We have 1410 at seven resorts, most thru resale, and just bought 275 at OKW because we currently only have 18 there and love it. We will have 5 diff use years and 5 membership accounts but it’s nevrr been a problem. We always stay in at least a one bedroom. We go for two weeks in March. 10 days to aulani in may. And my husband and a friend go to vero beach for 5 or 6 nights every march for spring baseball. And we often go for a week right after thanksgiving to see Christmas decorations. We also get days for friends occasionally. If we are going on a cruise out of port caniveral we will often do a couple nights at vero beach before.
We mainly hang out at resort. We might go to three or even all four parks in a day just once during a trip. Although the maintenance fees are high we feel like we get the value out of our points. Since Dec 2017 through March 2019 we booked 71 days in total. We have never used on a cruise or traded out for RCI because that is just not good value to us. We also do at least one
Disney Cruise a year and last year did two, one in the summer in the Caribbean and the transatlantic in the fall.