I love credit cards so much! v2.0 (see first page for add'l details)

[wendow]

That Priceline thread is dangerous. Now I'm just checking dates that I'm not even sure I'm going

It’s really addicting lol! It becomes a game to see when you can pull up cheap Disney resorts.

 

[amalone1013]

This seems like an obvious question, but if I take the upgrade offer on my SPG personal, I should be able to use my current card immediately towards the spend right?

 

[amalone1013]

It’s really addicting lol! It becomes a game to see when you can pull up cheap Disney resorts.

Now I know how I can use my new URS

 

[570traveler]

Looking for advice..
This weekend my son (19) who said he'd never do another vacation..lol..said he'd like to go to Universal. We've never been so I am looking into my options. We will have a large spend ($2000-3000) for this trip. Which card would you recommend? I do receive a 1099 (from an after school club I run) so I am guessing that may count as a business???
We only have cards with no fee (with the exception of the barclay AA) so I am unfamiliar with how to best go about cancelling them (keep for one year?)
These are my current cards
Discover (09)
Barclay AA (10/18)
Chase disney (16)
Chase freedom (4/18)
Best buy store card (8/18)
I do have a few more store cards, but I've had them for quite a while.
My husband only got the Barclay last year. He has a few others but they are also a few years old (Discover & Blue Amex)
We have credit over 800 and he's a willing to open as well.
Thanks!

 

[palhockeymomof2]

This was going to be my exact question, since I got the CIP in Feb as well. I was going to wait till May/June to maybe go CSR/CSP but wondered if Amex would be an option in the meantime. It’s crazy how impatient one can become with this.

I went for some No annual fee or AF waived the first year...Amex cards...while spacing out Chase cards...the SPG business..now Marriott....and BBP...

 

[palhockeymomof2]

Just pulled the trigger on CIP #2 for DH. Instant approval!! With basically the same credit line as his first one (that I cut to $2k or so)!

Yaa...Congrats on the instant approval

 

[palhockeymomof2]

Looking for advice..
This weekend my son (19) who said he'd never do another vacation..lol..said he'd like to go to Universal. We've never been so I am looking into my options. We will have a large spend ($2000-3000) for this trip. Which card would you recommend? I do receive a 1099 (from an after school club I run) so I am guessing that may count as a business???
We only have cards with no fee (with the exception of the barclay AA) so I am unfamiliar with how to best go about cancelling them (keep for one year?)
These are my current cards
Discover (09)
Barclay AA (10/18)
Chase disney (16)
Chase freedom (4/18)
Best buy store card (8/18)
I do have a few more store cards, but I've had them for quite a while.
My husband only got the Barclay last year. He has a few others but they are also a few years old (Discover & Blue Amex)
We have credit over 800 and he's a willing to open as well.
Thanks!

I recommend Chase business cards...you receive a 1099...and report income.....the Chase Ink Preferred CIP has the highest sign up bonus 80k URs after spending $5k in the first 3 months....you could then refer your DH...you receive 20k URs....and he gets an additional $80k....after completing the MSR on both cards you’d have 190k URs to use towards your Universal trip...you can use them to book hotel rooms, flights Universal park tickets

 

[Disneyonmymind]

Looking for advice..
This weekend my son (19) who said he'd never do another vacation..lol..said he'd like to go to Universal. We've never been so I am looking into my options. We will have a large spend ($2000-3000) for this trip. Which card would you recommend? I do receive a 1099 (from an after school club I run) so I am guessing that may count as a business???
We only have cards with no fee (with the exception of the barclay AA) so I am unfamiliar with how to best go about cancelling them (keep for one year?)
These are my current cards
Discover (09)
Barclay AA (10/18)
Chase disney (16)
Chase freedom (4/18)
Best buy store card (8/18)
I do have a few more store cards, but I've had them for quite a while.
My husband only got the Barclay last year. He has a few others but they are also a few years old (Discover & Blue Amex)
We have credit over 800 and he's a willing to open as well.
Thanks!

Definitely the CIP. The sign up bonus is the best and you have a legit business. That is the card I started with also. I got the card for DH and then later had him refer to me for an extra bonus when I got the card. The experts will chime in with the details very soon, lol.

