I love credit cards so much! v2.0 (see first page for add'l details)

[DisneyMandC]

Thank you!! I was finally able to get the castle band for me and Little Mermaid for DD. DH gets a plain green band (wouldn’t let me not order for him).

Edited to add: And to top it off touring plans just alerted me for a lunch reservation for BoG and I was able to snag it!

Yup, I got two of the castle bands for my mom and MIL! FIL got slinky dog and my BIL got a plain blue band since he has one of the wrappers or stickers or whatever to put on his. I want the sorcerer mickey, which is in stock, but the toy story aliens DH wants are not in stock still. Or, at least, I get an error message every time I select it.

ETA: Actually I see a couple more are back in stock, including the pride band and the Genie golf band. I thought I remembered someone here talking about the Genie golf band.

 

[WVMomof3]

Thank you AmEx for being slow to process on Dosh. Just got $6 for my Staples trip on Sunday. I split payment between two AmExs and one popped up fairly quickly but then saw nothing for the other and thought I missed out on the full $5. Well, notice of 3 bucks for the missing transaction is pending now so I beat the system

My Dosh is super slow. I just got credited today for my Kroger trip last monday. I have had several more trips since then, I guess it will take a week every time. Is there a way to link your CCs without giving them all your log in information? I did it for the first card, but would like to add my Amex but really hate giving all my login information.

 

[amalone1013]

Are you using the daisy chain method where you only transfer between two cards with each group of points until they end up where you want them?

That's what I've always done, but for some reason now it's like it has changed all of my 'saved household member card' to the same one in all my accounts. We each have a personal and 2 business accounts now thanks to Cippy cup and me not being consistent on middle initials. I needed to add a household member card for my newest CIP, it wouldn't let me do DHs CSR or my Freedom that I daisy chain with so I added DHs newest CIP. Now I'm stuck with DHs newest CIP in ALL 3 of my accounts I'll give it a shot again tomorrow. Maybe finally call and at least merge my 2 biz accounts into one. Will go from there...

 

[LuckyMamaInDE]

Some of you follow bank bonuses so some highlights as of late:

• Chase business checking $300 is back. Chase is fine with sole prop businesses, anyone willing to get a CIP should consider this for your “biz” as well. Some recent DPs of people opening online and then having the offer added, check DoC comments if you want to try that method. Note: If you’re a signer on a biz account already you won’t qualify (ie work has you as a signer on the company account, doesn’t matter that you aren’t the owner).

As our vets know my first churning love was bank bonuses so sometimes I’ll throw bank bonuses into our cc discussion here. If you are intrigued but don’t know much about bank bonus chasing check out the Bank Bonuses 101 thread on DISchurners before applying for any.

How hard is it to get Chase business checking account? Any special things you need to have to get approved?

Nope, Chase biz accounts are easy. I did it in branch with my eBay “biz” about a year ago. Sole prop, used my SSN. Didn’t need any business docs.

I received a mailer today and went searching for info about this bonus. I was under the assumption there aren't any branches in our state It's a little awkward to get to, but I'll find a reason to go up there!

 

[WVMomof3]

Trying to consolidate all of our URs onto DHs CSR and keep getting errors

I had a little freak out moment earlier. DH had 120UR on his CIP (SUB + DD support + my support). I just hit the transfer button and then logged into his CSR account where I THOUGHT I transferred them to and they were not there. Tuns out I transferred them to my account, which used to be my CSR but is now a Freedom. Had a little panic when I thought oh crap, did I just stick them permanently on a Freedom card? They always give you that warning before you move them. Why do they say it is permanent if you can just move them somewhere else? I forgot people daisy chain on purpose, for some reason I have never had to do that.

 

[DisneyMandC]

Trying to consolidate all of our URs onto DHs CSR and keep getting errors

I'm having issues getting mine from CF to CIP today. Trying to go through and unlink all the cards and try that.

