Help! Struck by drunk driver, and insurance not helping, advice needed!

I was in an accident in January and took the advice of all my friends that I will share with you- GET A LAWYER!!! You will be told not to make ANY statements with or for the other person's insurance company, not to discuss your case with anyone, and esp. not online. You shouldn't have to settle for less than your car was worth and there are many things that you should be reimbursed for that you likely are not aware of. Ask trusted friends or co-workers if they have a recommended lawyer and go there asap. Really. I thought I would just let the insurance companies take care of me and almost made a huge mistake. They aren't out for your best interests. ---Kathy
 
Please go see an attorney it will not cost you anything. There are issues that can arise later that can hurt you if you settle it yourself. Do not make a statment until you talk to an attorney
 
Don't know which state you are in, but i would seriously consider contacting a local attorney before you did anything else. (Again...I am a defense attorney, and in theory, in a situation like yours, would be representing the guy at fault, if I specialized in this area.) If you don't know who to contact, look up your state bar association, they may have a referral program to get you in touch with the right person. In my state, all lawyers have to be registered with the state bar, and they have a referral service to help you find an attorney.
 
Do not sign anything and contact a lawyer. Seriously. You are going to be "taken for a ride" (pun intended;)). The settlement on the car is negotiable, if they are offering you a lower price you can do some research on KBB or Edmunds and try and get them to up their offer. You can also demand they help you find a comparable replacement. Insurance companies like to lead people to believe that they are helpless and at their mercy, but it doesn't work that way. You DO have rights, and you DO have some power here. Just don't sign anything without consulting a lawyer first.
 


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