I love credit cards so much! v2.0 (see first page for add'l details)

[calypso726]

Well, it looks like it’s time for me to get back in the bonus hunting game!

I am looking at trying to get a whole lot of miles as the alternative is about $12k pp in cash >.<

I have to get from somewhere in the US to Bergen then London to Amsterdam then Reykjavik to somewhere in the US

I haven’t even started and it’s overwhelming!!

Hey OP from the OG thread!

Is this all one one trip? If so, my first would be to free stopovers. Iceland air offers free stopovers between Europe and North America in either direction or one way. Bergen, London, Amsterdam Reykjavik are all options as well as MCO, ORD, CLE, DEN, MCI, MSP, JFK, EWR, PHL, PDX, SFO, SEA, TPA, IAD

Speaking of London .... @calypso726 the London production was FANTASTIC. I loved the guy who played Hamilton and some of the others were just as good/better than the original cast members we saw. The NY production with some of the original cast members still holds the nostalgic #1 position, but I am completely *satisfied* (LOL!) with the price we paid to see it. I wouldn't hesitate to see it again here, and I will be trying for tickets when we come back in June.

Oooh! Good to know. Will put that one on the "to do" list!

 

[afan]

I started running almost ten years ago and this method really helped me.

I agree. I wouldn't run without doing intervals because it's boring enough and the thought of running the entire thing is exhausting. Plus it gives me a chance to drink water and blow my nose I've tried drinking while running and I end up with the water up my nose. I promise I'm not the mess I sound like when I run

 

[striker1064]

Congrats! The Princess Half-Marathon is on my calendar for next year.

Which brings me to the bad news that DVC took the AKV resale contract that I had bid on. While I was waiting to hear, I had decided that if Disney did take it, I would submit a bid on another contract. But I am more unhappy with Disney than I had expected I would be about what is totally a business decision on their part -- but I find myself now rethinking the whole DVC thing. The bed configurations of the DVC units has been the sticking point (I have four adult kids, including 3 sons over 6 feet, so sharing beds is pretty much not happening).

@striker1064 I am curious, is anyone sleeping on the fold-out bed? I'm assuming you're in a studio at Kidani? (Now just typing "Kidani" makes me want to go look at DVC resale contracts. I am a mess.)

Yeah, DW was sick a few days ago, so I gave her the bed and slept on the sleeper sofa. It's pretty rough. It's a thin, firm mattress. I was back in the regular bed the next night.

I will say I have a lot of struggles with sleep and wake up very easily, so I'm probably not the norm when it comes to judgment of this stuff.

 

[miztressuz]

Ok maybe this is a stupid question.... for those who do checking bonuses. How and when do you get your money back out? I assume nobody gets checks, LOL. So do you pay bills with it, or do you just transfer it out? Other than maintaining the minimum balance, are there other considerations? I have recently opened one for my DD and so far, I haven’t done anything with it, but I was thinking I’d pay down a credit card, maybe. I do remember seeing something awhile back that said not to use different bank accounts to pay your credit cards, though, so that has held me back....

If the checks are free, they're for me I opened 2 or three accounts that gave free checks so I of course ordered a check book too, and I've used them. The ones that aren't free I just transfer money or use the debit card. I've been treating the bonus accounts as regular accounts as it's been easier than waiting for money to transfer back and forth, especially if I diverted my paycheck to them. I've paid credit cards and other bills with them and then any extra money just moves back to wherever it was supposed to be in the first place. I've never paid a credit card from a bank account I funded with said card though While the automated systems won't think anything of it (probably), if a human looked at it they could piece together the MS, so if you can swing it it's better to not do it.

I think the caution with paying your credit card from multiple accounts is doing it too often, or making multiple payments from different accounts. I paid the full amount of the bill from one account and I've limited it to two accounts linked on any card. This way I can pay for a couple of months out of account B and then go back for a couple months to account A. Banks and credit issuers are looking for risky behavior and randomly paying outside of the norm for you may set off flags. If you start paying from account A, then B, then C, then D etc etc or pay half from account A and the rest from account B, then next month from accounts C and D, that seems abnormal.

 

[miztressuz]

Yeah, DW was sick a few days ago, so I gave her the bed and slept on the sleeper sofa. It's pretty rough. It's a thin, firm mattress. I was back in the regular bed the next night.

I will say I have a lot of struggles with sleep and wake up very easily, so I'm probably not the norm when it comes to judgment of this stuff.

I see you've joined the avatar club with an awesome action shot there. Congrats on surviving your runs, and I hope DW did also after not feeling well earlier!

 

[Albort]

ugh, had a giant scare when my mom txt me "someone stole dad's car, wallet missing..."
turns out, she meant "someone stole from dad's car, wallet missing."

Making Police Report, freeze credit for all 3.

anything im missing?

