For ebayers..new paypal rule starting Aug

[bicker]

Do they just close your auctions? Or do they restrict your eBay account from selling?

It says on the site:
Additionally, sellers may not communicate to eBay buyers (for example, in their item description) that they only accept, or will not accept, specific forms of PayPal payment. Doing so in a listing can lead to it being cancelled, and refusal to accept a payment after the auction has ended will constitute seller non-performance.

What is the typical penalty for "seller non-performance"?

 

[BonnieA]

What is the typical penalty for "seller non-performance"?

Not sure what the penalty is for seller non-performance.
I'm going to continue with the way I have been selling things, maybe with a little change in wording. If they cancel the auction...so be it.

 

[DMRick]

What is the typical penalty for "seller non-performance"?

Fron eBay:

Seller Non-Performance

When a seller lists an item on eBay, and a buyer bids for and wins that item, the seller and buyer have entered into a contract. Both members are expected to honor that contract. In accordance with that contract, the seller may not:

Fail to deliver an item for which payment was accepted.
Significantly misrepresent an item by not meeting the terms and item description outlined in the listing.
Refuse to accept payment for an item at the end of a successful sale.
Refuse to accept a buyer’s PayPal payment using a credit card if the seller included the PayPal logo in the listing which signifies the seller will accept PayPal payments. Sellers are not permitted to state in their listings that PayPal payments made via credit card will not be accepted.

Violations of this policy by a Seller may result in a range of actions, including:

Listing cancellation
Limits on account privileges
Account suspension
Forfeit of eBay fees on cancelled listings
Loss of PowerSeller status
Referral to Law Enforcement

 

[corie161]

I'm a very small time seller. Most everything I sell ends up at around $10 or less. And I've probably sold less than 20 items since I started selling. When I got my first credit card payment I was forced to switch to a business account to accept it.
I have no problem paying fees for a credit card transaction but with a business account they charge a fee for every paying transaction. I didn't care for that so I set up another personal account and tell people to contact me at the end of the auction if they are using paypal.
I do accept credit card payment in one account so Paypal is still getting their fees for that. Are they going to tell me I can't ask buyers to contact me before paying? I don't tell buyers they can't use a credit card, in fact I say I accept credit cards thru paypal. But I don't check the paypal symbol as payment accepted, I just say Paypal is accepted in my description.
Guess I'll find out if my auctions get closed. Then I will have to decide if it is worth selling something for the pitiful small profit I make.

I also use 2 accounts, I always thought they were more concerned with the fact that sellers were using the Paypal logo, which says you accept credit cards, and then putting the terminoligy in their auction that states no credit cards were accepted. If you weren't allowed 2 accounts, why would Paypal even let you set up 2. I assumed this "new" rule was to stop people from using the logo and not actually accepting credit cards. I also do not use the logo, put it in the description, and ask that they contact me and I will invoice them with the correct account to send payment to.

If they are putting a stop to this, I may rethink my way of doing things. I don't usually have 2 many "hot ticket" items to make it worth my while, just odds and ends from home.

 

[DMRick]

You're not even supposed to do this now, let alone under the new rules. It's against eBay's TOS (or is it Paypal's TOS? Or does it matter since eBay owns Paypal now?) to try to avoid fees in this manner.

When we had the old eBay thread, someone posted this, and I wrote to Paypal, and they told me I was fine using both accounts. Paypal (and ebay) have always allowed 1 personal and 1 business account (of course they hoped, you would only use the personal account for buying, not selling..but either way, they were happy to hold onto your money, and I was happy to have less fees). With this new rule, they are disallowing it to be a part of the auction write up, and you can no longer refuse the cc payment. I wondered what took them so long. For years I used both accounts.

From Paypal (followed by the url to find this info)

"PayPal allows members to have one Personal account and one Premier or Business account. However, each PayPal account must contain unique email addresses and financial information. You may upgrade your account at any time."

https://www.paypal.com/us/cgi-bin/webscr?cmd=xpt/cps/general/PayPalAccountTypes

 

[tlbwriter]

When we had the old eBay thread, someone posted this, and I wrote to Paypal, and they told me I was fine using both accounts. Paypal (and ebay) have always allowed 1 personal and 1 business account (of course they hoped, you would only use the personal account for buying, not selling..but either way, they were happy to hold onto your money, and I was happy to have less fees). With this new rule, they are disallowing it to be a part of the auction write up, and you can no longer refuse the cc payment. I wondered what took them so long. For years I used both accounts.

