is totally fine with it. We are looking to try the Harmony or the Symphony this time. He likes the Disney kids club better but there is so much more to do on RCCL and the pools aren’t crowded like Disney. He also enjoyed me getting him smoothies several times a day since I have the all inclusive drink package.

My kids ate their weight in soft serve! Heard the Symphony is awesome!

Just finished the last little bit of packing. Heading to WDW bright and early tomorrow before our cruise on Monday aboard the Dream. Hope everyone has a wonderful week!

Have a great time!!!

 

[EACarlson]

I'll be curious about this. I also have the Flagship and that would be a great deal.

Thank you for this. Spent a total of 15 minutes on the phone with NavyFed tonight and got my Cash Rewards PC'd to a Flagship, DW says she's willing to do GE if we don't have to pay for it. And set up a SSL for those points I lost when I paid off my minivan a few months ago. Trying to set myself up for a CIU and an AMEX Delta Gold. Not to mention if I'm reading this correctly Flagship is 2 ppd general spend and 3 for travel with a minimum cash redemption of 1 cpp. Sounds better than my Citi DC.

 

[DisneyMandC]

Finished off the first half off the two part Hyatt MSR today after a visit from the horse vet. Still need to do the second $3000 but now I have until August. Citi AA Biz is done as soon as the federal tax refund gets here (got my state refund today!). Hopefully it’s here this coming week so I can knock out my student loan and MSR all in one!

 

[MrPTato]

Thank you for this. Spent a total of 15 minutes on the phone with NavyFed tonight and got my Cash Rewards PC'd to a Flagship, DW says she's willing to do GE if we don't have to pay for it. And set up a SSL for those points I lost when I paid off my minivan a few months ago. Trying to set myself up for a CIU and an AMEX Delta Gold. Not to mention if I'm reading this correctly Flagship is 2 ppd general spend and 3 for travel with a minimum cash redemption of 1 cpp. Sounds better than my Citi DC.

Minimum to cash out is $50 in rewards where the DC is $25. Nice thing about Flagship is that the points are available right after you make the purchase and you are not waiting on the payment to post on the DC and then the statement to cut. Flagship also has some very broad categories they consider travel which is very nice.