Thanks so much everyone for the replies.....these boards are just great!
Basically, I had one of those momentary lapses of reason! I guess I wanted to hear others say what I've been thinking - which is GO AND HAVE FUN!!
We went (as a couple) to Las Vegas twice last year - and at the time the second trip was a bit of a strain and I felt conflicted by it. DH had booked the second trip as a surprise for me.....SURPRISE! But, in hindsight I'm so glad that we went. The money spent on that trip quite honestly would have been spent on something else by now, and I'm glad we did it when we had the chance. Nothing can replace memories! And, I really enjoy traveling. My grandmother died of cancer 20 years ago when she was only 51, and her whole life all she wanted to do was go to Hawaii. They talked of it often, but were always so worried about making sure the bills got paid in time and put it off.....and they never went. A few years after her death, my grandfather suffered a stroke and has been paralyzed since. Life is just too short to always be worried about money!!
As for our situation, I'm a SAHM. Our kids are 6 and 3, and DH actually makes a pretty good living. Well enough for us to afford vacations I think. Most of my headaches have been because of bad planning on my part (I'm the "banker" of the family!). The plane tickets were bought months ago, and the first 7 days of lodging is free for us - we are lucky to be staying at my mother's timeshare. We have three nights at CBR, great rate (SoG overflow) - and we've paid the one night deposit already. Sea World passes are already bought. I'll be buying our park hoppers at the SoG when we arrive, so we'll be getting a discount on those (DH is inactive reserves). So, gathering sufficient spending money, food allowance and pass money has been the hurdle. We leave in 10 days. I stupidly dipped into our vacation money a few times over the last few months to get caught up on some bills. Soooo, what's going to end up happening is that some bills are unfortunately going to be late and we're going to have to live on hot dogs LOL for a few weeks after we get back to get caught up. But, I really do think it's worth it. It's not something I'd want to do every year, or even AGAIN LOL, but there is no way we could cancel this trip. The look on my 6 yr old's face would kill me.
I'm just going to try to go and make the most of it! The consequences will only last a few weeks, but the memories will last a lifetime! <--was that corny?!?
Sorry this was soooo long!