From Paypal (followed by the url to find this info)

"PayPal allows members to have one Personal account and one Premier or Business account. However, each PayPal account must contain unique email addresses and financial information. You may upgrade your account at any time."

https://www.paypal.com/us/cgi-bin/webscr?cmd=xpt/cps/general/PayPalAccountTypes

Yes, they have always allowed you to have more than one account. But they did not allow you to direct winners of a particular auction to send credit card payments to one account and existing fund payments to a different account. Of course, it wouldn't surprise me to hear that they told you differently, since I can never get the same answer out of them twice...

 

[DMRick]

Yes, they have always allowed you to have more than one account. But they did not allow you to direct winners of a particular auction to send credit card payments to one account and existing fund payments to a different account. Of course, it wouldn't surprise me to hear that they told you differently, since I can never get the same answer out of them twice...

Can you find that in their tos? I went through it all today and cannot find it anywhere (other than what I posted, and it does not say there you couldn't direct to a certain account). Several people have written and Paydamom on the boards said you could have two. You could never post it, but only because you had to use the logo eBay had ok'd, and you can just have one Paypal account with the logo, but you could always say you accepted Paypal, and that you would give the address at the end of the auction. I did find the answer I rec'd, and it's pretty clear that I could have two accounts and use either for payment or buying. It's dated July 2004. Paypal has been very good, when I have questions (unlike Disney) giving me the same answer they give the next person.

 

[tlbwriter]

Can you find that in their tos? I went through it all today and cannot find it anywhere (other than what I posted, and it does not say there you couldn't direct to a certain account). Several people have written and Paydamom on the boards said you could have two. You could never post it, but only because you had to use the logo eBay had ok'd, and you can just have one Paypal account with the logo, but you could always say you accepted Paypal, and that you would give the address at the end of the auction. I did find the answer I rec'd, and it's pretty clear that I could have two accounts and use either for payment or buying. It's dated July 2004. Paypal has been very good, when I have questions (unlike Disney) giving me the same answer they give the next person.

I can't find it right now, but I know it's in there. I'll try again later. But I'm not sure we're talking about the same thing. Yes, you can have and use two separate Paypal accounts for eBay. No problem there. What you cannot do is say: "You have won auction XXXXXX. Your total due is $10.00. If you are paying with a credit card, send the payment to address1@domain.com. If you are paying with existing funds, send the payment to address2@domain.com." It is considered fee avoidance.

I'm glad you've had better luck with Paypal than I have. I've had them tell me that what I read to them off their website was actually incorrect. "It says that? It shouldn't. Don't do that."

 

[DMRick]

I think the original person who spoke about this said she just put, email me about paypal payment. I thought you couldn't put a clickable email addy with two different payments because of the link rule (it has to be your email if it's on the tos), but it's not considered fee avoidance but unallowed links. I think this is what you are talking about, which isn't what I meant, but the reason why you can't have a link to two different email addy's (which you would need to post two ways to pay). Of course now you won't even be able to suggest two ways to pay. In the past, eBay/paypal didn't have a problem with items paid one way or another. I'd be interested if you find where you read that.

"Links Policy

eBay allows sellers to place only certain types of links within an item description. (See the Links Frequently Asked Questions for the definition of a link.) Links that are permitted are listed below; sellers should review the specific link’s policy by clicking on it to ensure any links included in the listing adhere to the policies outlined.

One link to a page that further describes the item being sold in that listing
One link to your email address that opens an email client for potential buyers to ask questions about the item in that listing
Links to photos of the item for sale
Links to your eBay (including your eBay Store) or Half.com listings
Links to your About Me page (in addition to the About Me icon already provided by eBay)
Links to your “Add to My Favorite Sellers and Stores” page
Links that provide credits to third parties
One link to your listing terms and conditions (providing that the most relevant information is within the listing itself and that this page does not include any links off of the eBay Web site)

Violations of this policy may result in a range of actions, including:

Listing cancellation
Limits on account privileges
Account suspension
Forfeit of eBay fees on cancelled listings
Loss of PowerSeller status"

I can't find it right now, but I know it's in there. I'll try again later. But I'm not sure we're talking about the same thing. Yes, you can have and use two separate Paypal accounts for eBay. No problem there. What you cannot do is say: "You have won auction XXXXXX. Your total due is $10.00. If you are paying with a credit card, send the payment to address1@domain.com. If you are paying with existing funds, send the payment to address2@domain.com." It is considered fee avoidance.

