icebrat001 said:
Lots of young mommies on these boards. I totally imagined the majority to be in the 31-33 range.
To all the young parents, weren't you afraid of all the cost involved?
Honestly, no, wasn't really a fear at all for us. We don't even have an income anymore (I worked part time while in grad school but quit when our daughter was born) and we survive just fine. Granted, we live on loans, which will stop this May when my husband graduates from medical school, but when you're taking out so much anyway, what's a little more for a baby? We have a good savings started for her in CDs from gift money she's gotten, our tax refunds, things like that, and starting in July my husband will have a salary so that will help too (okay, a resident's salary, but still better than nothing). We send her to preschool, which in DC costs a lot of money, and go on plenty of vacations every year. Yes, it does mean that we'll be paying off loans longer than we otherwise would have, but once his attending salary kicks in that won't be too bad at all. We could have shaved a good bit off of the cost simply by keeping Madison home another year before sending her to preschool, but we didn't. We also get a lot of help from my mom though and that clearly makes a difference in our lives.
The reason we decided on having kids early (remember, 24 was the plan) was that I lost my father when I was 17 and it was very hard on me and having him miss out on so much in my life was something I didn't want for my kids. Sure, anyone can die at anytime, but he was considerably older than my mom and my half sisters who are much older than me got to have him around a lot longer. If he were younger when I was born then he would have still gotten all the same illnesses, but I would have been older. Now I think about what I'll do when my mom passes away (though not for a long time I hope!) and it really bothers me and that's not something I want to raise the chances on for my kids. I want to have the best chance at being around for my kids for a very long time and same with grandkids, so the younger I started the better my chances for that are.
Now, maybe if we were in a different position, where my husband wasn't going to make a pretty nice salary in 4 years, I'd think differently, but honestly I don't think so right now.