I love credit cards so much! v2.0 (see first page for add'l details)

[NewbieMom]

I feel like I'm leaning towards the platicorn. I'm wondering how I check that a property tax payment will be acceptable for the MSR. I have a fairly large travel payment to finish off in February that would take care of the MSR, but it might be too late in February if I apply now. But if I apply now I get the $50.00 Saks credit for this year and twice next year. So there's that.

Are you planning on using Plastiq or does your county allow cc payments? I'm also thinking of going for the Plat for my property taxes, but they charge a 2.7% fee (I think). If I can pull up the 100k offer, it might still be worth it.

 

[monkeydawn]

Any recommendations for a new card? I have our property tax payment coming up this month (over $10,000.00), so can easily fulfill a high MSR. Not sure if I want to try for the platicorn since I am not certain I could use all the benefits (could use the Uber credit a few times / year and for sure the Saks credit, after that nothing stands out to me). I am currently 3/24 with the Hyatt Chase card dropping off in July, 2020 and 4/12 with AmEx. I looked at the other AmEx business cards and nothing stands out to me there (I am locked out of the new gold card because I had a gold card over 5 years ago).

Is it worth going after another Chase business card? I was thinking of starting a MR stash. Thoughts? I'm not even certain if the RAT has locked me out of new cards since I only use 2 of my 4 AmEx cards.

I'm trying with the lingo here but platicorn has me stumped. I could not suss it out from context. I get that its Platinum something...or at least thats what I think. Help please!

 

[tink1970]

I'm trying with the lingo here but platicorn has me stumped. I could not suss it out from context. I get that its Platinum something...or at least thats what I think. Help please!

It's the American Express Platinum with the rare offer (usually for someone who hasn't had an amex or very many) of 100K MRs (v. the general offer of 60K or the 75K incognito offer) for the SUB. It is fairly unusual and if you're targeted best to jump on it if you're at all interested since as both @Lain and I can attest for our spouses, it might not ever return. So rare, fleeting, ephemeral Amex Plat offer.

eta- found with cardmatch I believe...it's been so long since I was eligible I think that's right..

 

[monkeydawn]

It's the American Express Platinum with the rare offer (usually for someone who hasn't had an amex or very many) of 100K MRs (v. the general offer of 60K or the 75K incognito offer) for the SUB. It is fairly unusual and if you're targeted best to jump on it if you're at all interested since as both @Lain and I can attest for our spouses, it might not ever return. So rare, fleeting, ephemeral Amex Plat offer.

Thank you!

 

[*WDW*Groupie*]

Are you planning on using Plastiq or does your county allow cc payments? I'm also thinking of going for the Plat for my property taxes, but they charge a 2.7% fee (I think). If I can pull up the 100k offer, it might still be worth it.

They take cc payments (they do charge a fee, but I'd be willing to pay the fee).

I tried card match and I wasn't matched for any AmEx offers . Is that bad? Had a few Chase offers (CSP, CIU, CF I think) and a few other bank offers I can't recall.

 

[IFlossU]

I tried card match and I wasn't matched for any AmEx offers . Is that bad? Had a few Chase offers (CSP, CIU, CF I think) and a few other bank offers I can't recall.

That’s disappointing. I’m hoping someone with more experience can give you some tips on how to bring up the Platinum offer.

 

[PolyRob]

Ummmm do these shipping speeds make sense?

 

[mmmears]

That’s disappointing. I’m hoping someone with more experience can give you some tips on how to bring up the Platinum offer.

I don't know of any trick to make it magically appear. I think that I just went to the Amex website and looked to see what they were willing to offer me, but the only Amex card I had at that time was a Plat AU. The platicorn was there and I went for it and never looked back. Love those MRs.

 

[monkeydawn]

It's the American Express Platinum with the rare offer (usually for someone who hasn't had an amex or very many) of 100K MRs (v. the general offer of 60K or the 75K incognito offer) for the SUB. It is fairly unusual and if you're targeted best to jump on it if you're at all interested since as both @Lain and I can attest for our spouses, it might not ever return. So rare, fleeting, ephemeral Amex Plat offer.

eta- found with cardmatch I believe...it's been so long since I was eligible I think that's right..

It just hit me...because the offer is very rare...Unicorn. Platinum Unicorn offer...platicorn! I know you basically said all of that but I was having a heck of a time connecting the facts to the name. LOL

 

[alryan]

@alryan @stitchfan18
I can confirm that my SW Bus has a tracker as well.

Thanks for this. I'm not on the app too often so at first I couldn't figure out how there could be a tracker for SW on desktop. Just went to the app and saw that the spend has been met for DH's SW Performance Biz, 80,000 RR coming Good thing because I've had to transfer about 100K URs in the past few months!

 

[Lain]

Ummmm do these shipping speeds make sense?

