Hard time deciding when to purchase

[ClaraOswald]

So my husband said he kinda likes the idea of going to VDH in June 2027 instead of waiting until June 2028. That would mean we need the points by July 2026 to book. We were thinking we could just buy in person in June, like I mentioned earlier, since we don't really need the extra points we'd get by purchasing before June (our UY is June.)

But...does that seem stupid to purchase in June when we could purchase in May and essentially get an entire year of points for likely the same price? I mean, if we don't want them, we would just rent them and get around $2800 or something.

So if waiting to purchase in June basically like throwing $2800 away?

 

[juliebee]

So if waiting to purchase in June basically like throwing $2800 away?

Yes. Do magical beginnings with the 2025 points and save yourself that money!

 

[tx911]

So my husband said he kinda likes the idea of going to VDH in June 2027 instead of waiting until June 2028. That would mean we need the points by July 2026 to book. We were thinking we could just buy in person in June, like I mentioned earlier, since we don't really need the extra points we'd get by purchasing before June (our UY is June.)

But...does that seem stupid to purchase in June when we could purchase in May and essentially get an entire year of points for likely the same price? I mean, if we don't want them, we would just rent them and get around $2800 or something.

So if waiting to purchase in June basically like throwing $2800 away?

100% buy in may and do MB

 

[ClaraOswald]

The thing is, even doing MB on 2025, we don't need all those 2026 points. So fDo I just rent what we don't want?

 

[juliebee]

I'd do MB on 2025 points, use 2026 points and bank whatever is left forward. Like a savings fund for a 2 bedroom or extra days or use towards an annual pass. I'm loathe to rent out points as I don't want the tax hassle.

 

[ClaraOswald]

Well, we will only be going to VDH every other use year. So anything we would end up with left in 2027 points that would end up needing to be rented out.

 

[Wedgeout]

Best to get as much when you can, if you can. Sell them the 2025. Hold the 2026 (use in 2026 UY or not), banking 2026 points when start booking 2027. Bank any left over 2026 by end of 8th month.

Use all the banked 2026 in 2027 UY. Then bank all or what’s left of 2027 into 2028 in same way. Will get to a point will use some each year or do a giant point pull every two years.

Not paying anything on those 2025’s. $0. Free Gift Bonus. (Use extra VDH points at Aulani, use them at Hilton Head, or Vero, or any spot at WDW.)

 

[Girlstar30]

Well, we will only be going to VDH every other use year. So anything we would end up with left in 2027 points that would end up needing to be rented out.

Stay in a grand villa!