 

[PolyRob]

That's what I've always done, but for some reason now it's like it has changed all of my 'saved household member card' to the same one in all my accounts. We each have a personal and 2 business accounts now thanks to Cippy cup and me not being consistent on middle initials. I needed to add a household member card for my newest CIP, it wouldn't let me do DHs CSR or my Freedom that I daisy chain with so I added DHs newest CIP. Now I'm stuck with DHs newest CIP in ALL 3 of my accounts I'll give it a shot again tomorrow. Maybe finally call and at least merge my 2 biz accounts into one. Will go from there...

Ugh that is so frustrating! I feel like when I read about the issue awhile back if you unlinked like every card and started the chain again it helps, but with all those accounts and cards with/without initials it sounds like it is very confusing! Thankfully the last 4 digits of Chase cards seem to be more unique than Amex lol

 

[miztressuz]

My Dosh is super slow. I just got credited today for my Kroger trip last monday. I have had several more trips since then, I guess it will take a week every time. Is there a way to link your CCs without giving them all your log in information? I did it for the first card, but would like to add my Amex but really hate giving all my login information.

I didn't give them any log in information. I don't even see that as an option. When I go to "Add a Card" there's only a line for the CC or DC number, after I enter that the expiration, CVV, and zip fields show up and I'm done. I've added 2 AmEx and 2 Chase cards all the same. So I can't help with that.

 

[Killer Fish]

Amex Uber credit help please-

Dh used his plat credit for an ubereats order. Total was $16.75. It shows his full credit has been used, but also shows the full charge pending on the plat? So, did we get double charged? Is this normal and the charge will adjust? He confirmed the full credit was there for this month before ordering so we know it went from $15 to $0 after the order.

Did this last week for the first time and it looked on the original receipt that the credit did not post but in the end everything did post correctly and the credit was used.

 

[Ngwira]

That has to be a computer glitch on Hyatt's end. Rates are like $225/night until Jun and then for Jun and July the $810 kicks in and other sites are running similar $800+ rates. ROFL. My suspicion is rates haven't been loaded into their system so the system is using the default maximum rate that you see listed on the hotel room doors. If this exceeds that rate Hyatt could get in serious trouble...

I agree, but I saw similar rates for many Hyatts in California. The Hyatt Regency on Embarcadero is showing similar rates for that time period.

 

[schmass]

For our August trip to WDW, we have a 7:15pm ADR at The Wave. Thanks to booking with AA points, we'll have a car this trip. Will we be able to park at the Contemporary for our dinner and then walk over to the MK for the fireworks before leaving? I've read about a 3 hour parking limit for an ADR, but I'd think we'd be okay if that's the case?

 

[miztressuz]

This one piqued my interest enough to add it to a card to read the details -

Chase offer for 15% back on Cadillac (could be on BoA too)
Offer Details

Earn 15% back on your purchase of any popular Chevrolet, GMC, Buick or Cadillac service, with a $15.00 back maximum*.

Also need an oil change? In addition to 15% back, learn how you can also take advantage of our $15 mail-in rebate on the purchase of an ACDelco dexos™ or Mobil 1™ oil change.

Learn more about additional specials, rebates, terms and conditions. Schedule your vehicle service today!

*Offer valid one time only. Offer expires 7/26/2019. Payment must be made on or before offer expiration date. General Motors is not responsible for cash back offer. Offer not valid on third-party purchases.

I just had to know if I had to buy a Caddy to get the max $2.5 back or something
But it's not bad for anyone that uses a GM brands dealer for service.

 

[DisneyMandC]

I'm having issues getting mine from CF to CIP today. Trying to go through and unlink all the cards and try that.

Finally got my URs to transfer and cashed out. I'm down to 19 URs haha. I'm feeling good about it though since I've almost completely paid off this WDW trip! I will need to cash out another 15,800 to cover the remaining balance that I put on my CIP for 3x.

In actual cash so far on this trip, I've spent $1722.19 accumulating $2375 in Disney GCs and a $60 Landry's GC. I'm going to buy another discounted Landry's GC, MNSSHP tix, and trip insurance.

The total cost of my Disney packages, not including the above mentioned, is $7994.12. Which I honestly I think is pretty good for three rooms at Pop Century for seven nights, six adults, six day parkhoppers, and a dining plan!