View attachment 450040

eBags doesn't make sense sometimes.

Can someone explain to me why an eBags electronic gift card poses a risk of exposure to chemicals that cause cancer, birth defects or other reproductive harm?

 

[mmmears]

They take cc payments (they do charge a fee, but I'd be willing to pay the fee).

I tried card match and I wasn't matched for any AmEx offers . Is that bad? Had a few Chase offers (CSP, CIU, CF I think) and a few other bank offers I can't recall.

There's always the Biz Plat (with 100K MRs) and the info for that one is on dischurners.

 

[DaveL]

Ummmm do these shipping speeds make sense?

View attachment 450040

Amazon is no better...

 

[disneybirds]

In NC visiting a friend. Wanted to pick up a $200 visa gift card at Staples. The manager reminded the cashier it is one per customer per week. Then she said they won’t split tender (have chase offers on two cards). Ok—I’ll get it at my staples.

I had the same response at my Staples today. They wouldn't split tender on the VGC. In the past if you could find someone that could do the split tender, they didn't have an issue. Today, they asked the manager and he said no.

 

[Psychodisney]

How do you have free AA Gold status?

I have no idea. I’m guessing a credit card related promo from a couple of months ago. My DH has it for a little while from a Hyatt Promo.

 

[gretchnh]

Hello, all.
New to this thread, but not to Disboards.
Looking to make my credit cards work smarter for me. I pay them off 95% of the time.
I have two teenage boys, and a 21 yr old daughter. I'm divorced and travel isn't something I can do without maximizing everything possible to make it less expensive. Thought you all would be a great resource and have some great advice for me.
We try to travel to WDW every other year. However, I just booked an airbnb for Long Beach, CA!! My boys and are going and we'd like to go to DL and CA for the first time. We'd also like to hit Universal. We'll be traveling in May, although I haven't booked airfare yet.

We live in Kansas and the closest, most convenient airport is in Kansas City, Mo. The airport code is MCI. And Southwest does fly out of there.

I am on the fundraising committee for our high school All Night Prom. I put many things on my credit card and then submit for the committee fund to pay it. It's not uncommon for this time of year through April to charge $2500+, especially Black Friday.

I do have some points in the following programs...
SWA Rapid Rewards: 6589
Somehow I have 2 different Delta Skymiles accounts- One has 5907, the other 505
Hilton Honors- 1120 points

Here are my monthly budgeted expenses-
Cell Phone- $70
Utilities (electricity, water)- $260
Security Monitoring- $28
Internet- $75
Cable- $30
Gas- $200
Car Insurance- $206
Groceries/Dining Out- $400
Gym Membership- $33


Here is a listing of my credit cards...

07/15- Chase- Amazon Visa Signature
08/03- Chase- Disney Visa (I just upgraded to card that has a $49 per year fee because it had a $50 statement credit)
10/11- Bank of America- Extra Bases Mastercard
10/17- American Express- Blue Delta Skymiles
12/03-Sam's Plus Card- Sam's Club
08/12-Victoria's Secret Angel VIP
12/11- My Maurices
And I just recently opened a Kohls charge since the old one was closed when I divorced last year.

I was thinking of opening a SWA credit account since they have a 40000 miles offer when you spend $2000 in the first 3 months. That can easily be done with All Night Prom purchases. Thoughts??

In addition to wanting to maximize credit card benefits with points/miles etc, I'd also like to have just a one payment per month. I have my mortgage and car loan that cannot be put on auto pay, but everything else is all over the board with due dates. Simplify!

I would so appreciate the expertise of everyone here! This thread is crazy! I cannot believe the detail and knowledge of everyone! So THANK YOU for what you all do!

Look forward to getting your advice.
Sincerely,
Gretchen from Kansas

 

[punkin]

eBags doesn't make sense sometimes.

Can someone explain to me why an eBags electronic gift card poses a risk of exposure to chemicals that cause cancer, birth defects or other reproductive harm?

Probably does if you try to eat it.

 

[smmco]

They take cc payments (they do charge a fee, but I'd be willing to pay the fee).

I tried card match and I wasn't matched for any AmEx offers . Is that bad? Had a few Chase offers (CSP, CIU, CF I think) and a few other bank offers I can't recall.

When I try Card Match I get Chase cards that I already have. Not only that but I'm 5/24 so Chase wouldn't give me a card anyway. I've been able to get the 75k match on the platinum and the 45k match on the Green in incognito mode. I didn't apply for either I'm trying to get to 4/24.

 

[Lain]

Probably does if you try to eat it.

Definitely gotta be careful biting those bytes.

 

[Psychodisney]

I already got my response from SWA. A list for 90 days! The flights to get Alist for 12 mos need to be revenue flights. Not sure I'll qualify for that but it will be nice to have for this weeks trip and next month's trip!