Thanks to the advance of many from this board I opened an ING direct Account. I have $80 directly deposited into that account every payday - $40 a pay from my husband and $40 a pay from my account. I just started the first of September and I'll stop in mid June (21 pay periods). That's a total (less interest) of at least $1680. That will cover our spending monies. Everything else (hotel, tickets, etc.) will be paid a little over time. That way no stress - no pain no gain!!!!
We are staying 5 nights on at a Moderate Resort $702 (
AAA rate) - I make sporadic payments.
My tickets - I will buy 4-day hoppers pluses 1 by 1 from hotwire Savings Club. (I need to buy them all soon price increase in February affects the outlet places too)
For my week off site I pay upfront - via Hotel Kingdom.
Or course I do the change jar thing. This year I got a water bottle to fill up.
I bought Disney Dollars last year - which where great. Every time I was in the mall - which was alot - I bought $10 - $20 worth. I had $300 last year. When I was onsite I did not not spend $1 of my travelers cheques (which I used for our week off site). You can use Disney Dollars for everything from parking fees to tips for dining/mousekeeping. I loved these things. What I loved most was I couldn't use them anywhere but Disney (and of course the
Disney Store). That's the best way to say to me!!!!
If you eat off site, I would buy Gift cards from your local restaurants (like Applebees, Chili's, Don Pablos {online too}, and many other places).
Meal vouchers - oh yeah!!! Hotwire, connections, etc. it doesn't matter where you get them from, just get them. They saved us sooooo much money!!! I traveled with 2 other families last year and none of them thought the vouchers were that big of a deal. With all the places we used the vouchers they were a little "upset" they didn't take advance of them. My family of three (DH, DD, and myself) share 2 vouchers easily. And again we pre-paid for our meals so we NEVER had to spend a $1 of the spending monies we took with us!!! I look forward to that once again!!!!!
Finally, I bought Travelers Cheques as a means of savings. Buy some here and there. If you are an AAA member and you walk in, there are no fees - Dollar for Dollar. Most credit unions are like that too.
Planning for me is just as must fun as being there - almost as fun-so I suggest starting as early as possible and pacing yourself. Watching all your "stuff" (tickets, travelers checks, gift cards, meal vouchers, etc.) grow gets me
SUPER EXCITED - its the fun of it all!!!!