 

[disneymagicgirl]

@disneymagicgirl Does BNA have any lounges? Looking at a flight with a 2 1/2 hour layover there.

No...so annoying. And no restaurants where you get a credit either.

Eta: there is always live music in a restaurant though

 

[vanjust14]

This leads to the thought...Maybe everyone else in the world can see Disney resorts on the UR portal except us disboarders...joke’s on us!

Hahaha, that would be a cruel joke!

Second part of MDD completed. They did ask if I wanted to consider any additional income. Told them No. and instant approval with $23000 cL.
Thankyou so much for the help. Now to meet those spends.

Congrats! I'm hoping to do the MDD for DH in the near future. Glad it worked!

@wendow, @vanjust14 and others with Provident mortgages- Since Plastiq had that 1.5% offer, I decided to give it a go for my July and Aug payments since I was working on DH's AA Biz MSR. I had my July payment sent on 6/25 and my Aug payment sent on 6/28. In the memo, I indicated July payment and August payment. Provident processed my July payment on 6/27 and my August payment today 7/2. So it looks like everything worked as I wanted And now I don't have a payment until Sept and by then I should have another AA Biz MSR to meet.

Oh great! Good to know, thanks for the DP!

 

[JKalai]

Which one of you got to keep the jammies? Lol! But great to hear. My husband and son are flying ANA business and first to Japan next week, too (business over and first back)—dd and I are doing JAL first both ways. Sounds as if DH and son will be on your same flight back from Narita to LAX. I’ll tell them about the wagyu and whiskey!

We both got to keep them! SO flew first there, I flew business and vice versa on the way back. Even though we were separated during the entire flight, it wasn't as bad as I thought it was going to be. The business and first seats are so secluded, you feel as if you are sitting by yourself regardless.

 

[disneymagicgirl]

I didn't give them any log in information. I don't even see that as an option. When I go to "Add a Card" there's only a line for the CC or DC number, after I enter that the expiration, CVV, and zip fields show up and I'm done. I've added 2 AmEx and 2 Chase cards all the same. So I can't help with that.

Same

 

[vanjust14]

Finally got my URs to transfer and cashed out. I'm down to 19 URs haha. I'm feeling good about it though since I've almost completely paid off this WDW trip! I will need to cash out another 15,800 to cover the remaining balance that I put on my CIP for 3x.

In actual cash so far on this trip, I've spent $1722.19 accumulating $2375 in Disney GCs and a $60 Landry's GC. I'm going to buy another discounted Landry's GC, MNSSHP tix, and trip insurance.

The total cost of my Disney packages, not including the above mentioned, is $7994.12. Which I honestly I think is pretty good for three rooms at Pop Century for seven nights, six adults, six day parkhoppers, and a dining plan!

That's really great! You got free dining, correct? I'm thinking about cashing out URs to pay for the dining plan.

 

[DisneyMandC]

That's really great! You got free dining, correct? I'm thinking about cashing out URs to pay for the dining plan.

Yes! Managed to snag it for all three of our reservations, which was a miracle. We are a good target audience for free dining since we already buy parkhoppers as it is. I know the dining plan doesn't always make sense, but I like to eat absolutely whatever I want when I'm on vacation. So when I'm on the dining plan, I have no problem ordering myself filet mignon. But if I was paying with "real money" out of my own pocket, I would be much less likely to order it. Making my vacation sadder lol.

 

[vanjust14]

Yes! Managed to snag it for all three of our reservations, which was a miracle. We are a good target audience for free dining since we already buy parkhoppers as it is. I know the dining plan doesn't always make sense, but I like to eat absolutely whatever I want when I'm on vacation. So when I'm on the dining plan, I have no problem ordering myself filet mignon. But if I was paying with "real money" out of my own pocket, I would be much less likely to order it. Making my vacation sadder lol.

I understand! I love eating at TS restaurants while vacationing in Disney. I used to get the free dining promotion back when mods got the regular dining plan. Last couple of trips I've paid for food OOP and spent a ton. I decided I just like having the dining plan, so I'm cashing out URs to cover it and happily making all my ressies! I can always get more URs!