350
DH and I have made this our one and only purchase. We had originally decided that 270 at BWV was all we could afford at $80/point (before the last price increase in Dec.). However, we started looking at resales and realized that even with the closing costs, we could buy 350 points resale for the price of 270 through Disney (a 1bdr. at peak time vs. a 2 bdr.).
There are three issues with resales:
1. Generally takes about 2 months for deal to close before you can make your first ressie.
2. Financing options tend to be more limited.
3. Need to take points that have already been used, borrowed or banked into consideration to value the deal.
Many of the best
DVC resales never make it to the brokers' websites. If you decide that resale might be an option for you, contact each broker with your requirements: location, number of points, and perhaps use year.
Resale owners get all the same benefits as though who buy direct from Disney. What we saved from buying resale will go towards paying our dues for the next 3 1/2 years.
Good luck!