 

[jgates]

As said, this becomes part of the cost of doing business. You can't specifically charge someone extra for doing business with a credit card, however, you can upcharge your postage for whatever the allowed items are - gas, supplies, time, etc. I just consider those part of my day and figure that upcharge in effect covers my paypal fees. I don't overcharge excessively - If I am shipping priority I usually charge 4.50 or 4.95 instead of the 3.90 or whatever the minimum is. Hopefully the extra $ will cover the printer ink, clear tape, etc. and the paypal fees. That way I can just figure the ebay costs on the actual item I am selling to know if I am coming out ahead or not. I did quote one item that I hadn't had a chance to weight at $8 and now when I packed it tonite it came thru around $6. I am feeling guilty because I feel like I really overcharged him because it is $2 higher.

 

[crazymomof4]

Oh well, where else but ebay can I find a $2 toy at a flea market and sell it for $58. Even after fees I still made $50 profit. That will pay for something nice at WDW.

WOW! was it an antique toy or collector's item?

 

[CajunDixie]

With this new rule starting Aug 19th I think I'll hold off on listing anything until then. My guess is this will create a little less competion the first few weeks while everyone either quits or changes over to the business account.

 

[LisaNJ25]

I am so happy about this. I am tired of buyers putting the paypal logo in their auctions and than stating they will not take a payment funded with a credit card.

If they don't want to take a CC than dont put the logo which shows you all of the credit cards you can use.

I also think paypal should redo their fees. I can see they charging more for a cc payment but it sholud be less if its paypal funded or bank account funded.

 

[etwinchester]

I am so happy about this. I am tired of buyers putting the paypal logo in their auctions and than stating they will not take a payment funded with a credit card.

If they don't want to take a CC than dont put the logo which shows you all of the credit cards you can use.

I also think paypal should redo their fees. I can see they charging more for a cc payment but it sholud be less if its paypal funded or bank account funded.

If the sellers read the rules, it states that they should not display the Paypal logos if they don't accept credit cards thru paypal.

I only accept Paypal via funds or bank account and it's stated in my auction with no Paypal logos at the bottom.

 

[JoannaOhio]

If the sellers read the rules, it states that they should not display the Paypal logos if they don't accept credit cards thru paypal. I only accept Paypal via funds or bank account and it's stated in my auction with no Paypal logos at the bottom.

But if I understand correctly, the new rules won't allow us sellers to accept PayPal under those terms any more. If we take PayPal payments at all, we have to be willing to take any form of PayPal payment - including credit cards. I haven't sold anything on eBay for a while, but - like you - I used to stipulate that I could only accept payment through PayPal via existing funds or direct transfer from a bank account. Looks like my only choice now is to bite the bullet and upgrade to a Premier account. I do think it would be more fair if PayPal only charged the extra fees on payments made with a credit card - not on direct bank transfers, etc.

 

[Cathy baby RN]

I won't wvwn bid on an item that I can't pay with Paypal. I think it's actually going to hurt the business of those who won't take it.

Anne

I'm like you Anne, I won't bid on auctions that don't take PayPal. It is so much more convenient and time-saving.

Cathy

 

[etwinchester]

But if I understand correctly, the new rules won't allow us sellers to accept PayPal under those terms any more. If we take PayPal payments at all, we have to be willing to take any form of PayPal payment - including credit cards. I haven't sold anything on eBay for a while, but - like you - I used to stipulate that I could only accept payment through PayPal via existing funds or direct transfer from a bank account. Looks like my only choice now is to bite the bullet and upgrade to a Premier account. I do think it would be more fair if PayPal only charged the extra fees on payments made with a credit card - not on direct bank transfers, etc.

Your correct regarding the new rules. They either have to accept Paypal (credit cards and all) or no Paypal.

I was just responding to whomever posted about sellers displaying the logos and then stating they accept Paypal but not credit cards. When you choose to display the payments accepted, it specifically tells you NOT to use the logos if you don't accept credit cards. Instead, put in the listing that you accept Paypal but only available funds or bank transfers. Obviously, this won't apply once the new rules take affect...

 

[tlbwriter]

If the sellers read the rules, it states that they should not display the Paypal logos if they don't accept credit cards thru paypal.

I only accept Paypal via funds or bank account and it's stated in my auction with no Paypal logos at the bottom.

Yeah, well, that's a pretty big "if"! I think those who are on the ball, like you, are the minority.