Boy, can I empathize with you.

I will say that growing up, Thanksgiving was a wonderful family holiday. Then when I was a teenager, my father died within days of Thanksgiving. That certainly put a damper on the happiness associated with the holiday, but eventually things improved. (It was never the same, though.) Then my mother died years later, also within a few days of Thanksgiving. Ever since then, the day is incredibly difficult for me.
Worse yet, my FIL died when DH and I were still in our 20s, and his mother completely abdicated her role as family matriarch and pretty much "crowned" me the new one. The whole family turned to me after that to organize all holiday happenings, since I am the ONLY other woman in the family. Truly, I did not want the job.
On top of all that, my family has an unusually high percentage of deaths in the month of November. We call it the Month of Death. If you make it past November, you're golden for one more year!

I count the days until December 1. My brother is at this very moment in a terribly precarious situation with his health and we are just praying he makes it. But with it being November, I almost feel he may be cursed.
Last year, I nearly committed murder on Christmas.

As usual, we (DH and I) were expected to handle the bulk of the meal, with the rest of them bringing a few items. That alone is usually a nightmare, since they ask, "What do I need to bring?" and when I tell them, they balk at bringing it and wind up making a huge drama of of bringing a few dishes. (There is one family member who is a dear....) Anyway, last year, DH had surgery a week to 10 days before Christmas and was a mess. He had to sleep sitting up, but couldn't and was sleep deprived. That made me sleep deprived.

Well before his surgery, I could foresee the problems......DH would be incapacitated and wouldn't be able to help clean the house, buy groceries, cook, bake, take care of DD, run errands, do Christmas shopping, wrap gifts, or do much at all except take pain medication. That meant 100% of everything would be on ME, plus taking care of DH. There was no way I was cooking a big holiday meal.
We explained that to DH's family and said that because of the circumstances, we wanted to have a meat and cheese tray, some yummy breads, (make sandwiches) a veggie tray, a fruit tray, etc. You know, things with little to no prep or clean up. I did say I would make desserts. They fought us every step of the way. "Can't we do this? What if we tried that? Maybe we could do this?" I was furious. They needed to realize DH was feeling like crap and that it was an inconvenience for us to do ANY entertaining, but instead were whining that there would be no traditional meal. On Dec. 23, I told DH he could give them this message or I would: (He chose to.

) "You tell them we're having trays of meat, cheese, bread, veggies and fruit and that's that. If they want to have something different or if that's not good enough, they can stay home and cook whatever they like for themselves. But I don't want to hear one more word on the subject." I think he gave the message more politely than that, but they did drop the complaining.
Well, MIL died this year and I've had to tell DH I can no longer put up with his obnoxious, condescending brother for the holidays. He and I are like oil and water. He simply cannot make it through a visit without treating the rest of the family like idiots and now that MIL is gone, so is any reason I ever had to keep the peace. I'm done. DH finally told him we (meaning DH, DD and I) want to spend Thanksgiving alone and we'll have lunch with him some time near Thanksgiving.
I don't know what YOU are going to do, but here is what I told DH:
Life is too short for us to be miserable for the holidays. We've only got so many years with DD before she is grown and moves away and I don't want every holiday memory I have to be of the "Well, I
endured/survived another one" variety. I want, "I
enjoyed one." I've spent (wasted) too many years doing that because I knew his mother was getting older and she was the only grandparent DD had left. But she's dead now and the rules have changed.
Your (very immediate) family is having a tough time right now.
You do not NEED the extra stress. Yet, just as DH's family seemed oblivious to our stress last year and only added to it, your family is doing the same. Maybe you need to be as blunt as I was. "Look, Dad dying has really hit me hard and on top of that, our finances are tight. We're under a lot of stress and we don't want to add to it. We have decided to skip gifts this year, except for our children. I hope you won't be offended, but this is what we need to do. Please do not buy us any gifts either. This is what we believe is the best thing for our family."
If SIL keeps yakking about gifts, just repeat that you and your DH have decided to skip gift giving and that is what is best for your family. Say it as many times as you have to, but stay on message. Eventually, she'll see that you aren't budging. Either she and your brother respect your position or they do not. And if they don't....Why would you be in the least concerned about what they think? You need to worry about you, your DH and you kids. That's it.
Good luck.
