I love credit cards so much! v2.0 (see first page for add'l details)

[SouthFayetteFan]

What is the total credit limit/% income ratio that throws alarm bells at Chase? I'm trying to figure out if we need to reduce some credit limits for DH before applying for both SW Busn and personal. Do they look at both Busn and personal together?

I personally like to be below 30% across all my Chase cards. I don’t think there’s any hard rule but we seem to advocate staying under 50%

 

[havaneselover]

What is the total credit limit/% income ratio that throws alarm bells at Chase? I'm trying to figure out if we need to reduce some credit limits for DH before applying for both SW Busn and personal. Do they look at both Busn and personal together?

So I was at > 75% with no issues getting approvals but I did get the 30 day message on cip and cic initially. I cut those back and was approved for ciu and cip automatically at about 30% and 35%, respectively.

 

[pillow]

So I was at > 75% with no issues getting approvals but I did get the 30 day message on cip and cic initially. I cut those back and was approved for ciu and cip automatically at about 30% and 35%, respectively.

Thanks. Looks like DH will be at 37% after we reduce his IHG credit limit. Hoping that will be good enough.

 

[havaneselover]

Thanks. Looks like DH will be at 37% after we reduce his IHG credit limit. Hoping that will be good enough.

Good luck! I’m working on sw biz now then will go for sw personal using one of those links soon.

 

[trstno1]

deleted

 

[Lain]

New link for Amex 10k MR Pay Over Time: global.americanexpress.com/lending/extended-payment-options/offer?identifier=MHR

It worked on my BGR, which was opened in 11/18. The 10k POT offer did not pull up under Featured Amex Offers when I checked earlier this week. I'm already enrolled for my Biz Plat and Biz Green.

Hopefully this link works for a few folks here! [ETA: May work only on Amex business charge cards.] Easiest 10k MR ever.

 

[Jaime4004]

Has anybody booked the Legoland Hotel in FL using URs or MRs?
My son asks daily that he wants to go to Legoland and stay the Lego Hotel. We never been to neither.

I have not booked with rewards, but just wanted to say that my boys absolutely loved the legoland hotel in FL!

 

[Jaime4004]

I have never seen that musical! I should check it out cause I love musicals! I edited my post this morning at like 4am when I wasn't sleeping and realized I said to do as Joshua did. Guess I was either tired or thinking of all the Trump news with the 'wall' lol! Joseph was the man

I'm not even sure it's playing anywhere anymore. I love it, our local theater did it a few years ago and I took the kids, they also really liked it. I saw it a few times when I was in college (too many years ago...) when it was on tour with Donny Osmond. He was great. Probably a little too old to play Joseph now.

 

[SouthFayetteFan]

.

 

[wanderlust7]

New link for Amex 10k MR Pay Over Time: global.americanexpress.com/lending/extended-payment-options/offer?identifier=MHR

It worked on my BGR, which was opened in 11/18. The 10k POT offer did not pull up under Featured Amex Offers when I checked earlier this week. I'm already enrolled for my Biz Plat and Biz Green.

Hopefully this link works for a few folks here! Easiest 10k MR ever.

Tried it and it says already enrolled for my BGR. I certainly didn't do it! Would never without a bonus, lol. Think I remember reading account has to be open at least 3 months for Pay Over Time? It's only been a month. So hope it's just an error.

 

[palhockeymomof2]

New link for Amex 10k MR Pay Over Time: global.americanexpress.com/lending/extended-payment-options/offer?identifier=MHR

It worked on my BGR, which was opened in 11/18. The 10k POT offer did not pull up under Featured Amex Offers when I checked earlier this week. I'm already enrolled for my Biz Plat and Biz Green.

Hopefully this link works for a few folks here! Easiest 10k MR ever.

Thanks for posting..tried didn’t work for me, it hopefully others can use it

 

[Lain]

Tried it and it says already enrolled for my BGR. I certainly didn't do it! Would never without a bonus, lol. Think I remember reading account has to be open at least 3 months for Pay Over Time? It's only been a month. So hope it's just an error.

Is your card the new Biz Gold, which was released on or after 11/8/19?

If so, I think the Biz Gold has Pay Over Time already included as a card benefit:

Pay Over Time Option

The Pay Over Time option on the Card lets you carry a balance with interest on purchases of $100 or more.‡

How it works:

Purchases of $100 or more are eligible to be paid over time, up to the amount of your Pay Over Time limit on your account. You can choose to pay for these purchases over time with interest, or you can pay your full balance, whichever is best for your business. All purchases under $100 are due in full each month.

 

[Judique]

@Lain - I just got an error message.

I've had various offers to use this feature but none that have offered MR's.

 

[havaneselover]

@Lain - I just got an error message.

I've had various offers to use this feature but none that have offered MR's.

I got an error message too

 

[Lain]

@Lain - I just got an error message.

I've had various offers to use this feature but none that have offered MR's.

I think the link pulls up only Amex business charge cards. My Biz Plat, Biz Green, and BGR were the only options.

 

[Alexle2007]

Now the wait...just applied DH for the CIU since I have completed the spends on my CIC and Arrival +.

 

[Alexle2007]

I got an error message too

I just get a blank screen.

 

[wendow]

Just a DP on my SW gc from 2/12 - got the $200 credit on the plat card

 

[wendow]

I think the link pulls up only Amex business charge cards. My Biz Plat, Biz Green, and BGR were the only options.

Only biz card eligible for me also (Green and gave me BGR but that is closed). I'd already enrolled my cards on the last promo but I was hoping they forgot lol!

 

[Ngwira]

I thought the offer was 60k? (which we got) ETA it was 60k for our offer....

Right now The personal is 60k, the biz is 50k..I’m trying to go under 5/24 so no personal apps for me.