 

[speedyfishy]

I am going to LOSE MY EVER LOVING MIND with citi's website!! My dh got his citi biz yesterday. I go on to activate and it lets me activate. Then says he can access his account online. Since he doesn't have a biz account already, I click to 'register for online access'. It takes me back into the activation screens. Go through and tells me 'yay, activated. You can now access your account online'. I click to register for online access and back into the activation I go....I'm so frustrated! This is exactly what happened with mine. Does everyone else get this?!?!?!

And as I sit here silently cursing Citi, I'm about to apply for my dh a personal card. Thankfully, he already has a personal login so hopefully there won't be any issues there.

I can’t activate my second personal card! I tried online it’s saying my info is incorrect, it is not. Then I called so they activated it, great I go to add it to my current online account and it’s saying the info is incorrect. I have like double and triple checked the information. Citi is making me think I’m crazy and doing something wrong. I hate calling but I guess I’m going to today lol

 

[miztressuz]

So no one has brought up the midwestern worsh?

If that's for wash, there's a similar form out east here too - warsh.
"I'm going home to do some warsh" the same as "I'm going to Warshington DC" (or Warshingden, for those of us that object to Ts in the middle of words )

 

[Chancery8]

Check your Amex offers. I got two new ones - 10% off cable bill and another for 10% off cell phone bill, up to $15 each.

 

[DisneyMandC]

With all the talk of different pronunciations, has anyone ever taken this NY Times dialect quiz?

It's super accurate (for me at least) and really interesting to see some of the different crazy terms I've never heard before.

 

[Jax1023]

Did my taxes and owe about 2k, blah.

Has anyone used any of these credit card payment services? I usually e file with turbo tax and just let the IRS debit from my checking account, but this could help meet the minimum spend on the second cip I plan to apply for today.

 

[palhockeymomof2]

Check your Amex offers. I got two new ones - 10% off cable bill and another for 10% off cell phone bill, up to $15 each.

Nothing here on our cards

 

[Natgridenergy]

Did my taxes and owe about 2k, blah.

Has anyone used any of these credit card payment services? I usually e file with turbo tax and just let the IRS debit from my checking account, but this could help meet the minimum spend on the second cip I plan to apply for today.

Pay1040 dot com is great and is the lowest fee out there. 1.87% I think. Great to bang out a MSR with that.

 

[la79al]

Does anyone know how often the Southwest Card offers the 40,000 points? It would be enough to cover the rest of our flights but not flying until next March so I don't want to pay the annual fee twice.

 

[DisneyMandC]

Did my taxes and owe about 2k, blah.

Has anyone used any of these credit card payment services? I usually e file with turbo tax and just let the IRS debit from my checking account, but this could help meet the minimum spend on the second cip I plan to apply for today.

Pay1040 dot com is great and is the lowest fee out there. 1.87% I think. Great to bang out a MSR with that.

Seconded. Used pay1040 with no issues.

 

[MKTokyo]

With all the talk of different pronunciations, has anyone ever taken this NY Times dialect quiz?

It's super accurate (for me at least) and really interesting to see some of the different crazy terms I've never heard before.

Dead accurate for me

 

[WVMomof3]

Looking for advice..
This weekend my son (19) who said he'd never do another vacation..lol..said he'd like to go to Universal. We've never been so I am looking into my options. We will have a large spend ($2000-3000) for this trip. Which card would you recommend? I do receive a 1099 (from an after school club I run) so I am guessing that may count as a business???
We only have cards with no fee (with the exception of the barclay AA) so I am unfamiliar with how to best go about cancelling them (keep for one year?)
These are my current cards
Discover (09)
Barclay AA (10/18)
Chase disney (16)
Chase freedom (4/18)
Best buy store card (8/18)
I do have a few more store cards, but I've had them for quite a while.
My husband only got the Barclay last year. He has a few others but they are also a few years old (Discover & Blue Amex)
We have credit over 800 and he's a willing to open as well.
Thanks!

When do you plan on going? Definitely the best answer would be for you to get a Chase Ink Preferred business card and then refer your DH to the same card. But the timing depends on how fast you each can spend $5000. It will net you 190,000 UR points after you each have spent $5000.

 

[Lain]

Common - but wrong. LOL.

"Let's go to Auntie's." This is correct. Auntie owns the beach house.

"Let's go to Costco's." Incorrect. Costco is the name of the store. One is going to Costco, not Costco's store.

Ok. An argument could be made that Costco does own the store, so Costco’s. I’m not about to tell every local in Hawaii that they’re wrong the next time I’m there. You could. But I don’t want to get beat up by Maui’s descendants.