 

[LilSweetPeaPhoto]

2 Thoughts:

1) Read the news thread at DISchurners and you'll see all the most important stuff from the thread over the last month in a quick an easy read!
2) AA Miles for Disney are all the rage right now on the thread and people are using CitiBusiness AA cards and Barclays Aviator Biz cards to earn them...consider jumping on that bandwagon as it doesn't affect 5/24!

Already have the citibiz and was denied the Barclay Biz last fall. For too many cards in a short time. Since I added 4 cards since then, I'm guessing they will deny again, LOL.

 

[GlamMistress]

ugh, had a giant scare when my mom txt me "someone stole dad's car, wallet missing..."
turns out, she meant "someone stole from dad's car, wallet missing."

Making Police Report, freeze credit for all 3.

anything im missing?

Did you call all the card issuers for what he was carrying? You'll want to get him new cards and have the old numbers canceled. Just freezing reports doesn't do that step.

 

[LilSweetPeaPhoto]

Can I just say he’s an a**? Hope you can find a great Spring Break getaway and forget the stress.

You can say he's an a**, LOL. Of course he's an a** I do love, and I know his freak out was more to do with moving to MI than committing to me. He found an NC version of me (my friends did a double take at her photo). But I'm hoping he's starting to realize that she's not me, and he pulls his head out of his butt, LOL.

 

[Albort]

Did you call all the card issuers for what he was carrying? You'll want to get him new cards and have the old numbers canceled. Just freezing reports doesn't do that step.

yes, that has been done already...

 

[elgerber]

.

 

[LilSweetPeaPhoto]

Do you get a welcome envelope from Citi AA Biz, with all the little brochures and your PIN, before the card shows up?

The Citi Biz took FOREVER to get! Yes, I think I got mail before the card.

 

[elgerber]

.

 

[amalone1013]

I'm not a good tracker. Think we will be due for a Staples no fee Visa/MCGC sale soon?

 

[WVMomof3]

@striker1064 has a face instead of a question mark! Congrats on the run. My FB memories this weekend are when we went down for the Princess half. Would love to be down there again. I only did the 5k because I’m a wimp and do not run but the rest of my group all did the half.

 

[trstno1]

Already have the citibiz and was denied the Barclay Biz last fall. For too many cards in a short time. Since I added 4 cards since then, I'm guessing they will deny again, LOL.

Just to clarify, somebody figured out that you can pay for Disney vacations with AA miles, so many of us are going for a new CitiBiz AA every 94 days. Some are also getting personal AA cards every month or two. Hop over to r/dischurners if you want to learn more.

 

[WVMomof3]

All the talk about mattresses has me looking. Our mattress just had its 24th birthday, right after our anniversary. We have both the Amex and chase Casper offers, but eek, they are expensive. Which is why our mattress is so old. I look at the prices and think it’s too much. I’m a cheap skate. I think our old one is still comfortable. My DH does not. But he likes firm and I like soft. We have tried a sleepnumbr at my sisters. She hated it so much she moved it to her guest room. We didn’t like it either. So it’s easier to keep the old one than agree on a new one. But I think it’s time very soon.

 

[SouthFayetteFan]

All the talk about mattresses has me looking. Our mattress just had its 24th birthday, right after our anniversary. We have both the Amex and chase Casper offers, but eek, they are expensive. Which is why our mattress is so old. I look at the prices and think it’s too much. I’m a cheap skate. I think our old one is still comfortable. My DH does not. But he likes firm and I like soft. We have tried a sleepnumbr at my sisters. She hated it so much she moved it to her guest room. We didn’t like it either. So it’s easier to keep the old one than agree on a new one. But I think it’s time very soon.

Wow this makes me feel a lot better about our 13yr old mattress. LOL! (and of course I am also cheap!)

 

[Ngwira]

Checking into the Grand Floridian in 5 days for a quick weekend trip-Thursday to Sunday. Using JetBlue points to fly and discounted gift cards for hotel and food. We have APs that expire in June.

ADRs are Via Napoli, Chef Arts Homecomin’ and the Edison.

I have 7DMT, FOP and SDD fastpasses too!

Can’t wait to escape these 30 degree temps in the Northeast.

 

[Calfan]

I got sick of putting small (under $5) charges on DH's Biz Green to keep Amex happy, and since I'm not going to put any more spend on his Ascend now that he's received the SUB, I decided to pull the trigger and apply him for the BBP. Instant approval, no popup!! I referred him from my Biz Gold, so that should be another 20k MR for me. I'm still not sure whether I'm going to try to meet the $3k MSR for the 10k SUB for this one, but I'll play it by ear and see how I'm doing on my own BBP $3k MSR (I just got my actual card yesterday). Think we are done with Amex for awhile, but I'm happy to have a no fee card to keep DH's small stash of MRs alive until I need them for a redemption to a transfer partner that will allow us to pool points.