I was 40 and wish I bought sooner, I love it I have spent long weekends at WDW without going to the parks. The resorts are great and I love it using points I have taken my sister and her 2 kids on 3 cruises (I know most people think it isn't a great use of points but I think that however I want to use my points is a great use of points) I was recently on the member cruise with several family members, as far as I am concerned a great use of points!!!1