How to save on house closing costs?

[mommyof2princesses]

Also, you may not have to have escrow. We have never had an escrow account because where we live the taxes are just about $1500 a year. Also, home insurance is not that high either and we pay it twice a year. That saves us in closing costs. But, you probably have to put a certain % down to avoid having an escrow.

We just went under contract today for a house and the seller is paying 3% towards closing costs. We shouln't have any closing costs or very little.