I truly do not get the inhumanity of people. If you have a job, and get regular paychecks, you can pretty much plan to pay your rent or mortgage, fill your tank with gas, buy food, pay your insurance premiums, etc. That's not "living beyond your means", that's called "living." It's "living beyond your means" if your regular paycheck does not cover your regular expenses.
So, you get an interruption in that paycheck, or even a THREATENED interruption in that paycheck, all sorts of stress is going to start. And, that's just cruel. Even people who have "prepared" adequately for the people on this thread who like "prepared" are going to start to stress as they see their savings eaten away. It's not a comfortable feeling. If you think it is ok, why don't you all just donate YOUR paycheck to those people, or even just lock it up and don't touch it for awhile. See how that feels as the bills keep rolling in.
The lack of empathy is stunning. It's the number one problem we have as a country. As long as it doesn't affect ME, it's ok. Damn the rest of you.